Arthur C. Garcia

ATLAS FINANCIAL ADVISORS

Oroville, CA 95965

Some features on this profile are disabled

CRD#: 4865182

Professional summary

Arthur Cole Garcia, CFP®, who also goes by A Cole Garcia, Cole Garcia, is a registered financial advisor currently at ATLAS FINANCIAL ADVISORS, INC. located in Oroville, California and ATLAS FINANCIAL LLC located in Chico, California.

Arthur is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2004. Arthur has worked at 8 firms and has passed the Series 66 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

A Cole Garcia | Cole Garcia

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Name of business - Atlas Health Insurance Solutions Is the business "investment-related" - No Location (city, state) of business - Oroville, CA Position/title and duties with business - Insurance Agent Start date with business - October 2004 Hours per month or week devoted to the business - 15 Percentage of total yearly salary expected to be derived from the business 25% Arthur Cole Garcia is an investment adviser representative and owner with another investment advisory rm, Atlas Financial Advisors, Inc., Name of business - Atlas Financial, LLC Is the business "investment-related" - YES Location (city, state) of business - Chico, CA Position/title and duties with business - President/ IAR Start date with business - February 2025 Hours per month or week devoted to the business during training - 1 Hours per month or week devoted to the business outside training- 2 Percentage of total yearly salary expected to be derived from the business 10%

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Arthur Cole Garcia's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2020

Experience

Current

March 26, 2012 - Present

ATLAS FINANCIAL ADVISORS, INC.

Office #1: 2126 5th Avenue, Oroville, CA 95965

RIA

CRD#: 160276

Oroville, CA

Current

February 18, 2025 - Present

ATLAS FINANCIAL LLC

Office #1: 1550 Humboldt Rd Suite 7, Chico, CA 95928

RIA

CRD#: 334246

CHICO, CA

Current

September 5, 2025 - Present

OROVILLE, CA

Past

January 22, 2010 - March 30, 2012

PACIFIC FINANCIAL STRATEGIES, INC

RIA

CRD#: 151434

THOUSAND OAKS, CA

Past

March 31, 2008 - February 19, 2010

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

RIA

CRD#: 15708

MARYSVILLE, CA

Past

March 31, 2008 - February 19, 2010

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

CRD#: 15708

MARYSVILLE, CA

Past

February 17, 2006 - March 31, 2008

OSAIC FS, INC.

RIA

CRD#: 3870

OROVILLE, CA

Past

July 12, 2005 - March 31, 2008

OSAIC FS, INC.

CRD#: 3870

OROVILLE, CA

Past

November 19, 2004 - July 15, 2005

METROPOLITAN LIFE INSURANCE COMPANY

CRD#: 4095

NEW YORK, NY

Past

November 19, 2004 - July 15, 2005

MSI FINANCIAL SERVICES, INC.

CRD#: 14251

SPRINGFIELD, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

ATLAS FINANCIAL ADVISORS, INC.

CRD#: 160276 / SEC#: 801-120944

RIA

Registered Investment Advisory firm - (4/23/2021 Approved)

California

Registered Investment Advisory firm - (7/17/2021 Terminated)

Idaho

Registered Investment Advisory firm - (6/21/2021 Terminated)

Indiana

Registered Investment Advisory firm - (6/18/2021 Terminated)

Texas

Registered Investment Advisory firm - (6/17/2021 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Arizona
(9/5/2025)

IAR

California
(3/26/2012)

IAR

Florida
(9/15/2025)

IAR

Idaho
(3/8/2018)

IAR

Indiana
(2/2/2021)

IAR

Louisiana
(9/15/2025)

IAR

Michigan
(9/16/2025)

IAR

New York
(9/16/2025)

IAR

Pennsylvania
(10/1/2025)

IAR

Texas
(2/15/2013)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 12/20/2004

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7

Date: 11/18/2004

General Securities Representative Examination

Current Firm

ATLAS FINANCIAL ADVISORS, INC.

CRD#: 160276 / SEC#: 801-120944

RIA

Registered Investment Advisory firm - (4/23/2021 Approved)

California

Registered Investment Advisory firm - (7/17/2021 Terminated)

Idaho

Registered Investment Advisory firm - (6/21/2021 Terminated)

Indiana

Registered Investment Advisory firm - (6/18/2021 Terminated)

Texas

Registered Investment Advisory firm - (6/17/2021 Terminated)

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

2126 5th Avenue, Oroville, CA 95965

Mailing Address

Phone number

(530) 589-2515

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (23 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A (3/12/2025)

Regulatory assets under management

Total Number of Accounts	985
AUM (Assets Under Management)	$ 107,762,356

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

Caleb Warren

WARREN FINANCIAL

IAR

BANGOR, ME

Andrew Katzenberger

KATZ CAPITAL ADVISORS

IAR

CALDWELL, ID

Reuben Rowley

EAGLE STRATEGIES LLC

IAR

AMERICAN FORK, UT

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Arthur C. Garcia

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Arthur Cole Garcia's CRS (Customer Relationship Summary).

Certified licenses

Experience

ATLAS FINANCIAL LLC

PACIFIC FINANCIAL STRATEGIES, INC

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

OSAIC FS, INC.

OSAIC FS, INC.

METROPOLITAN LIFE INSURANCE COMPANY

MSI FINANCIAL SERVICES, INC.

Primary Firm SEC Registration

ATLAS FINANCIAL ADVISORS, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 12/20/2004

Series 7

Date: 11/18/2004

Current Firm

ATLAS FINANCIAL ADVISORS, INC.

Contact information

SEC notice filing (23 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

ATLAS FINANCIAL ADVISORS, INC.

TRUST BUT VERIFY

Similar Advisors