Cynthia E. Zalewsky

SARATOGA INVESTMENT SOLUTIONS

Saratoga Springs, NY 12866

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CRD#: 3094117

Professional summary

Cynthia Elizabeth Zalewsky, who also goes by Cynthia Elizabeth Lembo, Lembo Zalewsky, is a registered financial advisor currently at SARATOGA INVESTMENT SOLUTIONS INC. located in Saratoga Springs, New York.

Cynthia is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1998. Cynthia has worked at 4 firms and has passed the Series 65, Series 63, Series 7 and Series 6 exams.

Biography

Cynthia has been practicing for 23 years and the founder and owner of Saratoga Investment Solutions Inc. for 21 of them.

Question & Answer

What are your service offerings?

Retirement Planning

Distribution Planning

Estate Planning

Elder Care Planning

Comprehensive Financial Life P...

Specialty Planning for Veterin...

Do you have an area of expertise or specialization?

Estate & Generational Planning...

Fixed Fee (Subscription, Retai...

High Net Worth Client Needs

Hourly

Investment Advice with Ongoing...

Investment Advice without Ongo...

Are you a "fiduciary"?

Yes

Aliases

Cynthia Elizabeth Lembo | Lembo Zalewsky

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Cynthia Elizabeth Zalewsky's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

December 20, 2021 - Present

SARATOGA INVESTMENT SOLUTIONS INC.

Office #1: 60 Railroad Place Suite 206, Saratoga Springs, NY 12866

RIA

CRD#: 124949

Saratoga Springs, NY

Past

August 4, 2000 - August 27, 2003

COMMONWEALTH FINANCIAL NETWORK

CRD#: 8032

WALTHAM, MA

Past

August 28, 1998 - January 5, 2000

THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES

CRD#: 4039

NEW YORK, NY

Past

August 28, 1998 - August 24, 2000

EQUITABLE ADVISORS, LLC

CRD#: 6627

NEW YORK, NY

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

New York
(12/20/2021)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/1/1999

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 8/27/1998

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7

Date: 2/24/2000

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 8/27/1998

Investment Company Products/Variable Contracts Representative Examination

Current Firm

SARATOGA INVESTMENT SOLUTIONS INC.

CRD#: 124949 / SEC#:

New York

Registered Investment Advisory firm - (5/7/2003 Approved)

Texas

Registered Investment Advisory firm - (1/3/2022 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

60 Railroad Place Suite 206, Saratoga Springs, NY 12866

Mailing Address

Phone number

(518) 584-5995

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	195
AUM (Assets Under Management)	$ 38,600,000

Red Flags

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Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

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Cynthia E. Zalewsky

Professional summary

Biography

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Cynthia Elizabeth Zalewsky's CRS (Customer Relationship Summary).

Certified licenses

Experience

SARATOGA INVESTMENT SOLUTIONS INC.

COMMONWEALTH FINANCIAL NETWORK

THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES

EQUITABLE ADVISORS, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 7/1/1999

Series 63

Date: 8/27/1998

Series 7

Date: 2/24/2000

Series 6

Date: 8/27/1998

Current Firm

SARATOGA INVESTMENT SOLUTIONS INC.

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

SARATOGA INVESTMENT SOLUTIONS INC.

TRUST BUT VERIFY

Contact information

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