David A. Umstead

CAPE ANN CAPITAL

MANCHESTER, MA

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CRD#: 4727346

Professional summary

David Allan Umstead, who also goes by David A. Umstead, is a registered financial advisor currently at CAPE ANN CAPITAL, INC. located in Manchester, Massachusetts.

David is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1999. David has worked at 1 firm .

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

David A. Umstead

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view David Allan Umstead's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

October 1, 1999 - Present

CAPE ANN CAPITAL, INC.

RIA

CRD#: 128942

MANCHESTER, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CAPE ANN CAPITAL, INC.

CRD#: 128942 / SEC#: 801-66982

RIA

Registered Investment Advisory firm - (7/5/2006 Approved)

Massachusetts

Registered Investment Advisory firm - (12/7/2006 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Massachusetts
(10/1/1999)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Current Firm

CAPE ANN CAPITAL, INC.

CRD#: 128942 / SEC#: 801-66982

RIA

Registered Investment Advisory firm - (7/5/2006 Approved)

Massachusetts

Registered Investment Advisory firm - (12/7/2006 Terminated)

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Contact information

Main Address

13 Woodcrest Road, Manchester, MA 01944

Mailing Address

Phone number

(978) 526-7541

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (6 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

CAPE ANN CAPITAL, INC. (3/27/2025)

Regulatory assets under management

Total Number of Accounts	577
AUM (Assets Under Management)	$ 198,794,469

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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David A. Umstead

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view David Allan Umstead's CRS (Customer Relationship Summary).

Certified licenses

Experience

CAPE ANN CAPITAL, INC.

Primary Firm SEC Registration

CAPE ANN CAPITAL, INC.

State Registrations and Notice Filings

Exams

Current Firm

CAPE ANN CAPITAL, INC.

Contact information

SEC notice filing (6 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

CAPE ANN CAPITAL, INC.

TRUST BUT VERIFY

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