Stephen R. Hutter

BLUE FINANCIAL

Charlotte, NC 28210

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CRD#: 4582642

Professional summary

Stephen Ross Hutter, CFP®, who also goes by Stephen Ross Hutter, Stephen R Hutter, is a registered financial advisor currently at BLUE FINANCIAL located in Charlotte, North Carolina.

Stephen is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2002. Stephen has worked at 12 firms and has passed the Series 66, Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Stephen Ross Hutter | Stephen R Hutter

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.) POA FOR MOTHER, SUSAN P. ADELAAR 2)POA FOR FATHER, ROBERT S HUTTER

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Stephen Ross Hutter's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2019

Experience

Current

August 29, 2025 - Present

BLUE FINANCIAL

Office #1: 5970 Fairview Road, Suite 400, Charlotte, NC 28210

RIA

CRD#: 330324

Charlotte, NC

Past

March 20, 2023 - July 3, 2025

LPL FINANCIAL LLC

RIA

CRD#: 6413

FORT MILL, SC

Past

March 20, 2023 - July 3, 2025

LPL FINANCIAL LLC

CRD#: 6413

FORT MILL, SC

Past

January 21, 2020 - February 23, 2023

CETERA INVESTMENT ADVISERS LLC

RIA

CRD#: 105644

CHARLOTTE, NC

Past

January 21, 2020 - February 23, 2023

CETERA INVESTMENT SERVICES LLC

CRD#: 15340

CHARLOTTE, NC

Past

September 24, 2018 - May 2, 2019

EQUITABLE ADVISORS, LLC

RIA

CRD#: 6627

CHARLOTTE, NC

Past

September 19, 2018 - May 2, 2019

EQUITABLE ADVISORS, LLC

CRD#: 6627

CHARLOTTE, NC

Past

September 13, 2017 - August 27, 2018

SANTANDER SECURITIES LLC

RIA

CRD#: 41791

DEDHAM, MA

Past

September 13, 2017 - August 27, 2018

SANTANDER SECURITIES LLC

CRD#: 41791

DEDHAM, MA

Past

February 4, 2013 - August 30, 2017

VOYA FINANCIAL ADVISORS, INC.

RIA

CRD#: 2882

BRAINTREE, MA

Past

August 21, 2012 - August 30, 2017

VOYA FINANCIAL ADVISORS, INC.

CRD#: 2882

BRAINTREE, MA

Past

June 30, 2010 - August 21, 2012

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

WELLESLEY HILLS, MA

Past

October 23, 2009 - August 21, 2012

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

WELLESLEY HILLS, MA

Past

April 7, 2009 - October 23, 2009

BANC OF AMERICA INVESTMENT SERVICES, INC.

CRD#: 16361

WALTHAM, MA

Past

June 30, 2006 - March 18, 2009

BANC OF AMERICA INVESTMENT SERVICES, INC.

CRD#: 16361

WALTHAM, MA

Past

February 15, 2006 - April 27, 2006

DEUTSCHE BANK SECURITIES INC.

CRD#: 2525

BOSTON, MA

Past

October 3, 2003 - March 3, 2006

NATIONAL FINANCIAL SERVICES LLC

CRD#: 13041

BOSTON, MA

Past

December 13, 2002 - August 25, 2003

PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP

CRD#: 7325

BOSTON, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

BLUE FINANCIAL

BLUE FINANCIAL | BLUE WEALTH INC. | BLUE WEALTH

CRD#: 330324 / SEC#: 801-132547

RIA

Registered Investment Advisory firm - (4/28/2025 Approved)

Georgia

Registered Investment Advisory firm - (5/12/2025 Terminated)

North Carolina

Registered Investment Advisory firm - (5/5/2025 Terminated)

South Carolina

Registered Investment Advisory firm - (5/5/2025 Terminated)

Texas

Registered Investment Advisory firm - (5/5/2025 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

North Carolina
(8/29/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 6/29/2010

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 5/1/2003

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 10/19/2004

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 12/12/2002

Investment Company Products/Variable Contracts Representative Examination

Current Firm

BLUE FINANCIAL

BLUE FINANCIAL | BLUE WEALTH INC. | BLUE WEALTH

CRD#: 330324 / SEC#: 801-132547

RIA

Registered Investment Advisory firm - (4/28/2025 Approved)

Georgia

Registered Investment Advisory firm - (5/12/2025 Terminated)

North Carolina

Registered Investment Advisory firm - (5/5/2025 Terminated)

South Carolina

Registered Investment Advisory firm - (5/5/2025 Terminated)

Texas

Registered Investment Advisory firm - (5/5/2025 Terminated)

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Contact information

Main Address

5970 Fairview Road, Suite 400, Charlotte, NC 28210

Mailing Address

Phone number

(704) 302-1141

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (6 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A BLUE WEALTH INC DBA BLUE FINANCIAL (3/27/2025)

Regulatory assets under management

Total Number of Accounts	658
AUM (Assets Under Management)	$ 100,449,078

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Stephen R. Hutter

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Stephen Ross Hutter's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

CETERA INVESTMENT ADVISERS LLC

CETERA INVESTMENT SERVICES LLC

EQUITABLE ADVISORS, LLC

EQUITABLE ADVISORS, LLC

SANTANDER SECURITIES LLC

SANTANDER SECURITIES LLC

VOYA FINANCIAL ADVISORS, INC.

VOYA FINANCIAL ADVISORS, INC.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

BANC OF AMERICA INVESTMENT SERVICES, INC.

BANC OF AMERICA INVESTMENT SERVICES, INC.

DEUTSCHE BANK SECURITIES INC.

NATIONAL FINANCIAL SERVICES LLC

PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP

Primary Firm SEC Registration

BLUE FINANCIAL

State Registrations and Notice Filings

Exams

Series 66

Date: 6/29/2010

Series 63

Date: 5/1/2003

SIE

Date: 10/1/2018

Series 7

Date: 10/19/2004

Series 6

Date: 12/12/2002

Current Firm

BLUE FINANCIAL

Contact information

SEC notice filing (6 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

BLUE FINANCIAL

TRUST BUT VERIFY

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