Jennifer H. Cray
FORUM FINANCIAL MANAGEMENT, LP
MENLO PARK, CA 94025
Some features on this profile are disabled
CRD#: 4297411
Professional summary
Jennifer Hilary Cray, CFP® is a registered financial advisor currently at FORUM FINANCIAL MANAGEMENT, LP located in Menlo Park, California.
Jennifer is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2001. Jennifer has worked at 4 firms and has passed the Series 65, Series 63 and Series 7 exams.
Biography
As a fee-only financial planner, I am passionate about helping people with their finances. I am a partner in Investor's Capital Management, LLC, and provide independent, unbiased financial advice and investment management services.
My clients tend to be busy people who want to take charge of their money but don't have the time. My job is to help them fulfill their goals and dreams by putting them in control of their financial lives.
Question & Answer
What are your service offerings?
Life Transitions
Insurance Planning
Investment Planning
Education Planning
Estate Planning
Retirement Planning
Tax Planning
Inheritance
Comprehensive Financial Planni...
Do you have an area of expertise or specialization?
Investment Advice with Ongoing...
Retirement Plan Investment Adv...
Retirement Planning & Distribu...
Socially Responsible Investmen...
Women's Financial Planning Iss...
What is your minimum asset requirement?
1
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) F.A.M. LLC; Not investment related; 1900 S. Highland Ave. Suite 100 Lombard, IL 60148; General Partner to Forum Financial Management, LP; Member; 08/2023; Less than 5 hours per month; Less than 5 hours during securities trading hours; provide certain management services pursuant to Forum Financial Management, LP as part of a service agreement.
CRS (Client Relationship Summary) - RIA
Click below to view Jennifer Hilary Cray's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2006
Experience
Current
May 11, 2023 - Present
FORUM FINANCIAL MANAGEMENT, LP
Office #1: 1100 Alma Street Suite 200, Menlo Park, CA 94025RIA
CRD#: 145706
MENLO PARK, CA
Past
November 13, 2006 - August 1, 2023
INVESTOR'S CAPITAL MANAGEMENT, LLC
RIA
CRD#: 141060
MENLO PARK, CA
Past
October 18, 2004 - November 3, 2006
INVESTOR'S CAPITAL MANAGEMENT
RIA
CRD#: 107725
MENLO PARK, CA
Past
June 7, 2001 - September 28, 2004
E*TRADE SECURITIES LLC
BD
CRD#: 29106
JERSEY CITY, NJ
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FF
FORUM FINANCIAL MANAGEMENT, LP
FORUM | WEALTH ADVISER ALLIANCE | FORUM FINANCIAL MANAGEMENT, LP | FORUM FINANCIAL MANAGEMENT, LLC | FORUM FINANCIAL
CRD#: 145706 / SEC#: 801-69970
RIA
Registered Investment Advisory firm - (3/9/2009 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
California(5/11/2023)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
Current Firm
FF
FORUM FINANCIAL MANAGEMENT, LP
FORUM | WEALTH ADVISER ALLIANCE | FORUM FINANCIAL MANAGEMENT, LP | FORUM FINANCIAL MANAGEMENT, LLC | FORUM FINANCIAL
CRD#: 145706 / SEC#: 801-69970
RIA
Registered Investment Advisory firm - (3/9/2009 Approved)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
1900 South Highland Avenue Suite 100, Lombard, IL 60148
Mailing Address
Phone number
(630) 873-8520
Established
Firm type
Fiscal year end
# of Employees
140
SEC notice filing (51 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 21,456 |
| AUM (Assets Under Management) | $ 9,030,636,924 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/08/2025 | ||
| 12/20/2024 | ||
| 10/19/2023 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
FORUM FINANCIAL MANAGEMENT, LP
CRD#: 145706Menlo Park, CA 94025TRUST BUT VERIFY
Monitor Jennifer Cray
Get automatic monthly alerts on:Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates
Contact information
(xxx) xxx-xxxx
