Timothy J. Havern

EMPOWER ADVISORY GROUP

Boston, MA 02110

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CRD#: 4717461

Professional summary

Timothy James Havern, who also goes by Timothy J Havern, is a registered financial advisor currently at EMPOWER ADVISORY GROUP, LLC located in Boston, Massachusetts and EMPOWER FINANCIAL SERVICES, INC. located in Boston, Massachusetts.

Timothy is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2004. Timothy has worked at 10 firms and has passed the Series 66, Series 63, Series 52TO, SIE, Series 7, Series 6, Series 4, Series 24, Series 10 and Series 9 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Timothy J Havern

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Owner of rental property located in Cambridge, MA, as of 2011; 0% time spent during business hours; Not conducted at branch location; Investment related.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Timothy James Havern's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

September 23, 2025 - Present

EMPOWER ADVISORY GROUP, LLC

Office #1: 100 Federal St 18th Floor, Boston, MA 02110

RIA

CRD#: 112058

Boston, MA

Current

September 8, 2025 - Present

EMPOWER FINANCIAL SERVICES, INC.

Office #1: 100 Federal St. Floor 1, Boston, MA 02110

CRD#: 13109

Boston, MA

Past

November 15, 2023 - August 26, 2025

COMMONWEALTH FINANCIAL NETWORK

RIA

CRD#: 8032

WALTHAM, MA

Past

November 13, 2023 - August 26, 2025

COMMONWEALTH FINANCIAL NETWORK

CRD#: 8032

WALTHAM, MA

Past

June 16, 2022 - May 10, 2023

RAYMOND JAMES & ASSOCIATES, INC.

RIA

CRD#: 705

Boston, MA

Past

June 16, 2022 - May 10, 2023

RAYMOND JAMES & ASSOCIATES, INC.

CRD#: 705

Boston, MA

Past

March 30, 2016 - June 8, 2022

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

BOSTON, MA

Past

March 29, 2016 - June 8, 2022

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

BOSTON, MA

Past

April 25, 2013 - February 9, 2016

LPL FINANCIAL LLC

RIA

CRD#: 6413

BOSTON, MA

Past

April 22, 2013 - February 9, 2016

LPL FINANCIAL LLC

CRD#: 6413

BOSTON, MA

Past

March 18, 2010 - November 16, 2012

GUARDIAN INVESTOR SERVICES LLC

CRD#: 6635

NEW YORK, NY

Past

January 1, 2008 - September 30, 2009

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

BOSTON, MA

Past

September 8, 2005 - January 3, 2008

A. G. EDWARDS & SONS, INC.

CRD#: 4

BOSTON, MA

Past

February 13, 2004 - July 18, 2005

PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP

CRD#: 7325

BOSTON, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

EMPOWER ADVISORY GROUP, LLC

ADVISED ASSETS GROUP INC | EMPOWER ADVISORY GROUP, LLC | ADVISED ASSETS GROUP, LLC

CRD#: 112058 / SEC#: 801-58105

RIA

Registered Investment Advisory firm - (11/22/2000 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(9/8/2025)

Alaska
(9/8/2025)

Arizona
(9/8/2025)

Arkansas
(9/8/2025)

California
(9/8/2025)

Connecticut
(9/8/2025)

Delaware
(9/8/2025)

Georgia
(9/8/2025)

Hawaii
(9/8/2025)

Idaho
(9/8/2025)

Illinois
(9/8/2025)

Indiana
(9/8/2025)

Iowa
(9/8/2025)

Kansas
(9/8/2025)

Kentucky
(9/8/2025)

Maine
(9/8/2025)

Massachusetts
(9/8/2025)

IAR

Massachusetts
(9/23/2025)

Michigan
(9/8/2025)

Minnesota
(9/8/2025)

Mississippi
(9/8/2025)

Missouri
(9/8/2025)

Montana
(9/8/2025)

Nebraska
(9/8/2025)

Nevada
(9/8/2025)

New Hampshire
(9/8/2025)

New Jersey
(9/8/2025)

New Mexico
(9/8/2025)

New York
(9/8/2025)

North Carolina
(9/8/2025)

North Dakota
(9/8/2025)

