Andres D. Garcia

ZOE FINANCIAL

New York, NY 10017

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CRD#: 4829474

Professional summary

Andres Daniel Garcia is a registered financial advisor currently at ZOE FINANCIAL, INC. located in New York, New York.

Andres is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2006. Andres has worked at 2 firms and has passed the Series 63, Series 3, Series 55 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Andres Daniel Garcia's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

August 31, 2021 - Present

ZOE FINANCIAL, INC.

Office #1: 666 Third Ave. 6th Floor, New York, NY 10017

RIA

CRD#: 285158

New York, NY

Past

August 21, 2019 - January 31, 2020

ZOE FINANCIAL, INC.

RIA

CRD#: 285158

NEW YORK, NY

Past

January 6, 2006 - May 6, 2009

MORGAN STANLEY & CO. LLC

CRD#: 8209

NEW YORK, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

ZOE FINANCIAL, INC.

CRD#: 285158 / SEC#: 801-117745

RIA

Registered Investment Advisory firm - (12/5/2019 Approved)

New Jersey

Registered Investment Advisory firm - (1/31/2020 Terminated)

New York

Registered Investment Advisory firm - (1/20/2020 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

New York
(8/31/2021)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 2/7/2006

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 3

Date: 12/21/2006

National Commodity Futures Examination

General Industry/Product Exam

Series 55

Date: 10/23/2006

Limited Representative-Equity Trader Exam

General Industry/Product Exam

Series 7

Date: 1/5/2006

General Securities Representative Examination

Current Firm

ZOE FINANCIAL, INC.

CRD#: 285158 / SEC#: 801-117745

RIA

Registered Investment Advisory firm - (12/5/2019 Approved)

New Jersey

Registered Investment Advisory firm - (1/31/2020 Terminated)

New York

Registered Investment Advisory firm - (1/20/2020 Terminated)

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Contact information

Main Address

666 Third Ave. 6th Floor, New York, NY 10017

Mailing Address

Phone number

(646) 680-9244

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (51 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A APPENDIX - ZOE FINANCIAL INC - WRAP BROCHURE (6/6/2025)

ADV PART 2A ZOE FINANCIAL - NON-WRAP BROCHURE (6/6/2025)

ADV PART 2A-ZOE ADVISOR NETWORK (4/15/2025)

Red Flags

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Check for any disclosures as part of your thorough research when choosing an advisor.

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Andres D. Garcia

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Andres Daniel Garcia's CRS (Customer Relationship Summary).

Certified licenses

Experience

ZOE FINANCIAL, INC.

ZOE FINANCIAL, INC.

MORGAN STANLEY & CO. LLC

Primary Firm SEC Registration

ZOE FINANCIAL, INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 2/7/2006

Series 3

Date: 12/21/2006

Series 55

Date: 10/23/2006

Series 7

Date: 1/5/2006

Current Firm

ZOE FINANCIAL, INC.

Contact information

SEC notice filing (51 States and Territories)

Documents

Part 2 Brochures

Red Flags

Company Information

ZOE FINANCIAL, INC.

TRUST BUT VERIFY

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