James M. Starnes
CETERA INVESTMENT ADVISERS LLC
HOUSTON, TX 77024
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CRD#: 4309891
Professional summary
James Martin Starnes, CFP® is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Houston, Texas and CETERA ADVISORS LLC located in Houston, Texas.
James is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2000. James has worked at 8 firms and has passed the Series 65, Series 63, Series 52TO, SIE, Series 3, Series 7, Series 10 and Series 9 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1)FIXED INS WITH VARIOUS COMPANIES, INVST RLTD, REGIS LOCATION, FIXED INS, 1/2001, AGENT, APX # OF HRS/WK & DUR TRD HRS: VARIES, SELLS LIFE, HEALTH, DISABILITY, ANNUITIES, LTC, P & C; 2) TOTUS WEALTH MGMT, LLC, INVST RLTD, REGIS LOCATION, FINANCIAL SERVICES, 5/2021, OWNER, APX # OF HRS/WK: 40, 32.5 DURING TRADING HRS; DBA FOR FINANCIAL SERVICES; 3) TOTUS FINANCIAL GROUP, INC, INVST RLTD, REGIS LOCATION, EXPENSE MGMT, 5/2021, OWNER, HRS/WK: 2, MAY BE DUR TRD HRS, EXPENSE MANAGEMENT & OPERATIONAL SUPPORT; 4) TEXAS GULF COAST INSURANCE AGENCY LLC, INVST RLTD, REGIS LOCATION, FIXED INS, 6/2018, OWNER; HRS/WK: 1, DUR TRD HRS, DBA FOR FIXED INSUR 5) TEXAS GULF COAST FINANCIAL GROUP LLC, INVST RLTD, REGIS LOCATION, FINANCIAL SERVICES, 8/2016, OWNER, HRS/WK: 30, DUR TRD HRS, DBA FOR FINANCIAL SERVICES; 6) GULF STATES FINANCIAL GROUP, INC, INVST RLTD, REGISTERED LOCATION, FINANCIAL SERVICES, 2/21, OWNER, APX # OF HRS/WK: 30, DUR TRD HRS, FINANCIAL SERVICES, SECURITIES, LIFE, DI, P & C; 7) STARNES FAMILY VENTURES LLC, NOT INVST RLTD, 725 SW HIGGINS AVE, STE C, MISSOULA, MT, 59803, LLC, 1/2018, PARTNER, APX 1 HR/WK, MAY BE DUR TRD HRS, OPERATING ENTITY ENGAGED IN THE OWNERSHIP, SALE, & LEASING OF BOATS, RECREATIONAL VEHICLES, AUTOMOBILES; 8) THE STARNES GROUP, INC, NOT INVST RLTD, 119 E NOBLE AVE, WILLISTON, FL, 32696, CORP, 1/2015, OWNER, APX 1 HRS/WK, MAY BE DUR TRD HRS, OPERATION ENTITY FOR PERSONAL BUSINESS, CURRENTLY OWNS EQUIPMENT, AUTOMOBILES & FLORAL BUSINESS, DBA THE PEDDLER FLORAL; 9) GULF COAST PROPERTY & CASUALTY LLC, NOT INVST RLTD, REGISTERED LOCATION, P & C, 11/2019, OWNER, APX # OF HRS/WK: 1, MAY BE DUR TRD HRS, P & C BUSINESS, DBA GULF COAST HOME & AUTO; 10) STARNES BROTHERS HOLDING, INC, NOT INVST RLTD, REGISTERED LOCATION, REAL ESTATE, 5/2016, OWNER, APX 1 HR/WK, MAY BE DUR TRD HRS, HOLD CO FOR FAMILY OWNED PROPERTY; 11)STARNES HOLDINGS, INC, NOT INVST RLTD, REGISTERED LOCATION, REAL ESTATE, 5/2016, OWNER, APX 1 HOUR PER WEEK, MAY BE DUR TRD HRS, HOLDING COMPANY FOR FAMILY RE ASSETS; 12) N/A, NOT INVST RLTD, REGISTERED LOCATION, TRUST, 6/2010, TRUSTEE, APX # OF HRS/WK: 1, MAY BE DUR TRD HRS, TRUSTEE OF FAMILY TRUST; 