Heidi Locastro

STRATEGIC ADVISERS LLC

COLUMBIA, MD 21044-2675

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CRD#: 4206737

Professional summary

Heidi Locastro, CFP®, who also goes by Heidi K Heffernan, Heidi H Locastro, Heidi K Locastro, is a registered financial advisor currently at STRATEGIC ADVISERS LLC located in Columbia, Maryland and FIDELITY BROKERAGE SERVICES LLC located in Columbia, Maryland.

Heidi is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2000. Heidi has worked at 10 firms and has passed the Series 66, Series 63, SIE, Series 7, Series 6, Series 10, Series 9, Series 24, Series 51 and Series 26 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Heidi K Heffernan | Heidi H Locastro | Heidi K Locastro

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Heidi Locastro's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Experience

Current

March 31, 2025 - Present

STRATEGIC ADVISERS LLC

Office #1: 10101 Twin Rivers Rd, Columbia, MD 21044-2675Office #3: 100 Howe Drive, Covington, KY 41015

RIA

CRD#: 104555

COLUMBIA, MD

Current

November 29, 2022 - Present

FIDELITY BROKERAGE SERVICES LLC

Office #1: 10101 Twin Rivers Rd., Columbia, MD 21044Office #2: 100 Howe Drive, Covington, KY 41015

CRD#: 7784

Columbia, MD

Past

December 14, 2022 - March 31, 2025

FIDELITY PERSONAL AND WORKPLACE ADVISORS

RIA

CRD#: 288590

CATONSVILLE, MD

Past

July 12, 2021 - October 31, 2022

PNC WEALTH MANAGEMENT LLC

RIA

CRD#: 129052

BALTIMORE, MD

Past

July 12, 2021 - October 31, 2022

PNC WEALTH MANAGEMENT LLC

CRD#: 129052

BALTIMORE, MD

Past

December 11, 2017 - July 6, 2021

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

HUNT VALLEY, MD

Past

December 11, 2017 - July 6, 2021

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

HUNT VALLEY, MD

Past

March 25, 2017 - October 16, 2017

MML INVESTORS SERVICES, LLC

RIA

CRD#: 10409

ELKRIDGE, MD

Past

March 25, 2017 - October 16, 2017

MML INVESTORS SERVICES, LLC

CRD#: 10409

ELKRIDGE, MD

Past

April 15, 2015 - March 25, 2017

MSI FINANCIAL SERVICES, INC.

RIA

CRD#: 14251

ELKRIDGE, MD

Past

February 3, 2015 - March 25, 2017

MSI FINANCIAL SERVICES, INC.

CRD#: 14251

ELKRIDGE, MD

Past

March 14, 2012 - January 15, 2015

TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC

RIA

CRD#: 20472

BALTIMORE, MD

Past

January 1, 2004 - January 15, 2015

TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC

CRD#: 20472

BALTIMORE, MD

Past

October 10, 2000 - January 1, 2004

TEACHERS PERSONAL INVESTORS SERVICES, INC.

CRD#: 36130

NEW YORK, NY

Past

June 26, 2000 - September 18, 2000

SUNAMERICA SECURITIES, INC.

CRD#: 20068

PHOENIX, AZ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

STRATEGIC ADVISERS LLC

CRD#: 104555 / SEC#: 801-13243

RIA

Registered Investment Advisory firm - (8/11/1977 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Delaware
(11/29/2022)

District of Columbia
(11/29/2022)

Florida
(11/29/2022)

Maryland
(11/29/2022)

IAR

Maryland
(3/31/2025)

Massachusetts
(11/29/2022)

Pennsylvania
(11/29/2022)

IAR

Texas
(3/31/2025)

Virginia
(11/29/2022)

West Virginia
(11/29/2022)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 3/13/2012

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 7/31/2000

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 6/21/2011

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 6/23/2000

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 10

Date: 2/12/2018

General Securities Sales Supervisor - General Module Examination

Principal/Supervisory Exam

Series 9

Date: 1/8/2018

General Securities Sales Supervisor - Options Module Examination

Principal/Supervisory Exam

Series 24

Date: 10/24/2011

General Securities Principal Examination

Principal/Supervisory Exam

Series 51

Date: 7/27/2005

Municipal Fund Securities Principal Examination

Principal/Supervisory Exam

Series 26

Date: 7/8/2004

Investment Company Products/Variable Contracts Principal Examination

SRO Registrations

FINRA

SRO Registrations

New York Stock Exchange

Current Firm

STRATEGIC ADVISERS LLC

CRD#: 104555 / SEC#: 801-13243

RIA

Registered Investment Advisory firm - (8/11/1977 Approved)

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Contact information

Main Address

155 Seaport Blvd, Boston, MA 02210-2698

Mailing Address

Phone number

(617) 563-7000

Established

Firm type

Fiscal year end

# of Employees

16,291

SEC notice filing (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FIDELITY GO (12/5/2025)

FIDELITY STRATEGIC DISCIPLINES (11/10/2025)

FIDELITY WEALTH SERVICES (9/10/2025)

STRATEGIC ADVISERS LLC (9/10/2025)

FIDELITY MANAGED FIDFOLIOS (3/31/2025)

FIDELITY WEALTH ADVISOR SOLUTIONS (3/31/2025)

FIDELITY PERSONALIZED PLANNING & ADVICE AT WORK (3/31/2025)

Regulatory assets under management

Total Number of Accounts	2,486,631
AUM (Assets Under Management)	$ 1,067,664,605,590

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
09/24/2025	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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We're Here To Help

Advisor Monitoring

Firm Stability Insights

Heidi Locastro

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Heidi Locastro's CRS (Customer Relationship Summary).

Certified licenses

Experience

FIDELITY BROKERAGE SERVICES LLC

FIDELITY PERSONAL AND WORKPLACE ADVISORS

PNC WEALTH MANAGEMENT LLC

PNC WEALTH MANAGEMENT LLC

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MML INVESTORS SERVICES, LLC

MML INVESTORS SERVICES, LLC

MSI FINANCIAL SERVICES, INC.

MSI FINANCIAL SERVICES, INC.

TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC

TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC

TEACHERS PERSONAL INVESTORS SERVICES, INC.

SUNAMERICA SECURITIES, INC.

Primary Firm SEC Registration

STRATEGIC ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 3/13/2012

Series 63

Date: 7/31/2000

SIE

Date: 10/1/2018

Series 7

Date: 6/21/2011

Series 6

Date: 6/23/2000

Series 10

Date: 2/12/2018

Series 9

Date: 1/8/2018

Series 24

Date: 10/24/2011

Series 51

Date: 7/27/2005

Series 26

Date: 7/8/2004

FINRA

New York Stock Exchange

Current Firm

STRATEGIC ADVISERS LLC

Contact information

SEC notice filing (52 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

STRATEGIC ADVISERS LLC

TRUST BUT VERIFY

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