Renee M. Floro
RBC CAPITAL MARKETS | Senior Investment Associate
Gaithersburg, MD
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CRD#: 4532150
Professional summary
Renee Floro, CFP®, who also goes by Renee Michelle Demarco, is a registered financial advisor currently at RBC CAPITAL MARKETS, LLC located in Gaithersburg, Maryland.
Renee is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2002. Renee has worked at 4 firms and has passed the Series 66, SIE and Series 7 exams.
Biography
Renee’s lifelong love of puzzles makes financial planning a natural fit. Just as every puzzle has unique pieces that fit together to create a specific picture, Renee understands that every individual or family has unique financial needs and a different vision for their financial future. Developing relationships, truly understanding a family’s particular situation and helping them achieve their goals through the planning process is what Renee finds most rewarding. She enjoys working together with individuals and families to assemble their financial puzzle into a clear and concise picture, one piece at a time.
Renee plays a multi-faceted role on the team. Since joining The Ross Group in 2013, in addition to financial planning, she has served as head of operations and client service for the team. Renee has a thorough understanding of both the operational and planning sides of the business, and provides a high level of service and support.
A native of northeastern Pennsylvania, Renee earned a bachelor’s degree in finance from Bloomsburg University. Since graduating, she has earned the CERTIFIED FINANCIAL PLANNERTM certificate. The multi-year CFP® program entails in-depth courses, training and comprehensive examinations in all areas of financial planning including investments, taxes, insurance, estate and retirement planning. Renee also passed the Series 7 and 66 securities exams and holds state insurance licenses, as well as an Executive Certificate in Financial Planning from Georgetown University.
Renee resides in Gaithersburg, Maryland, with her husband, Marcus, and children, Carmen and Dylan. In her free time, Renee enjoys travel, hiking, reading, and of course, doing puzzles.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Renee Michelle Demarco
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Renee Floro's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Renee Floro's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
September 21, 2005 - Present
RBC CAPITAL MARKETS, LLC
Office #2: 5425 Wisconsin Avenue Suite 301, Chevy Chase, MD 20815-3552RIA
BD
CRD#: 31194
Gaithersburg, MD
Current
May 9, 2005 - Present
RBC CAPITAL MARKETS, LLC
Office #1: 5425 Wisconsin Avenue Suite 301, Chevy Chase, MD 20815-3552RIA
BD
CRD#: 31194
Chevy Chase, MD
Past
June 22, 2004 - May 27, 2005
TOWER SQUARE SECURITIES, INC.
BD
CRD#: 833
EL SEGUNDO, CA
Past
March 18, 2003 - June 7, 2004
WS GRIFFITH SECURITIES, INC.
BD
CRD#: 10410
HARTFORD, CT
Past
June 19, 2002 - October 22, 2002
FIRST SECURITY INVESTMENTS, INC.
BD
CRD#: 24035
KINGSTON, PA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
RC
RBC CAPITAL MARKETS, LLC
DAIN RAUSCHER INC | REGIONAL OPERATIONS GROUP, INC. | RBC WEALTH MANAGEMENT | RBC DAIN RAUSCHER INC. | RBC DAIN RAUSCHER | RBC CORRESPONDENT SERVICES | RBC CLEARING AND CUSTODY | RBC CAPITAL MARKETS, LLC | RBC CAPITAL MARKETS CORPORATION | RBC ADVISOR SERVICES | INTERRA CLEARING SERVICES, INC. | DAIN RAUSCHER INCORPORATED
CRD#: 31194 / SEC#: 801-13059, 8-45411
RIA
Registered Investment Advisory firm - SEC (6/2/1977 Approved)BD
Broker-Dealer Firm Regulated by FINRA (New York district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(1/3/2006)
RR
California(9/13/2005)
RR
Connecticut(1/3/2006)
RR
Delaware(10/5/2012)
RR
District of Columbia(8/2/2005)
IAR
District of Columbia(9/21/2005)
RR
Florida(1/3/2006)
RR
Georgia(1/3/2006)
RR
Illinois(1/3/2006)
RR
Indiana(5/10/2007)
RR
Kansas(1/3/2012)
RR
Maine(1/27/2012)
RR
Maryland(1/3/2006)
IAR
Maryland(7/13/2009)
RR
Massachusetts(1/3/2006)
RR
Michigan(11/15/2013)
RR
Minnesota(1/3/2006)
RR
Montana(5/20/2020)
RR
Nevada(11/5/2015)
RR
New Hampshire(1/3/2006)
RR
New Jersey(1/3/2006)
RR
New York(1/3/2006)
RR
North Carolina(1/4/2006)
RR
Ohio(1/3/2006)
RR
Oregon(12/6/2012)
RR
Pennsylvania(1/3/2006)
RR
Rhode Island(11/20/2019)
RR
South Carolina(9/24/2007)
RR
Tennessee(11/15/2013)
RR
Texas(1/3/2006)
RR
Utah(2/13/2020)
RR
Vermont(11/15/2013)
RR
Virginia(1/3/2006)
RR
Wisconsin(1/31/2014)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
BOX Exchange LLC
SRO Registrations
RR
Cboe BYX Exchange, Inc.
