Terrence E. Mccarthy

CETERA INVESTMENT ADVISERS LLC

GRAND RAPIDS, MI 49525

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CRD#: 3146208

Professional summary

Terrence Eugene Mccarthy, who also goes by Terrence E Mccarthy, Terrence Mccarthy, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Grand Rapids, Michigan and CETERA INVESTMENT SERVICES LLC located in Grand Rapids, Michigan.

Terrence is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1998. Terrence has worked at 12 firms and has passed the Series 65, Series 63, Series 6TO, SIE, Series 7, Series 6 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Terrence E Mccarthy | Terrence Mccarthy

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

PNC Capital Advisors; Investment related, Registered Investment Advisor, Offer Investment management products and services to clients.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Terrence Eugene Mccarthy's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

August 26, 2025 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 4200 East Beltline, Grand Rapids, MI 49525

RIA

CRD#: 105644

GRAND RAPIDS, MI

Current

August 26, 2025 - Present

CETERA INVESTMENT SERVICES LLC

Office #1: 4200 East Beltline, Grand Rapids, MI 49525

CRD#: 15340

Grand Rapids, MI

Past

March 31, 2025 - June 11, 2025

STRATEGIC ADVISERS LLC

RIA

CRD#: 104555

GRAND RAPIDS, MI

Past

March 19, 2024 - March 31, 2025

FIDELITY PERSONAL AND WORKPLACE ADVISORS

RIA

CRD#: 288590

GRAND RAPIDS, MI

Past

March 4, 2024 - June 11, 2025

FIDELITY BROKERAGE SERVICES LLC

CRD#: 7784

GRAND RAPIDS, MI

Past

March 5, 2020 - December 7, 2023

PNC CAPITAL MARKETS LLC

CRD#: 15647

GRAND RAPIDS, MI

Past

January 3, 2014 - December 7, 2023

PNC CAPITAL ADVISORS LLC

RIA

CRD#: 151829

GRAND RAPIDS, MI

Past

December 13, 2013 - December 31, 2019

FORESIDE DISTRIBUTION SOLUTIONS, LLC

CRD#: 118787

GRAND RAPIDS, MI

Past

September 11, 2003 - December 31, 2010

JOHN HANCOCK INVESTMENT MANAGEMENT LLC

RIA

CRD#: 105790

BOSTON, MA

Past

September 11, 2003 - October 8, 2013

MANULIFE INVESTMENT MANAGEMENT (US) LLC

RIA

CRD#: 106435

BOSTON, MA

Past

March 9, 2001 - October 8, 2013

JOHN HANCOCK INVESTMENT MANAGEMENT DISTRIBUTORS LLC

CRD#: 28262

BOSTON, MA

Past

December 7, 1998 - February 2, 2001

FIDELITY DISTRIBUTORS COMPANY LLC

CRD#: 17507

SMITHFIELD, RI

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Michigan
(8/26/2025)

IAR

Michigan
(8/26/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 3/31/2003

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 5/10/1999

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 6TO

Date: 3/4/2024

Investment Company Products/Variable Contracts Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 11/5/2003

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 12/1/1998

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 24

Date: 3/31/2008

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

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Contact information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Mailing Address

Phone number

(310) 257-7880

Established

Firm type

Fiscal year end

# of Employees

7,705

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	584,487
AUM (Assets Under Management)	$ 163,792,814,520

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/13/2024	Cover Page	Report
09/26/2023	Cover Page	Report
11/18/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Terrence E. Mccarthy

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Terrence Eugene Mccarthy's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA INVESTMENT SERVICES LLC

STRATEGIC ADVISERS LLC

FIDELITY PERSONAL AND WORKPLACE ADVISORS

FIDELITY BROKERAGE SERVICES LLC

PNC CAPITAL MARKETS LLC

PNC CAPITAL ADVISORS LLC

FORESIDE DISTRIBUTION SOLUTIONS, LLC

JOHN HANCOCK INVESTMENT MANAGEMENT LLC

MANULIFE INVESTMENT MANAGEMENT (US) LLC

JOHN HANCOCK INVESTMENT MANAGEMENT DISTRIBUTORS LLC

FIDELITY DISTRIBUTORS COMPANY LLC

Primary Firm SEC Registration

CETERA INVESTMENT ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 3/31/2003

Series 63

Date: 5/10/1999

Series 6TO

Date: 3/4/2024

SIE

Date: 10/1/2018

Series 7

Date: 11/5/2003

Series 6

Date: 12/1/1998

Series 24

Date: 3/31/2008

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CETERA INVESTMENT ADVISERS LLC

TRUST BUT VERIFY

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