13) JSTARNES RD LLC, INVST RLTD, 4411 CHATEAU CREEK WAY, SPRING, TX, 77386, HOLD CO, 1/2020, INVESTOR, APX 1 HR/WK, MAY BE DUR TRD HRS, HOLDS DIVIDEND & PROFIT FROM PRIVATE RE FUND; 14) LIFE SETTLEMENT BUSINESS, NOT INVST RLTD; REGISTERED LOCATION, LIFE SETTLEMENT, 11/2021, APX # OF HRS/WK: VARIES, DUR TRD HRS, INSURANCE AGENT, SELLS LIFE SETTLEMENTS THROUGH WELCOME FUNDS, INC; 15) TOTUS INSURANCE AGENCY, LLC, INVST RLTD; REGISTERED LOCATION, FIXED INSURANCE, 11/2021, OWNER, HRS/WK: 5, MAY BE DUR TRD HRS DBA FOR FIXED INSURANCE 16)ANCHOR ACCOUNTING; NOT INV RLTD; REGISTERED LOCATION; TAX SERVICES REFERRAL; 4/2023; REFERRER; APX # OF HRS/WK & DUR TRD HRS: 2; ERC TAX CREDITS, TAX SVCS WITH ANCHOR ACCOUNTING; 17)TOTUS BUSINESS SOLUTIONS, LLC; NOT INV RLTD; REGISTERED LOCATION; BUS SOLUTIONS; 4/2023; OWNER; APX # OF HRS/WK & DUR TRD HRS: 2; OFFER GROUP LIFE, LIFE, GROUP HEALTH, PAYROLL, & BUS. SOFTWARE FOR BUSINESS OWNERS; 18)TOTUS STRATEGY PARTNERS, LLC; INV RLTD; REGISTERED LOCATION; FIXED INSURANCE SERVICES; 5/2023; OWNER; APX # OF HRS/WK & DUR TRD HRS: 2; SALE & SVC FOR FIXED LIFE, FIXED ANNUITY, DIA, SPIA, AND LTC; 19) TOTUS INSURED SOLUTIONS, LLC; INST RLTD; REGISTERED LOCATION; INS DBA; 4/2023; OWNER; 2 HRS/WK & DUR TRD HRS; INS DBA 20) GULF COAST WEALTH MANAGEMENT, LLC; INV REL: NO; REGISTERED LOCATION; FOR MARKETING;02/2018; MANAGING MBR; 1; 1; MARKETING BRAND ; 21) TOTUS ASSET MGMT, LLC, INVS REL, REGS LOCATION, OPERATING ENTITY, STARTED: 01/2025, OWNER, PRES, 5 HOUR PER WK, OPERATING ENTITY FOR RIA; 22) NAME OF OTHER BUSINESS: TOTUS ASSET MANAGEMENT, LLC, INVS RELATED, REGISTERED LOCATION, ADVISORY SERVICES: INVESTMENT ADVISORY REPRESENTATIVE/ OWNER, STARTED: 04/2025, APX HOURS PER WEEK: 40, APX HOURS DURING TRADING HOURS: 32.5, FINANCIAL PLANNING, ASSET MANAGEMENT & THIRD PARTY MONEY MGMT;
CRS (Client Relationship Summary) - RIA
Click below to view James Martin Starnes's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2013
Experience
Current
March 21, 2024 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 701 North Post Oak Rd Suite 320, Houston, TX 77024RIA
CRD#: 105644
HOUSTON, TX
Current
April 30, 2021 - Present
CETERA ADVISORS LLC
Office #1: 701 North Post Oak Rd Suite 320, Houston, TX 77024BD
CRD#: 10299
Houston, TX
Past
April 30, 2021 - March 21, 2024
CETERA ADVISORS LLC
RIA
CRD#: 10299
Woodlands, TX
Past
March 25, 2017 - April 30, 2021
MML INVESTORS SERVICES, LLC
RIA
CRD#: 10409
HOUSTON, TX
Past
March 25, 2017 - April 30, 2021
MML INVESTORS SERVICES, LLC
BD
CRD#: 10409
HOUSTON, TX
Past
September 10, 2014 - January 2, 2015
NEW ENGLAND SECURITIES
RIA
CRD#: 615
HOUSTON, TX
Past
September 10, 2014 - March 25, 2017
MSI FINANCIAL SERVICES, INC.
