Brett S. Bernstein

XML FINANCIAL GROUP

Rockville, MD

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CRD#: 3103034

Professional summary

Brett Shane Bernstein, CFP®, who also goes by Brett S Bernstein, is a registered financial advisor currently at XML FINANCIAL GROUP located in Rockville, Maryland and XML SECURITIES located in Bethesda, Maryland.

Brett is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1998. Brett has worked at 4 firms and has passed the Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Brett S Bernstein

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1) 02/2004: Insurance producer agent, no business name, XML headquarters, 1Hr/month/trading. (2) 09/2016: BR Financial Associates, LLC, located residence, entity for tax purposes for management fee and earn out income related to BR Financial Associates Management Company, LLC, 1Hr/month/trading, Managing Partner. (3) 09/2016: BR Financial Associates Management Company, LLC, located XML Financial Group headquarters, management company for XML Financial, LLC and XML Securities, LLC - 80Hr/month/trading. (4) 5Hole, LLC (1/2011),BKV II, LLC, BKV, LLC (10/2016)-holding companies for personal, passive private placement investments, located residence, Member, 1Hr/month/trading

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Brett Shane Bernstein's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2003

Experience

Current

October 1, 2016 - Present

XML FINANCIAL GROUP

Office #4: 6901 Rockledge Drive Suite 730, Bethesda, MD 20817

RIA

CRD#: 284987

Rockville, MD

Current

January 30, 2019 - Present

XML SECURITIES

Office #1: 6901 Rockledge Drive Suite 730, Bethesda, MD 20817

CRD#: 145589

Bethesda, MD

Past

October 22, 2004 - October 13, 2016

LPL FINANCIAL LLC

RIA

CRD#: 6413

ROCKVILLE, MD

Past

October 22, 2004 - October 13, 2016

LPL FINANCIAL LLC

CRD#: 6413

ROCKVILLE, MD

Past

November 20, 1998 - October 26, 2004

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

ROCKVILLE, MD

Past

August 31, 1998 - October 26, 2004

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

NEW YORK, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

XML FINANCIAL GROUP

CRD#: 284987 / SEC#: 801-108376

RIA

Registered Investment Advisory firm - (9/12/2016 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

IAR

Delaware
(5/4/2023)

Delaware
(7/19/2023)

District of Columbia
(9/11/2019)

Florida
(5/26/2023)

IAR

Florida
(6/20/2023)

IAR

Maryland
(10/1/2016)

Maryland
(2/5/2019)

IAR

Texas
(10/1/2016)

IAR

Virginia
(10/1/2016)

Virginia
(9/10/2019)

West Virginia
(9/12/2019)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 11/4/1998

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/13/2016

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 8/28/1998

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

XML FINANCIAL GROUP

CRD#: 284987 / SEC#: 801-108376

RIA

Registered Investment Advisory firm - (9/12/2016 Approved)

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Contact information

Main Address

6901 Rockledge Drive Suite 730, Bethesda, MD 20817

Mailing Address

Phone number

(301) 770-5234

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (46 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

WRAP-FEE PROGRAM BROCHURE FOR XML FINANCIAL, LLC (3/28/2025)

ADV 2A BROCHURE FOR XML FINANCIAL, LLC (3/28/2025)

Regulatory assets under management

Total Number of Accounts	6,044
AUM (Assets Under Management)	$ 2,993,236,597

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
07/19/2024	Cover Page	Report
07/19/2023	Cover Page	Report
11/21/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Brett S. Bernstein

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Brett Shane Bernstein's CRS (Customer Relationship Summary).

Certified licenses

Experience

XML SECURITIES

LPL FINANCIAL LLC

LPL FINANCIAL LLC

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

Primary Firm SEC Registration

XML FINANCIAL GROUP

State Registrations and Notice Filings

Exams

Series 66

Date: 11/4/1998

SIE

Date: 10/13/2016

Series 7

Date: 8/28/1998

FINRA

Current Firm

XML FINANCIAL GROUP

Contact information

SEC notice filing (46 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

XML FINANCIAL GROUP

TRUST BUT VERIFY

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