Lance E. Harshbarger

OSAIC WEALTH

OVERLAND PARK, KS 66213

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CRD#: 3059198

Professional summary

Lance Edward Harshbarger, CFP® is a registered financial advisor currently at OSAIC WEALTH, INC. located in Overland Park, Kansas.

Lance is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1998. Lance has worked at 4 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 6 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

***FIXED ANNUITY / VARIABLE ANNUITY / INSURANCE PLANNING POSITION: Advisor NATURE: I occasionally use EIA, RILA or Fixed Annuities as part of the overall allocation for client portfolios. While I have already disclosed this via the CUNA / Memebers Horizon line item, there are times when I will use other companies as well, such as, Athene or Prudential. In addition, I have several fixed and variable insurance contracts that I still service, as well as occasionally writing new life insurance contracts when appropriate. INVESTMENT RELATED: Yes NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 2 START DATE: 01/01/2020 ADDRESS: 12501 Antioch, Suite 102, Overland Park KS 66213 DESCRIPTION: As state above, I will use fixed annuity, variable annuity, EIA, or insurance-based products to complete the overall allocation of a clients investment portfolio. ***LANCE HARSHBARGER POSITION: Advisor NATURE: I hold an insurance license and able to transact life and annuity business INVESTMENT RELATED: Yes NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 2 START DATE: 01/19/2017 ADDRESS: 12501 Antioch, Suite 102, Overland Park KS 66213 DESCRIPTION: Whenever it's suitable, I offer various insurance based products (annuities / life insurance) to clients as part of their comprehensive financial plan. ***ROCKHILL HOMES ASSOCIATION POSITION: HOA Board Member NATURE: I have been asked to serve on my neighborhood HOA for a period of three years. INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 08/01/2024 ADDRESS: 611 E. 46th Street, Kansas City MO 64110 DESCRIPTION: The HOA board meets to make decisions for the best interest of the neighborhood and to discuss various activities in the surrounding area. ***ROYAL BLUE INC. POSITION: President NATURE: Royal Blue Inc. is my personal S-Corp that has been set up many years ago for tax planning purposes. It is also a vehicle where I pay basic business expenses like Rent, phone, utilities etc. INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 02/01/2004 ADDRESS: 12501 Antioch, Suite 102, Overland Park KS 66213 DESCRIPTION: It's simply a bank account where I run basic monthly expenses through. My fee revenue lands in my personal bank account, so I transfer funds to my business account to pay business related expenses. LANCE HARSHBARGER POSITION: Advisor NATURE: I hold an insurance license and able to transact life and annuity business INVESTMENT RELATED: Yes NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 2 START DATE: 01/19/2017 ADDRESS: 12501 Antioch, Suite 102, Overland Park KS 66213, United States DESCRIPTION: Whenever it's suitable, I offer various insurance based products (annuities / life insurance) to clients as part of their comprehensive financial plan. ROCKHILL HOMES ASSOCIATION POSITION: President of the Rockhill Homes Association NATURE: I have been asked to serve on my neighborhood HOA for a period of three years. INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 08/01/2024 ADDRESS: 611 E. 46th Street, Kansas City MO 64110, United States DESCRIPTION: The HOA board meets to make decisions for the best interest of the neighborhood and to discuss various activities in the surrounding area. ROYAL BLUE INC. POSITION: President NATURE: Royal Blue Inc. is my personal S-Corp that has been set up many years ago for tax planning purposes. It is also a vehicle where I pay basic business expenses like Rent, phone, utilities etc. INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 02/01/2004 ADDRESS: 12501 Antioch, Suite 102, Overland Park KS 66213, United States DESCRIPTION: It's simply a bank account where I run basic monthly expenses through. My fee revenue lands in my personal bank account, so I transfer funds to my business account to pay business related expenses.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lance Edward Harshbarger's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Lance Edward Harshbarger's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Experience

Current

June 14, 2024 - Present

OSAIC WEALTH, INC.

Office #1: 12501 Antioch Rd Suite 102, Overland Park, KS 66213

RIA

CRD#: 23131

OVERLAND PARK, KS

Current

June 14, 2024 - Present

OSAIC WEALTH, INC.

