Ryan S. Ponsford

CARMEL CAPITAL PARTNERS

San Diego, CA 92123

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CRD#: 4363535

Professional summary

Ryan Scott Ponsford is a registered financial advisor currently at CARMEL CAPITAL PARTNERS, LLC located in San Diego, California.

Ryan is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2001. Ryan has worked at 7 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ryan Scott Ponsford's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

November 20, 2023 - Present

CARMEL CAPITAL PARTNERS, LLC

Office #1: 5675 Ruffin Road #300, San Diego, CA 92123

RIA

CRD#: 123907

San Diego, CA

Past

July 14, 2015 - December 31, 2023

303 ADVISORS, LLC

RIA

CRD#: 175231

SAN DIEGO, CA

Past

May 28, 2014 - April 23, 2015

CRD#: 20804

SAN MARCOS, CA

Past

December 2, 2002 - March 6, 2006

BANC OF AMERICA INVESTMENT SERVICES, INC.

RIA

CRD#: 16361

SAN DIEGO, CA

Past

April 19, 2001 - March 6, 2006

BANC OF AMERICA INVESTMENT SERVICES, INC.

CRD#: 16361

SAN DIEGO, CA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CARMEL CAPITAL PARTNERS, LLC

CRD#: 123907 / SEC#: 801-64695

RIA

Registered Investment Advisory firm - (9/23/2005 Approved)

California

Registered Investment Advisory firm - (10/11/2005 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(11/20/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 11/30/2002

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 5/22/2001

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 4/23/2015

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/12/2001

General Securities Representative Examination

Current Firm

CARMEL CAPITAL PARTNERS, LLC

CRD#: 123907 / SEC#: 801-64695

RIA

Registered Investment Advisory firm - (9/23/2005 Approved)

California

Registered Investment Advisory firm - (10/11/2005 Terminated)

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Contact information

Main Address

12760 High Bluff Drive Suite 210, San Diego, CA 92130

Mailing Address

Phone number

(858) 457-7544

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (7 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

CARMEL CAPITAL PARTNERS, LLC FORM ADV BROCHURE (3/28/2025)

Regulatory assets under management

Total Number of Accounts	718
AUM (Assets Under Management)	$ 380,311,309

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Ryan S. Ponsford

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ryan Scott Ponsford's CRS (Customer Relationship Summary).

Certified licenses

Experience

CARMEL CAPITAL PARTNERS, LLC

303 ADVISORS, LLC

RANCE KING SECURITIES CORP.

THE FINANCIAL TEAM, INC.

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

CROSSWIND ADVISORY LLC

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

BANC OF AMERICA INVESTMENT SERVICES, INC.

BANC OF AMERICA INVESTMENT SERVICES, INC.

Primary Firm SEC Registration

CARMEL CAPITAL PARTNERS, LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 11/30/2002

Series 63

Date: 5/22/2001

SIE

Date: 4/23/2015

Series 7

Date: 4/12/2001

Current Firm

CARMEL CAPITAL PARTNERS, LLC

Contact information

SEC notice filing (7 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

CARMEL CAPITAL PARTNERS, LLC

TRUST BUT VERIFY

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