Daniel C. Cummins

SCHWAB WEALTH ADVISORY

Westlake, TX 76262-8104

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CRD#: 2947647

Professional summary

Daniel Charles Cummins, CFP®, who also goes by Dan Cummins, Daniel Charles Cummins Mr., Daniel Charles Cummins, is a registered financial advisor currently at SCHWAB WEALTH ADVISORY, INC. located in Westlake, Texas and CHARLES SCHWAB & CO., INC. located in Westlake, Texas.

Daniel is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1997. Daniel has worked at 10 firms and has passed the Series 63, Series 65, Series 7TO, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Dan Cummins | Daniel Charles Cummins Mr. | Daniel Charles Cummins

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Daniel Charles Cummins's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2014

Experience

Current

January 7, 2026 - Present

SCHWAB WEALTH ADVISORY, INC.

Office #1: 3000 Schwab Way, Westlake, TX 76262-8104

RIA

CRD#: 159035

Westlake, TX

Current

January 15, 2026 - Present

CHARLES SCHWAB & CO., INC.

Office #1: 3000 Schwab Way, Westlake, TX 76262

RIA

CRD#: 5393

Westlake, TX

Past

January 20, 2011 - February 8, 2018

TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC

CRD#: 20472

LEWISVILLE, TX

Past

February 27, 2009 - January 7, 2011

WELLS FARGO CLEARING SERVICES, LLC

RIA

CRD#: 19616

ADDISON, TX

Past

February 27, 2009 - January 7, 2011

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

ADDISON, TX

Past

January 11, 2007 - February 19, 2009

CHASE INVESTMENT SERVICES CORP.

RIA

CRD#: 25574

DALLAS, TX

Past

December 12, 2006 - February 19, 2009

CHASE INVESTMENT SERVICES CORP.

CRD#: 25574

DALLAS, TX

Past

March 7, 2006 - December 14, 2006

J.P. MORGAN SECURITIES INC.

CRD#: 18718

NEW YORK, NY

Past

July 6, 2005 - January 3, 2006

CHASE INVESTMENT SERVICES CORP.

CRD#: 25574

CHICAGO, IL

Past

December 7, 2004 - July 6, 2005

BANC ONE SECURITIES CORPORATION

CRD#: 16999

CHICAGO, IL

Past

April 14, 2003 - June 10, 2003

FORESTERS EQUITY SERVICES, INC.

CRD#: 18464

SAN DIEGO, CA

Past

March 3, 1998 - July 21, 1999

FIDELITY BROKERAGE SERVICES LLC

CRD#: 7784

SMITHFIELD, RI

Past

September 25, 1997 - December 23, 1997

FIDELITY DISTRIBUTORS COMPANY LLC

CRD#: 17507

SMITHFIELD, RI

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(2/10/2026)

Alaska
(2/10/2026)

Arizona
(2/17/2026)

Arkansas
(2/12/2026)

California
(2/6/2026)

Colorado
(2/12/2026)

Connecticut
(2/12/2026)

Delaware
(2/10/2026)

District of Columbia
(2/11/2026)

Florida
(2/6/2026)

Georgia
(2/6/2026)

Idaho
(2/6/2026)

Indiana
(2/9/2026)

Iowa
(2/17/2026)

Kansas
(2/9/2026)

Kentucky
(2/10/2026)

Louisiana
(2/9/2026)

Maine
(2/10/2026)

Maryland
(2/18/2026)

Michigan
(2/10/2026)

Minnesota
(2/10/2026)

Mississippi
(2/10/2026)

Montana
(2/19/2026)

Nebraska
(2/10/2026)

Nevada
(2/9/2026)

New Hampshire
(2/17/2026)

New Jersey
(2/10/2026)

New Mexico
(2/10/2026)

New York
(2/17/2026)

North Carolina
(2/9/2026)

North Dakota
(2/9/2026)

Ohio
(2/6/2026)

Oklahoma
(2/10/2026)

Oregon
(2/13/2026)

Pennsylvania
(2/10/2026)

Rhode Island
(2/9/2026)

South Carolina
(2/10/2026)

South Dakota
(2/10/2026)

Tennessee
(2/9/2026)

IAR

Texas
(1/7/2026)

Texas
(2/9/2026)

Utah
(2/6/2026)

Vermont
(2/10/2026)

Virginia
(2/10/2026)

Washington
(2/9/2026)

West Virginia
(2/19/2026)

Wisconsin
(2/12/2026)

Wyoming
(2/9/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 2/3/2026

Uniform Securities Agent State Law Examination

State Security Law Exam

IAR

Series 65

Date: 1/10/2007

Uniform Investment Adviser Law Examination

General Industry/Product Exam

Series 7TO

Date: 1/9/2026

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 2/8/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 3/6/2006

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 4/11/2003

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

SRO Registrations

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

SCHWAB PRIVATE CLIENT INVESTMENT ADVISORY, INC. | SCHWAB WEALTH ADVISORY, INC.

CRD#: 159035 / SEC#: 801-72795

RIA

Registered Investment Advisory firm - (12/9/2011 Approved)

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Contact information

Main Address

9800 Schwab Way, Lone Tree, CO 80124

Mailing Address

Phone number

(415) 667-7000

Established

Firm type

Fiscal year end

# of Employees

1,042

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

SCHWAB WEALTH ADVISORY, INC. DISCLOSURE BROCHURE (12/11/2025)

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Daniel C. Cummins

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Daniel Charles Cummins's CRS (Customer Relationship Summary).

Certified licenses

Experience

CHARLES SCHWAB & CO., INC.

TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

CHASE INVESTMENT SERVICES CORP.

CHASE INVESTMENT SERVICES CORP.

J.P. MORGAN SECURITIES INC.

CHASE INVESTMENT SERVICES CORP.

BANC ONE SECURITIES CORPORATION

FORESTERS EQUITY SERVICES, INC.

FIDELITY BROKERAGE SERVICES LLC

FIDELITY DISTRIBUTORS COMPANY LLC

Primary Firm SEC Registration

SCHWAB WEALTH ADVISORY, INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 2/3/2026

Series 65

Date: 1/10/2007

Series 7TO

Date: 1/9/2026

SIE

Date: 2/8/2018

Series 7

Date: 3/6/2006

Series 6

Date: 4/11/2003

FINRA

Nasdaq Stock Market

Current Firm

SCHWAB WEALTH ADVISORY, INC.

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Red Flags

Company Information

SCHWAB WEALTH ADVISORY, INC.

TRUST BUT VERIFY

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