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Amber Starr Howes

BURNHAM & FLOWER FINANCIAL
KALAMAZOO, MI
·CRD# 4021641·27 years experience

Professional Summary

Amber Starr Howes, who also goes by Amber S Conklin, is a registered financial advisor currently at BURNHAM & FLOWER FINANCIAL, INC. located in Kalamazoo, Michigan. Amber is registered as a RR (Registered Representative) and started their career in finance in 1999. Amber has worked at 2 firms and has passed the Series 63, Series 99TO, SIE, Series 6 and Series 26 exams.

At a Glance

Best-Interest Standard

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Amber S Conklin

Blog Corner

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Videos & Posts

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Contact Information

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Years of Experience

27 years in the financial services industry

Current & Past Employments

BURNHAM & FLOWER FINANCIAL, INC.·CRD# 114006
BD
1. 315 South Kalamazoo Mall, Kalamazoo, MI 490072. 315 South Kalamazoo Mall, Kalamazoo, MI 49007
January 4, 2002 - Present
NYLIFE SECURITIES LLC·CRD# 5167
BD
New York, NY
October 4, 1999 - February 24, 2000

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Current Firm

B&
BURNHAM & FLOWER FINANCIAL, INC.

BURNHAM & FLOWER FINANCIAL, INC.

CRD#: 114006 / SEC#: 8-53389
BD
Broker-Dealer Firm Regulated by FINRA (Chicago district office)

Contact Information

Main Address

315 South Kalamazoo Mall, Kalamazoo, MI 49007

Mailing Address

315 South Kalamazoo Mall, Kalamazoo, MI 49007

Phone Number

(269) 381-1173

Established

Michigan since 02/20/1997

Firm Type

Corporation

Fiscal Year End

December

Firm Size

Small

FINRA licenses (1 States and Territories)

Registered to provide investment advisory services in 0 US states and territories.

Documents

Direct owners and executive officers

NamePositionCRD#
ACRISURE MGA, LLCDIRECT SHAREHOLDER—
ACKERMAN, BRIAN JOHNPRESIDENT/FINOP/TREASURER4257391
BRUSK, JOEL THOMASSENIOR ASSOCIATE GENERAL COUNSEL6561226
HOWES, AMBER STARRVICE PRESIDENT/CCO/SECRETARY4021641

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Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

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State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing securities offerings such as stocks, bonds, and mutual funds through a broker-dealer.
RR
Michigan
(1/28/2002)

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 63 — Uniform Securities Agent State Law Examination

Passed Oct 1999About the Series 63 exam

Series 99TO — Operations Professional Examination

Passed Jan 2023About the Series 99TO exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 6 — Investment Company Products/Variable Contracts Representative Examination

Passed Oct 1999About the Series 6 exam

Series 26 — Investment Company Products/Variable Contracts Principal Examination

Passed Oct 2001About the Series 26 exam
FINRA
SRO Registrations

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CRS (Client Relationship Summary) - BD

Click below to view Amber Starr Howes's CRS (Customer Relationship Summary).

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