TH
Timothy P. Higgins
FLAGSHIP HARBOR ADVISORS
Westborough, MA 01581
Some features on this profile are disabled
CRD#: 3262957
TH
Professional summary
Timothy Peter Higgins, CFP®, ChFC® is a registered financial advisor currently at FLAGSHIP HARBOR ADVISORS, LLC located in Westborough, Massachusetts and LPL FINANCIAL LLC located in Westborough, Massachusetts.
Timothy is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1999. Timothy has worked at 4 firms and has passed the Series 63, Series 52TO, SIE, Series 7, Series 53, Series 4 and Series 24 exams.
Question & Answer
What are your service offerings?
Retirement Planning
Investment Planning
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) 12/17/2010: NO BUSINESS NAME - NOT INVESTMENT RELATED - AUTHOR - TIME SPENT 5% - I TEACH A COURSE "HOW TO PAY FOR COLLEGE WITHOUT SCRIFICING FOR YOUR RETIREMENT" THROUGH LOCAL CONTINUING EDUCATION OFFICES. MONTACHUSETT HIGH SCHOOL, LEXINGTON MINUTEMANL, ASSABET VALLEYL AND TRI-COUNTY HIGH SCHOOLS, TOWN OF SOUTHBOROUGH.
(2) 01/24/2011: FLAGSHIP HARBOR ADVISORS, LLC - INV REL - 136 TURNPIKE RD, SUITE 120, SOUTHBOROUGH, MA 01772-2101 - REGISTERED INVESTMENT ADVISOR - (HYBRID) FLAGSHIP HARBOR ADVISORS, LLC - 50% OF TIME SPENT - (Hybrid) Advisor will serve as an IAR under the RIA. Activites may include financial planning, rendering investment advice for a fee, or other related financial consulting.
(3) 05/02/2011: NO BUSINESS NAME - INV REL - 136 TURNPIKE RD, SUITE 120, SOUTHBOROUGH, MA 01772-2101 - NON-VARIABLE INSURANCE - 10% OF TIME SPENT - OFFERING FIXED INSURANCE AND FIXED ANNUITIES
(4) 09/25/2014: NO BUSINESS NAME - INV REL - 136 TURNPIKE ROAD, SUITE 120, SOUTHBOROUGH, MA 01772 - CONSULTING - START 05/23/2014 - 10 HR/MO NONE DURING SECS TRDG HRS - PROVIDE ADVICE AND CONSULTING TO ADVISORS ABOUT EDUCATION PLANNING.
(5) 10/03/2014: TRESTLEBRIDGE CAPITAL - DBA FOR LPL BUSINESS (ENTITY FOR LPL BUSINESS) - INV REL - 136 TURNPIKE ROAD, SUITE 120, SOUTHBOROUGH, MA 01772 - START 09/26/2014 - 4 HR/MO ALL DURING SECS TRDG HRS
(6) 11/07/2014: FLAGSHIP HARBOR ADVISORS - DBA FOR LPL BUSINESS (ENTITY FOR LPL BUSINESS) - INV REL - 136 TURNPIKE ROAD, SUITE 120, SOUTHBOROUGH, MA 01772 - START 11/05/2014 - 80 HR/MO ALL DURING SECS TRDG HRS
(7) 01/14/2015: FLAGSHIP HARBOR ADVISORS, LLC - INV REL - 136 TURNPIKE ROAD, SUITE 120, SOUTHBOROUGH, MA 01772 - REGISTERED INVESTMENT ADVISOR DBA: (HYBRID) TRESTLEBRIDGE CAPITAL - START 10/02/2014 - 5 HR/MO ALL DURING SECS TRDG HRS - I provide investment advisory services through Flagship Harbor Advisors dba TrestleBridge Capital, an independent investment advisor firm. I started this business activity in October, 2014. I expect to spend approximately 5 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial.
(8) 12/12/2017 - Pay for College Without Sacrificing Your Retirement - Investment Related - Other-Book - Started 06/01/2008 - 1 Hour Per Month/0 Hours During Securities Trading.
(9) 12/12/2017 - No Business Name - Investment Related - Other-Book - Started 07/01/2014 - 1 Hour Per Month/0 Hours During Securities Trading - Published book (Unconventional Investing) for sale on Amazon.com.
