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JD

Joanne De Palma

CETERA INVESTMENT ADVISERS LLC
COLLINSVILLE, CT 06019
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CRD#: 4150850
JD

Professional summary


Joanne De Palma, CFP®, who also goes by Joanne Fraulo, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Collinsville, Connecticut and CETERA WEALTH SERVICES, LLC located in Collinsville, Connecticut.

Joanne is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2000. Joanne has worked at 9 firms and has passed the Series 63, SIE, Series 7 and Series 24 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
Yes

Aliases


Joanne Fraulo

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE START DATE: 4/2015 APX NUMBER OF HOURS PER WEEK: 2 APX NUMBER OF HOURS DURING TRADING HOURS: MINIMAL POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT BRIEF DESCRIPTION OF DUTIES: SELLS LIFE, HEALTH, DISABILITY, ANNUITIES, AND LONG TERM CARE (2) DBA PLANNING PARTNERS, LLC, INVESTMENT RELATED, SAME AS REGISTERED LOCATION, FINANCIAL SERVICES. STARTED 4/2015, FINANCIAL ADVISER, APX 40 HOURS PER WEEK, 32.5 HOURS DURING TRADING HOURS, INVESTMENT MANAGEMENT AND FINANCIAL PLANNING.

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view Joanne De Palma's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®

Start date: 1991

Experience


Current

June 29, 2023 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 101 River Rd 2nd Fl, Collinsville, CT 06019
RIA
CRD#: 105644
COLLINSVILLE, CT
Current

April 16, 2015 - Present

CETERA WEALTH SERVICES, LLC

Office #1: 101 River Rd 2nd Fl, Collinsville, CT 06019
BD
CRD#: 13572
Collinsville, CT
Past

April 16, 2015 - June 29, 2023

CETERA WEALTH SERVICES, LLC

RIA
CRD#: 13572
EL SEGUNDO, CA
Past

August 14, 2014 - January 30, 2015

RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INC

RIA
CRD#: 149018
NEW HAVEN, CT
Past

July 30, 2014 - August 14, 2014

MARCUM FINANCIAL SERVICES LLC

RIA
CRD#: 152309
New Haven, CT
Past

May 16, 2014 - January 30, 2015

RAYMOND JAMES FINANCIAL SERVICES, INC.

BD
CRD#: 6694
NEW HAVEN, CT
Past

June 29, 2012 - December 31, 2013

ETC BROKERAGE SERVICES, LLC

BD
CRD#: 145276
GUILFORD, CT
Past

May 8, 2012 - May 2, 2014

DIASTOLE WEALTH MANAGEMENT

RIA
CRD#: 111604
GUILFORD, CT
Past

February 7, 2001 - May 24, 2012

CETERA INVESTMENT ADVISERS LLC

RIA
CRD#: 105644
GUILFORD, CT
Past

November 17, 2000 - May 24, 2012

CETERA FINANCIAL SPECIALISTS LLC

BD
CRD#: 10358
GUILFORD, CT
Past

March 30, 2000 - November 21, 2000

AVANTAX INVESTMENT SERVICES, INC.

BD
CRD#: 13686
DALLAS, TX

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406

RIA
Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
California
(1/8/2018)
RR
Colorado
(4/16/2015)
RR
Connecticut
(4/16/2015)
IAR
Connecticut
(6/29/2023)
RR
Florida
(4/16/2015)
RR
Maine
(1/8/2018)
RR
Maryland
(1/2/2019)
RR
Massachusetts
(4/16/2015)
RR
Michigan
(5/26/2015)
RR
New Hampshire
(5/26/2015)
RR
New Jersey
(5/26/2015)
RR
New Mexico
(1/23/2025)
RR
New York
(4/16/2015)
RR
North Carolina
(4/17/2015)
RR
Ohio
(5/26/2015)
RR
Oklahoma
(1/6/2020)
RR
Pennsylvania
(1/2/2019)
RR
Rhode Island
(1/2/2019)
RR
South Carolina
(1/4/2024)
RR
Vermont
(1/8/2018)
RR
Virginia
(1/31/2018)
RR
Washington
(5/26/2015)
RR
West Virginia
(5/26/2015)

Exams


State Security Law Exam
RR
Series 63
Date: 4/12/2000
Uniform Securities Agent State Law Examination
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
RR
Series 24
Date: 10/26/2000
General Securities Principal Examination
SRO Registrations
RR
FINRA

Current Firm


CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406

RIA
Registered Investment Advisory firm - (1/13/1984 Approved)
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Contact information


Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705

SEC notice filing (53 States and Territories)


Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Regulatory assets under management


Total Number of Accounts584,487
AUM (Assets Under Management)$ 163,792,814,520

Accountant surprise examination report


Filing DateForm ADV-E CoverForm ADV-E Report
10/27/2025
Cover Page
12/13/2024
09/26/2023
11/18/2022

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


CETERA INVESTMENT ADVISERS LLC

CRD#: 105644Collinsville, CT 06019

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