CC
Caroline M. Chance
CETERA INVESTMENT ADVISERS LLC
ST CLOUD, MN 56301
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CRD#: 4660858
CC
Professional summary
Caroline Margaret Chance, who also goes by Caroline Margaret Schultz, Caroline Margaret Shultz, Caroline Margaret Watson, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in St Cloud, Minnesota and CETERA WEALTH SERVICES, LLC located in St Cloud, Minnesota.
Caroline is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2013. Caroline has worked at 4 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Caroline Margaret Schultz | Caroline Margaret Shultz | Caroline Margaret Watson
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Caroline Margaret Chance's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
August 14, 2014 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 400 1st St S Ste 300, St Cloud, MN 56301Office #2: 1615 15th Ave Se, Apt 255, St. Cloud, MN 56304RIA
CRD#: 105644
ST CLOUD, MN
Current
June 8, 2017 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 400 1st St S Ste 300, St Cloud, MN 56301BD
CRD#: 13572
St Cloud, MN
Current
January 16, 2025 - Present
CETERA ADVISORS LLC
Office #1: 400 1st St S Ste 300, St Cloud, MN 56301BD
CRD#: 10299
St Cloud, MN
Past
February 8, 2018 - March 21, 2024
CETERA ADVISORS LLC
RIA
CRD#: 10299
ST CLOUD, MN
Past
May 4, 2017 - May 3, 2024
CETERA ADVISORS LLC
BD
CRD#: 10299
ST CLOUD, MN
Past
May 1, 2013 - May 3, 2024
CETERA INVESTMENT SERVICES LLC
BD
CRD#: 15340
ST CLOUD, MN
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(5/3/2024)
RR
Alaska(5/3/2024)
RR
Arizona(5/3/2024)
RR
Arkansas(5/3/2024)
RR
California(5/3/2024)
RR
Colorado(5/3/2024)
RR
Connecticut(5/3/2024)
RR
Delaware(5/3/2024)
RR
District of Columbia(5/3/2024)
RR
Florida(5/3/2024)
RR
Georgia(5/3/2024)
RR
Hawaii(5/3/2024)
RR
Idaho(5/3/2024)
RR
Illinois(5/3/2024)
RR
Indiana(5/3/2024)
RR
Iowa(5/3/2024)
RR
Kansas(5/3/2024)
RR
Kentucky(5/3/2024)
RR
Louisiana(5/3/2024)
RR
Maine(5/3/2024)
RR
Maryland(5/3/2024)
RR
Massachusetts(5/3/2024)
RR
Michigan(5/3/2024)
IAR
Minnesota(8/14/2014)
RR
Minnesota(5/3/2024)
RR
Mississippi(5/3/2024)
RR
Missouri(5/3/2024)
RR
Montana(5/3/2024)
RR
Nebraska(5/3/2024)
RR
Nevada(5/3/2024)
RR
New Hampshire(5/3/2024)
RR
New Jersey(5/3/2024)
RR
New Mexico(5/3/2024)
RR
New York(5/3/2024)
RR
North Carolina(5/6/2024)
RR
North Dakota(5/3/2024)
RR
Ohio(5/3/2024)
RR
Oklahoma(5/3/2024)
RR
Oregon(5/3/2024)
RR
Pennsylvania(5/3/2024)
RR
Puerto Rico(5/3/2024)
RR
Rhode Island(5/3/2024)
RR
South Carolina(5/3/2024)
RR
South Dakota(5/3/2024)
RR
Tennessee(5/3/2024)
IAR
Texas(2/13/2023)
RR
Texas(5/3/2024)
RR
Utah(5/3/2024)
RR
Vermont(5/3/2024)
RR
Virgin Islands(5/3/2024)
RR
Virginia(5/3/2024)
RR
Washington(5/3/2024)
RR
West Virginia(5/3/2024)
RR
Wisconsin(5/3/2024)
RR
Wyoming(5/3/2024)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644St Cloud, MN 56301TRUST BUT VERIFY
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