SRO Registrations
RR
Cboe BZX Exchange, Inc.
SRO Registrations
RR
Cboe C2 Exchange, Inc.
SRO Registrations
RR
Cboe EDGA Exchange, Inc.
SRO Registrations
RR
Cboe EDGX Exchange, Inc.
SRO Registrations
RR
Cboe Exchange, Inc.
SRO Registrations
RR
FINRA
SRO Registrations
RR
Investors' Exchange LLC
SRO Registrations
RR
Long-Term Stock Exchange, Inc.
SRO Registrations
RR
MEMX LLC
SRO Registrations
RR
MIAX PEARL, LLC
SRO Registrations
RR
NYSE American LLC
SRO Registrations
RR
NYSE Arca, Inc.
SRO Registrations
RR
NYSE National, Inc.
SRO Registrations
RR
NYSE Texas, Inc.
SRO Registrations
RR
Nasdaq BX, Inc.
SRO Registrations
RR
Nasdaq GEMX, LLC
SRO Registrations
RR
Nasdaq ISE, LLC
SRO Registrations
RR
Nasdaq PHLX LLC
SRO Registrations
RR
Nasdaq Stock Market
SRO Registrations
RR
New York Stock Exchange
Current Firm
RC
RBC CAPITAL MARKETS, LLC
DAIN RAUSCHER INC | REGIONAL OPERATIONS GROUP, INC. | RBC WEALTH MANAGEMENT | RBC DAIN RAUSCHER INC. | RBC DAIN RAUSCHER | RBC CORRESPONDENT SERVICES | RBC CLEARING AND CUSTODY | RBC CAPITAL MARKETS, LLC | RBC CAPITAL MARKETS CORPORATION | RBC ADVISOR SERVICES | INTERRA CLEARING SERVICES, INC. | DAIN RAUSCHER INCORPORATED
CRD#: 31194 / SEC#: 801-13059, 8-45411
RIA
Registered Investment Advisory firm - SEC (6/2/1977 Approved)BD
Broker-Dealer Firm Regulated by FINRA (New York district office)
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Contact information
Main Address
200 Vesey St., New York, NY 10281
Mailing Address
250 Nicollet Mall Suite 1600, Minneapolis, MN 55401
Phone number
(612) 371-2811
Established
Minnesota since 11/01/2010
Firm type
Limited Liability Company
Fiscal year end
October
Firm Size
Large
# of Employees
8,476
SEC notice filing (52 States and Territories)
FINRA licenses (53 States and Territories)
Documents
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| RBC USA HOLDCO CORPORATION | DIRECT OWNER | |
| CARLESIMO, PAUL ADAM | CHIEF COMPLIANCE OFFICER, RBC CAPITAL MARKETS - U.S. | 4718504 |
| ESPENAK, KRISTEN ELIZABETH | CHIEF RISK OFFICER, USA | 5570750 |
| GIEGERICH, ROBERT ARTHUR | PRINCIPAL FINANCIAL OFFICER | 5736294 |
| GLASSMAN, DORJE TSERING | CO-HEAD OF U.S. CAPITAL MARKETS LAW GROUP | 6568226 |
| LISCHIN, MATTHEW CODY | CO-HEAD OF U.S. CAPITAL MARKETS LAW GROUP | 4974723 |
| O'CONNOR, SEAN WALTER | CHIEF COMPLIANCE OFFICER, RBC WEALTH MANAGEMENT - U.S. | 6578918 |
| PENN, JOHN CHRISTOPHER | GENERAL COUNSEL | 5135403 |
| SAGISSOR, THOMAS STEVEN | PRESIDENT OF RBC WEALTH MANAGEMENT | 2429425 |
| SCHREINER, CINDY LOUISE | US WEALTH MANAGEMENT PRINCIPAL OPERATIONS OFFICER | 1470050 |
| SPERDUTO, VITO ANTONIO | DIRECTOR, CEO OF U.S. CAPITAL MARKETS & CHAIRMAN OF THE BOARD | 2524961 |
| THORNE, BRETT LANE | PRESIDENT, RBC CLEARING & CUSTODY | 2523268 |
| THURLOW, JOHN J | CHIEF OPERATING OFFICER | 5726613 |
Regulatory assets under management
| Total Number of Accounts | 477,674 |
| AUM (Assets Under Management) | $ 259,962,335,074 |
Disclosures
| Regulatory Event | 364 |
| Civil Event | 3 |
| Arbitration | 114 |
| Bond | 7 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/28/2025 | ||
| 08/27/2024 | ||
| 09/14/2023 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
RBC CAPITAL MARKETS, LLC
Senior Investment AssociateCRD#: 31194Gaithersburg, MDTRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
