SC
Steven Carpenter
CREATIVE FINANCIAL DESIGNS
Shelby Township, MI 48317
Some features on this profile are disabled
CRD#: 4380417
SC
Professional summary
Steven Carpenter, who also goes by Steven James Carpenter, is a registered financial advisor currently at CREATIVE FINANCIAL DESIGNS, INC. located in Shelby Township, Michigan and CFD INVESTMENTS, INC. located in Shelby Township, Michigan.
Steven is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2001. Steven has worked at 7 firms and has passed the Series 66, Series 63, Series 6TO, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Steven James Carpenter
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1.Independent Insurance Sales 2.Creative Financial Designs, Inc 3.Covenant Financial Group-COO-Investment related-50% owner-50 hrs per month 4.Covenant Business and Tax solutions-CEO/Owner-business consulting and tax prep-Non-investment related-5 hrs/mo-Shelby Twp. MI. 5.Covenant Financial Planning LLC; Investment related; 45445 Mound Rd STE 103, Shelby Township, MI 48317; Financial Planning and insurance sales; Co-Owner; 5 hours/month; 5 hours/month; Executive level duties 6.Carpenter Property Group, LLC-Not investment related-Owner-Buy Sell Rent residential and commercial property- 7.TFI Insurance; investment-related; 217 S Center St Northville, MI 48167; Property, Casualty, Surety Bond Insurance; Representative- Owner; 7/6/2023; 80 hours/month; 4 hours/month; I am purchasing the agency and will have the duties associated with owning the company. 8.Covenant Media Network; Not Investment Related; 45445 Mound Rd Ste 103, Shelby Township, MI 48317; Creating media content; Founder; 03/10/2025; 15 Hours/Month; 1 Hour/Month; Creating education and content services related to financial, economic, and other pertinent information
CRS (Client Relationship Summary) - RIA
Click below to view Steven Carpenter's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
August 26, 2016 - Present
CREATIVE FINANCIAL DESIGNS, INC.
Office #1: 45445 Mound Rd Suite 103, Shelby Township, MI 48317Office #2: 217 S Center St, Northville, MI 48167RIA
CRD#: 109032
Shelby Township, MI
Current
August 26, 2016 - Present
CFD INVESTMENTS, INC.
Office #1: 45445 Mound Rd Suite 103, Shelby Township, MI 48317Office #2: 217 S Center St, Northville, MI 48167BD
CRD#: 25427
Shelby Township, MI
Past
May 13, 2016 - September 2, 2016
SIGNATOR INVESTORS, INC.
RIA
CRD#: 468
NORTHVILLE, MI
Past
May 13, 2016 - September 2, 2016
SIGNATOR INVESTORS, INC.
BD
CRD#: 468
NORTHVILLE, MI
Past
December 3, 2015 - May 13, 2016
TRANSAMERICA FINANCIAL ADVISORS, LLC
RIA
CRD#: 16164
NORTHVILLE, MI
Past
September 16, 2015 - May 13, 2016
TRANSAMERICA FINANCIAL ADVISORS, LLC
BD
CRD#: 16164
NORTHVILLE, MI
Past
March 27, 2007 - September 12, 2007
TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC
BD
CRD#: 20472
CHARLOTTE, NC
Past
August 4, 2005 - August 18, 2006
CHASE INVESTMENT SERVICES CORP.
BD
CRD#: 25574
ORION TOWNSHIP, MI
Past
September 26, 2001 - March 23, 2004
PFS INVESTMENTS INC.
BD
CRD#: 10111
DULUTH, GA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CF
CREATIVE FINANCIAL DESIGNS, INC.
CFD INVESTMENTS, INC. | CREATIVE FINANCIAL DESIGNS, INC.
CRD#: 109032 / SEC#: 801-60153
RIA
Registered Investment Advisory firm - (4/19/2001 Approved)California
Registered Investment Advisory firm - (4/20/2001 Terminated)Florida
Registered Investment Advisory firm - (4/19/2001 Terminated)Indiana
Registered Investment Advisory firm - (12/9/2002 Terminated)Iowa
Registered Investment Advisory firm - (5/20/2002 Terminated)Kentucky
Registered Investment Advisory firm - (4/19/2001 Terminated)Maryland
Registered Investment Advisory firm - (5/20/2002 Terminated)Michigan
Registered Investment Advisory firm - (12/11/2001 Terminated)Missouri
Registered Investment Advisory firm - (4/19/2001 Terminated)New Jersey
Registered Investment Advisory firm - (4/19/2001 Terminated)North Carolina
Registered Investment Advisory firm - (12/19/2006 Terminated)Ohio
Registered Investment Advisory firm - (4/19/2001 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arkansas(1/6/2025)
RR
California(1/24/2018)
RR
Florida(1/10/2017)
RR
Georgia(8/14/2024)
RR
Kansas(8/26/2016)
RR
Kentucky(9/24/2024)
RR
Michigan(8/26/2016)
IAR
Michigan(8/29/2016)
RR
Minnesota(1/28/2018)
RR
New Mexico(1/2/2025)
RR
North Carolina(5/12/2025)
RR
Ohio(1/24/2018)
RR
Pennsylvania(4/1/2020)
RR
Texas(7/29/2021)
RR
Virginia(1/6/2021)
RR
Wisconsin(7/29/2021)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 6TO
Date: 1/2/2023
Investment Company Products/Variable Contracts Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CF
CREATIVE FINANCIAL DESIGNS, INC.
CFD INVESTMENTS, INC. | CREATIVE FINANCIAL DESIGNS, INC.
CRD#: 109032 / SEC#: 801-60153
RIA
Registered Investment Advisory firm - (4/19/2001 Approved)California
Registered Investment Advisory firm - (4/20/2001 Terminated)Florida
Registered Investment Advisory firm - (4/19/2001 Terminated)Indiana
Registered Investment Advisory firm - (12/9/2002 Terminated)Iowa
Registered Investment Advisory firm - (5/20/2002 Terminated)Kentucky
Registered Investment Advisory firm - (4/19/2001 Terminated)Maryland
Registered Investment Advisory firm - (5/20/2002 Terminated)Michigan
Registered Investment Advisory firm - (12/11/2001 Terminated)Missouri
Registered Investment Advisory firm - (4/19/2001 Terminated)New Jersey
Registered Investment Advisory firm - (4/19/2001 Terminated)North Carolina
Registered Investment Advisory firm - (12/19/2006 Terminated)Ohio
Registered Investment Advisory firm - (4/19/2001 Terminated)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
2704 S Goyer Rd, Kokomo, IN 46902
Mailing Address
P.o. Box # 2244, Kokomo, IN 46904-2244
Phone number
(765) 453-9600
Established
Firm type
Fiscal year end
# of Employees
150
SEC notice filing (51 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 14,029 |
| AUM (Assets Under Management) | $ 2,478,773,967 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 11/22/2024 | ||
| 01/05/2024 | ||
| 01/10/2023 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
