Jose C. Benitez-ulmer

UNIVERSAL FINANCIAL SERVICES

Guaynabo, PR 00968

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CRD#: 2919918

Professional summary

Jose Carlos Benitez-ulmer, who also goes by Checa Benitez, Jose Carlos Benitez, is a registered financial professional currently at UNIVERSAL FINANCIAL SERVICES INC. located in Guaynabo, .

Jose is registered as a RR (Registered Representative) and started their career in finance in 1997. Jose has worked at 5 firms and has passed the Series 63, Series 99TO, SIE, Series 7, Series 6, Series 27 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Aliases

Checa Benitez | Jose Carlos Benitez

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - BD

Click below to view Jose Carlos Benitez-ulmer's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

October 28, 2004 - Present

UNIVERSAL FINANCIAL SERVICES INC.

Office #1: Calle 1 Lote 10 Metro Office Park, Guaynabo, PR 00968Office #2: Metro Office Park Street 1 Lot 10 3rd Floor, Guaynabo, PR 00968Office #3: Calle 1 Lote 10 Metro Office Park, Guaynabo, PR 00968

RIA

CRD#: 131558

Guaynabo, PR

Past

January 1, 2002 - September 29, 2003

JOHN HANCOCK DISTRIBUTORS LLC

CRD#: 5249

BOSTON, MA

Past

July 16, 1999 - January 1, 2002

MANUFACTURERS SECURITIES SERVICES, LLC

CRD#: 16009

BOSTON, MA

Past

August 1, 1997 - April 13, 1998

METROPOLITAN LIFE INSURANCE COMPANY

CRD#: 4095

NEW YORK, NY

Past

August 1, 1997 - April 13, 1998

MSI FINANCIAL SERVICES, INC.

CRD#: 14251

SPRINGFIELD, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

UNIVERSAL FINANCIAL SERVICES INC.

CRD#: 131558 / SEC#: 801-121280, 8-66481

RIA

Registered Investment Advisory firm - SEC (5/21/2021 Approved)

Broker-Dealer Firm Regulated by FINRA (Florida district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Puerto Rico
(7/13/2005)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 7/24/1997

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 99TO

Date: 1/2/2023

Operations Professional Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 7/28/1999

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 7/17/1997

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 27

Date: 7/7/2004

Financial and Operations Principal Examination

Principal/Supervisory Exam

Series 24

Date: 5/19/2004

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

UNIVERSAL FINANCIAL SERVICES INC.

CRD#: 131558 / SEC#: 801-121280, 8-66481

RIA

Registered Investment Advisory firm - SEC (5/21/2021 Approved)

Broker-Dealer Firm Regulated by FINRA (Florida district office)

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Contact information

Main Address

Calle 1 Lote 10 Calle 1 Lote 10, Guaynabo, PR 00968

Mailing Address

Po Box 2171, San Juan, PR 00922-2171

Phone number

(787) 706-7095

Established

Puerto Rico since 03/05/2004

Firm type

Corporation

Fiscal year end

December

Firm Size

Small

# of Employees

SEC notice filing (1 States and Territories)

FINRA licenses (1 States and Territories)

Documents

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Direct owners and executive officers

Name	Position	CRD#
UNIVERSAL GROUP, INC	OWNER
BENITEZ-ULMER, JOSE CARLOS	EXECUTIVE REPRESENTATIVE, FINOP	2919918
MARTINEZ-RIVERA, NANCY IVETTE	CHIEF COMPLIANCE OFFICER	4659151
MIRANDA, MONIQUE	DIRECTOR
RAMIREZ BERMUDEZ, OSVALDO	CHIEF RISK OFFICER

Regulatory assets under management

Total Number of Accounts	1
AUM (Assets Under Management)	$ 337,465,712

Red Flags

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Jose C. Benitez-ulmer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - BD

Click below to view Jose Carlos Benitez-ulmer's CRS (Customer Relationship Summary).

Certified licenses

Experience

JOHN HANCOCK DISTRIBUTORS LLC

MANUFACTURERS SECURITIES SERVICES, LLC

METROPOLITAN LIFE INSURANCE COMPANY

MSI FINANCIAL SERVICES, INC.

Primary Firm SEC Registration

UNIVERSAL FINANCIAL SERVICES INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 7/24/1997

Series 99TO

Date: 1/2/2023

SIE

Date: 10/1/2018

Series 7

Date: 7/28/1999

Series 6

Date: 7/17/1997

Series 27

Date: 7/7/2004

Series 24

Date: 5/19/2004

FINRA

Current Firm

UNIVERSAL FINANCIAL SERVICES INC.

Contact information

SEC notice filing (1 States and Territories)

FINRA licenses (1 States and Territories)

Documents

Direct owners and executive officers

Regulatory assets under management

Red Flags

Company Information

UNIVERSAL FINANCIAL SERVICES INC.

TRUST BUT VERIFY

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