CRS (Client Relationship Summary) - RIA
Click below to view Timothy Peter Higgins's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2003
Experience
Current
December 22, 2010 - Present
FLAGSHIP HARBOR ADVISORS, LLC
Office #1: 200 Friberg Parkway Suite 3001, Westborough, MA 01581RIA
CRD#: 155733
Westborough, MA
Current
December 17, 2010 - Present
LPL FINANCIAL LLC
Office #1: 200 Friberg Parkway Suite 3001, Westborough, MA 01581RIA
BD
CRD#: 6413
Westborough, MA
Past
July 30, 1999 - July 3, 2006
IDS LIFE INSURANCE COMPANY
BD
CRD#: 6321
MINNEAPOLIS, MN
Past
July 30, 1999 - December 20, 2010
AMERIPRISE FINANCIAL SERVICES, LLC
BD
CRD#: 6363
MARLBORO, MA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FH
FLAGSHIP HARBOR ADVISORS, LLC
3MERITUS WEALTH MANAGEMENT | TRESTLEBRIDGE CAPITAL | TINKHAM WEALTH MANAGEMENT | THRIVE WEALTH STRATEGIES | THORNE FINANCIAL PARTNERS | SHEVLIN WEALTH MANAGEMENT | SHEPARD FINANCIAL | SEASHORE FINANCIAL | SCHRUMM FINANCIAL | RISING TIDE CAPITAL | PARKER WEALTH MANAGEMENT | PARADIGM PRIVATE WEALTH | NORTHERN PEAK WEALTH MANAGEMENT | NORTHERN PEAK FINANCIAL | MUNROE MORROW WEALTH MANAGEMENT | MIRICA WEALTH | MCGUIGAN FINANCIAL | MAITLAND FINANCIAL GROUP | LAURENZ FINANCIAL | KEFAUVER FINANCIAL PLANNING & WEALTH MANAGEMENT | KARRIS & CO. | INTEGRITAS FINANCIAL ADVISORS | GOLDSON FINANCIAL | FLAGSHIP HARBOR ADVISORS, LLC | FIELDSTONE WEALTH MANAGEMENT | FENTON FINANCIAL GROUP | CURRENCY CAMP | CONCIERGE WEALTH MANAGEMENT | CHARTHOUSE CAPITAL | BRANDT WEALTH ADVISORS | BERRY MANAGEMENT, LLC | BERGSTRESSER FINANCIAL | AVERY WEALTH MANAGEMENT | ATLAS PRIVATE WEALTH ADVISORS | ARC FINANCIAL | ANDREASEN FINANCIAL
CRD#: 155733 / SEC#: 801-71997
RIA
Registered Investment Advisory firm - (12/8/2010 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(12/17/2010)
RR
California(4/22/2024)
RR
Colorado(2/19/2019)
RR
Connecticut(11/10/2020)
RR
District of Columbia(6/15/2018)
RR
Florida(3/3/2015)
RR
Georgia(12/17/2010)
RR
Maine(12/17/2024)
RR
Maryland(12/13/2021)
RR
Massachusetts(12/17/2010)
IAR
Massachusetts(12/22/2010)
RR
New Hampshire(12/17/2010)
RR
New Jersey(11/20/2017)
RR
New York(7/25/2017)
RR
North Carolina(4/2/2015)
RR
Rhode Island(8/11/2020)
RR
South Carolina(4/20/2017)
IAR
Texas(6/21/2011)
RR
Vermont(12/17/2010)
Exams
State Security Law Exam
General Industry/Product Exam
RR
Series 52TO
Date: 1/2/2023
Municipal Securities Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
FH
FLAGSHIP HARBOR ADVISORS, LLC
3MERITUS WEALTH MANAGEMENT | TRESTLEBRIDGE CAPITAL | TINKHAM WEALTH MANAGEMENT | THRIVE WEALTH STRATEGIES | THORNE FINANCIAL PARTNERS | SHEVLIN WEALTH MANAGEMENT | SHEPARD FINANCIAL | SEASHORE FINANCIAL | SCHRUMM FINANCIAL | RISING TIDE CAPITAL | PARKER WEALTH MANAGEMENT | PARADIGM PRIVATE WEALTH | NORTHERN PEAK WEALTH MANAGEMENT | NORTHERN PEAK FINANCIAL | MUNROE MORROW WEALTH MANAGEMENT | MIRICA WEALTH | MCGUIGAN FINANCIAL | MAITLAND FINANCIAL GROUP | LAURENZ FINANCIAL | KEFAUVER FINANCIAL PLANNING & WEALTH MANAGEMENT | KARRIS & CO. | INTEGRITAS FINANCIAL ADVISORS | GOLDSON FINANCIAL | FLAGSHIP HARBOR ADVISORS, LLC | FIELDSTONE WEALTH MANAGEMENT | FENTON FINANCIAL GROUP | CURRENCY CAMP | CONCIERGE WEALTH MANAGEMENT | CHARTHOUSE CAPITAL | BRANDT WEALTH ADVISORS | BERRY MANAGEMENT, LLC | BERGSTRESSER FINANCIAL | AVERY WEALTH MANAGEMENT | ATLAS PRIVATE WEALTH ADVISORS | ARC FINANCIAL | ANDREASEN FINANCIAL
CRD#: 155733 / SEC#: 801-71997
RIA
Registered Investment Advisory firm - (12/8/2010 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
346 Commercial Street, Boston, MA 02109
Mailing Address
Phone number
(857) 350-4229
Established
Firm type
Fiscal year end
# of Employees
60
SEC notice filing (37 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 13,382 |
| AUM (Assets Under Management) | $ 3,008,478,711 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
FLAGSHIP HARBOR ADVISORS, LLC
CRD#: 155733Westborough, MA 01581TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