Office #1: 12501 Antioch Rd Suite 102, Overland Park, KS 66213

RIA

CRD#: 23131

OVERLAND PARK, KS

Past

November 14, 2014 - June 14, 2024

SECURITIES AMERICA ADVISORS, INC.

RIA

CRD#: 110518

OVERLAND PARK, KS

Past

November 14, 2014 - June 14, 2024

SECURITIES AMERICA, INC.

CRD#: 10205

OVERLAND PARK, KS

Past

March 23, 2001 - November 14, 2014

SUNSET FINANCIAL SERVICES, INC.

RIA

CRD#: 3538

OVERLAND PARK, KS

Past

May 22, 1998 - November 14, 2014

SUNSET FINANCIAL SERVICES, INC.

CRD#: 3538

OVERLAND PARK, KS

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Arizona
(6/14/2024)

Arkansas
(6/14/2024)

California
(6/14/2024)

Colorado
(6/14/2024)

Florida
(6/14/2024)

IAR

Florida
(6/14/2024)

Illinois
(6/14/2024)

Kansas
(6/14/2024)

IAR

Kansas
(6/14/2024)

Louisiana
(6/14/2024)

Missouri
(6/14/2024)

IAR

Missouri
(6/14/2024)

Nebraska
(6/14/2024)

Oklahoma
(6/14/2024)

South Carolina
(6/14/2024)

Texas
(6/14/2024)

IAR

Texas
(6/14/2024)

Utah
(6/14/2024)

Washington
(6/14/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 3/1/2001

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 6/18/1998

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 5/4/2001

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 5/21/1998

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 24

Date: 12/17/2002

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

OSAIC WEALTH, INC.

CRD#: 23131 / SEC#: 801-54859, 8-40218

RIA

Registered Investment Advisory firm - SEC (9/10/1997 Approved)

Broker-Dealer Firm Regulated by FINRA (Denver district office)

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Contact information

Main Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Mailing Address

18700 N. Hayden Road Suite 255, Scottsdale, AZ 85255

Phone number

(800) 821-5100

Established

Delaware since 08/05/1988

Firm type

Corporation

Fiscal year end

December

Firm Size

Large

# of Employees

8,717

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

OSAIC WEALTH, INC ADV PART 2A (10/20/2025)

SIGNATOR MANAGED ACCOUNT PLATFORM (3/31/2025)

Direct owners and executive officers

Name	Position	CRD#
OSAIC, INC.	SHAREHOLDER
CORNICK, GREGORY ALLEN	CEO, PRESIDENT, DIRECTOR	3132991
FORD, ERINN JUNE	DIRECTOR	2176816
MIHAL, SHAWN MICHAEL	SVP, CHIEF COMPLIANCE OFFICER	3262384
MITCHELL, CHRISTOPHER MILLS	CORPORATE TREASURER, FINANCIAL PRINCIPAL	2420144
PRICE, JAMES DALE	CHAIRMAN	1243224
SCHLUETER, MATTHEW ADAM	EVP, OPERATIONS AND TECHNOLOGY SOLUTIONS, DIRECTOR	2627931

Regulatory assets under management

Total Number of Accounts	797,559
AUM (Assets Under Management)	$ 200,266,275,275

Disclosures

Regulatory Event	50
Arbitration	31
Bond	7

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
11/14/2025	Cover Page	Report
12/18/2024	Cover Page	Report
01/26/2024	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Lance E. Harshbarger

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lance Edward Harshbarger's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Lance Edward Harshbarger's CRS (Customer Relationship Summary).

Certified licenses

Experience

OSAIC WEALTH, INC.

SECURITIES AMERICA ADVISORS, INC.

SECURITIES AMERICA, INC.

SUNSET FINANCIAL SERVICES, INC.

SUNSET FINANCIAL SERVICES, INC.

Primary Firm SEC Registration

OSAIC WEALTH, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 3/1/2001

Series 63

Date: 6/18/1998

SIE

Date: 10/1/2018

Series 7

Date: 5/4/2001

Series 6

Date: 5/21/1998

Series 24

Date: 12/17/2002

FINRA

Current Firm

OSAIC WEALTH, INC.

Contact information

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Accountant surprise examination report

Red Flags

Company Information

OSAIC WEALTH, INC.

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