Carmen I. Iao

CETERA INVESTMENT ADVISERS LLC

HONOLULU, HI 96817

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CRD#: 2937629

Professional summary

Carmen Iok Sim Iao, who also goes by Carmen Iao, Iok Sim Iao, Ioksim Iao, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Honolulu, Hawaii and CETERA INVESTMENT SERVICES LLC located in Honolulu, Hawaii.

Carmen is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1997. Carmen has worked at 10 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Carmen Iao | Iok Sim Iao | Ioksim Iao

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Carmen Iok Sim Iao's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

April 18, 2017 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 300 North Beretania Street, Honolulu, HI 96817

RIA

CRD#: 105644

HONOLULU, HI

Current

April 18, 2017 - Present

CETERA INVESTMENT SERVICES LLC

Office #1: 2110 N. King Street, Honolulu, HI 96819Office #2: 300 N Beretania Street, Honolulu, HI 96817Office #3: 1600 Kapiolani Blvd, Honolulu, HI 96814Office #4: 929 Queen St, Honolulu, HI 96814

CRD#: 15340

Honolulu, HI

Past

June 20, 2016 - April 27, 2017

LPL FINANCIAL LLC

RIA

CRD#: 6413

HONOLULU, HI

Past

June 20, 2016 - April 27, 2017

LPL FINANCIAL LLC

CRD#: 6413

HONOLULU, HI

Past

April 7, 2005 - June 7, 2016

BANKOH INVESTMENT SERVICES, INC.

RIA

CRD#: 29280

HONOLULU, HI

Past

April 7, 2005 - June 7, 2016

BANKOH INVESTMENT SERVICES, INC.

CRD#: 29280

HONOLULU, HI

Past

March 11, 2004 - March 25, 2005

DFC INVESTOR SERVICES

RIA

CRD#: 18558

HONOLULU, HI

Past

May 1, 2002 - March 25, 2005

DFC INVESTOR SERVICES

CRD#: 18558

CHINO HILLS, CA

Past

September 4, 2001 - May 1, 2002

FISERV INVESTOR SERVICES, INC.

CRD#: 34637

HOUSTON, TX

Past

May 3, 1999 - September 12, 2001

PARK AVENUE SECURITIES LLC

CRD#: 46173

NEW YORK, NY

Past

April 19, 1999 - May 3, 1999

GUARDIAN INVESTOR SERVICES LLC

CRD#: 6635

NEW YORK, NY

Past

December 21, 1998 - April 19, 1999

MONY SECURITIES CORPORATION

CRD#: 4386

NEW YORK, NY

Past

September 24, 1997 - April 21, 1998

SUNAMERICA SECURITIES, INC.

CRD#: 20068

PHOENIX, AZ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

California
(9/30/2025)

District of Columbia
(8/20/2021)

Hawaii
(4/18/2017)

IAR

Hawaii
(4/18/2017)

Nevada
(6/8/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 12/22/2003

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 10/1/1997

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 9/23/1997

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

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Contact information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Mailing Address

Phone number

(310) 257-7880

Established

Firm type

Fiscal year end

# of Employees

7,705

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	584,487
AUM (Assets Under Management)	$ 163,792,814,520

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/13/2024	Cover Page	Report
09/26/2023	Cover Page	Report
11/18/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Carmen I. Iao

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Carmen Iok Sim Iao's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA INVESTMENT SERVICES LLC

LPL FINANCIAL LLC

LPL FINANCIAL LLC

BANKOH INVESTMENT SERVICES, INC.

BANKOH INVESTMENT SERVICES, INC.

DFC INVESTOR SERVICES

DFC INVESTOR SERVICES

FISERV INVESTOR SERVICES, INC.

PARK AVENUE SECURITIES LLC

GUARDIAN INVESTOR SERVICES LLC

MONY SECURITIES CORPORATION

SUNAMERICA SECURITIES, INC.

Primary Firm SEC Registration

CETERA INVESTMENT ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 12/22/2003

Series 63

Date: 10/1/1997

SIE

Date: 10/1/2018

Series 7

Date: 9/23/1997

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CETERA INVESTMENT ADVISERS LLC

TRUST BUT VERIFY

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