RIA
CRD#: 14251
HOUSTON, TX
Past
June 27, 2014 - January 2, 2015
NEW ENGLAND SECURITIES
BD
CRD#: 615
HOUSTON, TX
Past
June 27, 2014 - March 25, 2017
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
HOUSTON, TX
Past
November 18, 2013 - July 10, 2014
UBS FINANCIAL SERVICES INC.
RIA
CRD#: 8174
DALLAS, TX
Past
September 29, 2010 - July 10, 2014
UBS FINANCIAL SERVICES INC.
BD
CRD#: 8174
DALLAS, TX
Past
June 1, 2009 - October 8, 2010
MORGAN STANLEY
RIA
CRD#: 149777
ST. PETERSBURG, FL
Past
June 1, 2009 - October 8, 2010
MORGAN STANLEY
BD
CRD#: 149777
ST. PETERSBURG, FL
Past
December 22, 2000 - June 1, 2009
CITIGROUP GLOBAL MARKETS INC.
RIA
CRD#: 7059
BATON ROUGE, LA
Past
December 22, 2000 - June 1, 2009
CITIGROUP GLOBAL MARKETS INC.
BD
CRD#: 7059
BATON ROUGE, LA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(4/30/2021)
RR
Alaska(4/30/2021)
RR
Arizona(4/30/2021)
RR
Arkansas(4/30/2021)
RR
California(4/30/2021)
RR
Colorado(4/30/2021)
RR
Connecticut(4/30/2021)
RR
Delaware(1/2/2025)
RR
District of Columbia(4/30/2021)
RR
Florida(4/30/2021)
RR
Georgia(4/30/2021)
RR
Hawaii(4/30/2021)
RR
Illinois(5/13/2021)
RR
Indiana(4/30/2021)
RR
Iowa(4/30/2021)
RR
Kansas(4/30/2021)
RR
Kentucky(4/30/2021)
RR
Louisiana(4/30/2021)
RR
Maine(1/4/2023)
RR
Maryland(4/30/2021)
RR
Massachusetts(1/2/2025)
RR
Michigan(4/30/2021)
RR
Minnesota(4/30/2021)
RR
Mississippi(4/30/2021)
RR
Missouri(4/30/2021)
RR
Montana(4/30/2021)
RR
Nebraska(4/30/2021)
RR
Nevada(4/30/2021)
RR
New Hampshire(4/30/2021)
RR
New Jersey(4/30/2021)
RR
New Mexico(4/30/2021)
RR
New York(4/30/2021)
RR
North Carolina(5/1/2021)
RR
North Dakota(4/30/2021)
RR
Ohio(4/30/2021)
RR
Oklahoma(4/30/2021)
RR
Oregon(4/30/2021)
RR
Pennsylvania(4/30/2021)
RR
Puerto Rico(4/25/2023)
RR
Rhode Island(1/2/2025)
RR
South Carolina(4/30/2021)
RR
South Dakota(1/4/2023)
RR
Tennessee(4/30/2021)
RR
Texas(4/30/2021)
IAR
Texas(3/21/2024)
RR
Utah(4/30/2021)
RR
Virgin Islands(1/4/2023)
RR
Virginia(4/30/2021)
RR
Washington(5/3/2021)
RR
West Virginia(1/2/2025)
RR
Wisconsin(4/30/2021)
RR
Wyoming(4/30/2021)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 52TO
Date: 1/2/2023
Municipal Securities Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
