Justin A. Reckers
FONTE FINANCIAL ADVISORS | Lead Financial Advisor, CEO
Carlsbad, CA 92011
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CRD#: 4942526
Professional summary
Justin Anthony Reckers, CFP® is a registered financial advisor currently at FONTE FINANCIAL ADVISORS located in Carlsbad, California.
Justin is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2006. Justin has worked at 6 firms and has passed the Series 63, Series 66, Series 7TO, SIE and Series 7 exams.
Biography
I live in Southern California with my wonderful family and where I co-founded Fonte Financial Advisors and Wellspring Divorce Advisors. My two children are Ashton and Emmy and watching them grow up has been the joy of my life. When I am not working with clients or with my family, I enjoy playing competitive soccer, not-so-competitive golf, and gardening.
Education is very important to me and throughout my life, I’ve taken many different avenues to enrich myself. I am a proud graduate of The Ohio State University, a CERTIFIED FINANCIAL PLANNER®, and a Certified Divorce Financial Analyst®.
Helping people is what I feel I was born to do. It is all the more fulfilling to play a role in someone overcoming their challenges and prospering. I am very fortunate to have the ability to help real people make tangible positive changes in their lives.
I also enjoy giving back and being part of a community. I am a former Chairman of the Board of Trustees for the Pacific South Coast Chapter of the National Multiple Sclerosis Society, and I served as a board member of the Institute for Divorce Financial Analysts, Collaborative Practice California, and the Collaborative Family Law Group of San Diego.
I've been featured in the Wall Street Journal, CNBC, Investment News Magazine, Financial Planning Magazine, CNN Money, Bankrate.com, Kiplinger’s Personal Finance, the Matrimonial Strategist, Family Lawyer Magazine, and many other media outlets.
I have also served as a speaker and resource for journalists on the topic of Divorce Financial Planning, Strategic Financial Planning, and Behavioral Finance. I have spoken to groups such as the Institute for Divorce Financial Analysts, the International Academy of Collaborative Professionals, the California Society of Certified Public Accountants, and the Association of Family and Conciliation Courts, and have taught a special topics course on Divorce Financial Planning at Texas Tech University.
Question & Answer
What are your service offerings?
Employee and Employer Plan Ben...
Insurance Planning
Tax Planning
Life Transitions
Estate Planning
Divorce Planning
Investment Planning
Retirement Planning
Comprehensive Financial Planni...
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
No. 1) Name of Business: RG Financial, LLC DBA Fonte Financial Advisors. Investment related. Address: 703 Palomar Airport Road, Suite 240 Carlsbad CA 92011. Nature of Business: Investment Advisor. Position/Title/Relationship: Owner. Start Date: 10/2015. Hours per month: 150.Hours per month during Securities trading hours: 120. Duties/Responsibilities: Lead advisor providing fee only comprehensive wealth management. No. 2) Name of Business: Reckers Group, LLC. Non-Investment related. Address: 703 Palomar Airport Road, Suite 240 Carlsbad CA 92011. Nature of Business: DBA Wellspring Divorce Advisors, Certified divorce financial analyst. Position/Title/Relationship: Owner. Start Date: 03/2015. Hours per month: 30. Hours per month during Securities trading hours: 20. Duties/Responsibilities: Managing director providing divorce financial planning, forensic accounting, meditation, collaborative divorce and litigation support for individuals going through divorce and their attorneys. No. 3) Name of Business: National Multiple Sclerosis Society. Non-Investment related. Address: 10089 Willow Creek Road, Suite 250,San Diego, CA 92131. Nature of Business: Fundraising, programs, and services, research and public education for multiple sclerosis. Position/Title/Relationship: Trustee. Start Date: 10/01/2010. Hours per month: 5. Hours per month during Securities trading hours: 0. Duties/Responsibilities: Trustee, fundraising and public education.
CRS (Client Relationship Summary) - RIA
Click below to view Justin Anthony Reckers's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2006
Education
Ohio State University
Experience
Current
March 23, 2021 - Present
FONTE FINANCIAL ADVISORS
Office #1: 703 Palomar Airport Road Suite 240, Carlsbad, CA 92011RIA
CRD#: 311162
Carlsbad, CA
Past
March 1, 2018 - March 23, 2021
CALTON & ASSOCIATES, INC.
BD
CRD#: 20999
Denver, CO
Past
October 26, 2015 - March 31, 2021
ADVISORY SERVICES NETWORK
RIA
CRD#: 146051
Carlsbad, CA
Past
April 30, 2015 - October 6, 2015
SOURCE FINANCIAL ADVISORS, LLC
RIA
CRD#: 164825
SAN DIEGO, CA
Past
March 27, 2013 - March 27, 2015
PACIFIC WEALTH MANAGEMENT
RIA
CRD#: 113217
SAN DIEGO, CA
Past
March 26, 2007 - March 27, 2015
GIRARD SECURITIES, INC.
BD
CRD#: 18697
SAN DIEGO, CA
Past
August 10, 2006 - March 27, 2015
GIRARD SECURITIES, INC.
RIA
CRD#: 18697
SAN DIEGO, CA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FF
FONTE FINANCIAL ADVISORS
FONTE FINANCIAL ADVISORS | RG FINANCIAL, LLC | FONTE FINANCIAL ADVISORS, LLC
CRD#: 311162 / SEC#: 801-120581
RIA
Registered Investment Advisory firm - (3/22/2021 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
California(3/23/2021)
IAR
Texas(8/3/2021)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 7TO
Date: 6/11/2024
General Securities Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
Current Firm
FF
FONTE FINANCIAL ADVISORS
FONTE FINANCIAL ADVISORS | RG FINANCIAL, LLC | FONTE FINANCIAL ADVISORS, LLC
CRD#: 311162 / SEC#: 801-120581
RIA
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Contact information
Main Address
703 Palomar Airport Road Suite 240, Carlsbad, CA 92011
Mailing Address
Phone number
(585) 800-4176
Established
Firm type
Fiscal year end
# of Employees
5
SEC notice filing (5 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 468 |
| AUM (Assets Under Management) | $ 151,578,664 |
Red Flags
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Company Information
FONTE FINANCIAL ADVISORS
Lead Financial Advisor, CEOCRD#: 311162Carlsbad, CA 92011TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