Oklahoma
(9/8/2025)

Oregon
(9/8/2025)

Pennsylvania
(9/8/2025)

Rhode Island
(9/8/2025)

South Carolina
(9/8/2025)

South Dakota
(9/8/2025)

Tennessee
(9/8/2025)

Texas
(9/8/2025)

Utah
(9/8/2025)

Vermont
(9/8/2025)

Virginia
(9/8/2025)

Washington
(9/8/2025)

West Virginia
(9/8/2025)

Wisconsin
(9/8/2025)

Wyoming
(9/8/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 10/20/2005

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 5/26/2004

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 52TO

Date: 7/1/2024

Municipal Securities Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 9/7/2005

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 2/12/2004

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 4

Date: 3/4/2024

Registered Options Principal Examination

Principal/Supervisory Exam

Series 24

Date: 1/4/2024

General Securities Principal Examination

Principal/Supervisory Exam

Series 10

Date: 10/18/2019

General Securities Sales Supervisor - General Module Examination

Principal/Supervisory Exam

Series 9

Date: 9/16/2019

General Securities Sales Supervisor - Options Module Examination

SRO Registrations

FINRA

Current Firm

EMPOWER ADVISORY GROUP, LLC

ADVISED ASSETS GROUP INC | EMPOWER ADVISORY GROUP, LLC | ADVISED ASSETS GROUP, LLC

CRD#: 112058 / SEC#: 801-58105

RIA

Registered Investment Advisory firm - (11/22/2000 Approved)

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Contact information

Main Address

8515 East Orchard Rd 4t2, Greenwood Village, CO 80111

Mailing Address

Phone number

(866) 575-4977

Established

Firm type

Fiscal year end

# of Employees

822

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

EMPOWER ADVISORY GROUP PERSONAL STRATEGY(R) WRAP FEE PROGRAM (11/25/2025)

EMPOWER ADVISORY GROUP - ONLINE ADVICE & MANAGED ACCOUNT SERVICE FOR EMPOWER PREMIER IRA (9/22/2025)

EMPOWER ADVISORY GROUP FINANCIAL PLANNING SERVICE (9/19/2025)

EMPOWER PREMIER INVESTMENT ACCOUNT (9/19/2025)

EMPOWER ADVISORY GROUP WRAP FEE PROGRAM BROCHURE FOR EMPOWER MANAGED PORTFOLIOS (9/19/2025)

EMPOWER ADVISORY GROUP - ONLINE ADVICE & PROFESSIONAL MANAGEMENT PROGRAM (9/19/2025)

EMPOWER ADVISORY GROUP - ONLINE ADVICE & MANAGED ACCOUNT SERVICE/MY TOTAL RETIREMENT (9/19/2025)

Regulatory assets under management

Total Number of Accounts	250,707
AUM (Assets Under Management)	$ 159,120,330,491

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
03/28/2025	Cover Page	Report
11/21/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Timothy J. Havern

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Timothy James Havern's CRS (Customer Relationship Summary).

Certified licenses

Experience

EMPOWER FINANCIAL SERVICES, INC.

COMMONWEALTH FINANCIAL NETWORK

COMMONWEALTH FINANCIAL NETWORK

RAYMOND JAMES & ASSOCIATES, INC.

RAYMOND JAMES & ASSOCIATES, INC.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

LPL FINANCIAL LLC

LPL FINANCIAL LLC

GUARDIAN INVESTOR SERVICES LLC

WELLS FARGO CLEARING SERVICES, LLC

A. G. EDWARDS & SONS, INC.

PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP

Primary Firm SEC Registration

EMPOWER ADVISORY GROUP, LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 10/20/2005

Series 63

Date: 5/26/2004

Series 52TO

Date: 7/1/2024

SIE

Date: 10/1/2018

Series 7

Date: 9/7/2005

Series 6

Date: 2/12/2004

Series 4

Date: 3/4/2024

Series 24

Date: 1/4/2024

Series 10

Date: 10/18/2019

Series 9

Date: 9/16/2019

FINRA

Current Firm

EMPOWER ADVISORY GROUP, LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

EMPOWER ADVISORY GROUP, LLC

TRUST BUT VERIFY

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