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Christian Richard Benard

Christian R. Benard

CETERA INVESTMENT ADVISERS LLC
Troy, MI 48098
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CRD#: 4472464
Christian Richard Benard

Professional summary

Christian Richard Benard, AIF®, CFP® is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Troy, Michigan and CETERA WEALTH SERVICES, LLC located in Troy, Michigan.

Christian is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2001. Christian has worked at 5 firms and has passed the Series 66, SIE, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Christian Richard Benard's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
AIF®

Accredited Investment Fiduciary

CFP®

Certified Financial Planner

Start date: 2018

Experience

Current

October 28, 2025 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 5600 New King Drive Suite 300, Troy, MI 48098
RIA
CRD#: 105644
Troy, MI
Current

October 24, 2025 - Present

CETERA WEALTH SERVICES, LLC

Office #1: 5600 New King Drive Ste 100, Troy, MI 48098
BD
CRD#: 13572
Troy, MI
Past

August 16, 2010 - November 4, 2025

COMMONWEALTH FINANCIAL NETWORK

RIA
CRD#: 8032
Troy, MI
Past

January 27, 2006 - November 4, 2025

COMMONWEALTH FINANCIAL NETWORK

BD
CRD#: 8032
Troy, MI
Past

January 20, 2004 - January 31, 2006

NATIONAL PLANNING CORPORATION

BD
CRD#: 29604
LOS ANGELES, CA
Past

November 8, 2001 - January 22, 2004

VOYA FINANCIAL ADVISORS, INC.

BD
CRD#: 2882
WINDSOR, CT

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406

RIA
Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Arizona
(11/4/2025)
RR
California
(10/24/2025)
RR
Colorado
(10/28/2025)
RR
Florida
(10/27/2025)
RR
Georgia
(10/27/2025)
RR
Illinois
(11/4/2025)
RR
Indiana
(11/7/2025)
RR
Maryland
(11/5/2025)
RR
Massachusetts
(10/27/2025)
RR
Michigan
(10/28/2025)
IAR
Michigan
(10/28/2025)
RR
Mississippi
(11/10/2025)
RR
Missouri
(12/23/2025)
RR
New York
(10/28/2025)
RR
North Carolina
(11/17/2025)
RR
Ohio
(10/24/2025)
RR
Pennsylvania
(10/27/2025)
RR
South Carolina
(10/28/2025)
RR
Tennessee
(10/28/2025)
RR
Texas
(11/8/2025)
IAR
Texas
(11/8/2025)
RR
Wisconsin
(10/29/2025)

Exams

State Security Law Exam
RR
IAR
Series 66
Date: 6/15/2010
Uniform Combined State Law Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 7
Date: 11/7/2001
General Securities Representative Examination
Principal/Supervisory Exam
RR
Series 24
Date: 9/19/2006
General Securities Principal Examination
SRO Registrations
RR
FINRA

Current Firm

CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406

RIA
Registered Investment Advisory firm - (1/13/1984 Approved)
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Contact information

Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705

SEC notice filing (53 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Regulatory assets under management

Total Number of Accounts584,487
AUM (Assets Under Management)$ 163,792,814,520

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
10/27/2025
Cover Page
Report
12/13/2024
Cover Page
Report
09/26/2023
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644Troy, MI 48098

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