Joseph Fernandes
CETERA INVESTMENT ADVISERS LLC
WILLAMSBURG, VA 23185
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CRD#: 4753572
Professional summary
Joseph Fernandes, CFP® is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Willamsburg, Virginia and CETERA WEALTH SERVICES, LLC located in Willamsburg, Virginia.
Joseph is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2004. Joseph has worked at 5 firms and has passed the Series 66, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1)_NAME OF ENTITY:JOE FERNANDES WEALTH MANAGEMENT LLC; No; 477 MCLAWS CIRCLE STE 4 WILLIAMSBURG VA 23185; WILLIAMSBURG; VA; 23185; ACCOUNTING AND BOOKKEEPING; MEMBER/OWNER; 11/2/2016; 5; 5; PERFORM ACCOUNTING AND BOOKKEEPING 2)NAME OF ENTITY:FERNANDES WEALTH MANAGEMENT LLC; Yes; 477 MCLAWS CIRCLE STE 4 WILLIAMSBURG VA 23185; WILLIAMSBURG; VA; 23185; FINANCIAL SERVICES/DBA; FINANCIAL ADVISOR/OWNER; 2/28/2017; 160; 140; SALE & SERVICE INSURANCE,SECURITIES AND INVESTMENT PRODUCTS. 3) NAME OF ENTITY: INDEPENDENT INSURANCE AGENT; Yes; 477 MCLAWS CIRCLE STE 4 WILLIAMSBURG VA 23185; WILLIAMSBURG; VA; 23185; FIXED INSURANCE SALES; INDEPENDENT INSURANCE AGENT; 9/17/2013; 160; 160; SALE OF FIXED INSURANCE PRODUCTS;
CRS (Client Relationship Summary) - RIA
Click below to view Joseph Fernandes's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2010
Experience
Current
June 29, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 477 Mclaws Circle Ste 4, Willamsburg, VA 23185RIA
CRD#: 105644
WILLAMSBURG, VA
Current
June 9, 2021 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 477 Mclaws Circle Ste 4, Willamsburg, VA 23185BD
CRD#: 13572
Willamsburg, VA
Past
June 9, 2021 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
EL SEGUNDO, CA
Past
September 24, 2013 - June 9, 2021
VOYA FINANCIAL ADVISORS, INC.
RIA
CRD#: 2882
WILLAMSBURG, VA
Past
September 17, 2013 - June 9, 2021
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
WILLAMSBURG, VA
Past
October 23, 2006 - September 18, 2013
SECURIAN FINANCIAL SERVICES, INC.
RIA
CRD#: 15296
WILLIAMSBURG, VA
Past
October 23, 2006 - September 18, 2013
SECURIAN FINANCIAL SERVICES, INC.
BD
CRD#: 15296
WILLIAMSBURG, VA
Past
April 20, 2004 - August 2, 2006
EQUITABLE ADVISORS, LLC
RIA
CRD#: 6627
WILLIAMSBURG, VA
Past
March 12, 2004 - August 2, 2006
EQUITABLE ADVISORS, LLC
BD
CRD#: 6627
WILLIAMSBURG, VA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(6/9/2021)
RR
California(6/9/2021)
RR
Connecticut(6/9/2021)
RR
District of Columbia(6/9/2021)
RR
Florida(9/12/2024)
RR
Indiana(10/9/2024)
RR
Maryland(6/9/2021)
RR
Massachusetts(6/9/2021)
RR
Minnesota(12/11/2023)
RR
New York(6/9/2021)
RR
North Carolina(6/9/2021)
RR
Pennsylvania(8/13/2024)
RR
Tennessee(6/9/2021)
RR
Texas(6/9/2021)
IAR
Texas(6/29/2023)
RR
Virginia(6/9/2021)
IAR
Virginia(6/29/2023)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Willamsburg, VA 23185TRUST BUT VERIFY
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