James A. Barnash
Professional summary
James Andrew Barnash, CFP, who also goes by James A Barnash, is a registered financial advisor with INVST, LLC. James is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1992. James has worked at 16 firms and has passed the Series 66, Series 63, SIE, Series 6, Series 7, and Series 24 exams. James graduated with a B.A. in History from DePaul University in Chicago, Illinois. He obtained his Certified Financial Planner designation in 1992 and has practiced financial planning for over 30 years. He has also taught the DFP courses for 10 years at DePaul and for the College of Financial Planning.
Core Areas of Focus
Client Tip
Published Content (2)
Tax Planning is for everybody!
Tax planning means arranging your finances so you legally pay no more tax than necessary. Done proactively—not just at filing time—it focuses on how your income, investments, and deductions are structured across the year. Key strategies include using tax‑advantaged accounts (like IRAs, 401(k)s, HSAs), managing when you realize capital gains, and placing less tax‑efficient investments in tax‑sheltered accounts. It also involves maximizing available deductions and credits and understanding how major life events (marriage, home purchase, starting a business, retirement) affect your tax picture. The goal is simple: reduce your tax drag, avoid surprises, and keep more of your money compounding toward long‑term goals.
Tax‑Loss Harvesting: What It Is and Why It Matters
Tax‑loss harvesting is a strategy that uses temporary investment losses in taxable accounts to reduce your tax bill and strengthen long‑term results. When an investment falls below what you paid, you can sell it, realize the loss, and reinvest the money in a similar (but not identical) investment to stay on track. Those realized losses can offset capital gains, reduce up to $3,000 of ordinary income each year, and carry forward to future years. The IRS wash‑sale rule prevents claiming a loss if you repurchase the same or substantially identical investment within 30 days, but you can choose a comparable alternative to maintain your market exposure. Investors use this strategy because it lowers taxes, supports long‑term compounding, and turns market volatility into an advantage without changing their overall plan.
Biography
Question & Answer
Personal quote
Aliases
Other business activities
CRS (Client Relationship Summary) - RIA
Click below to view James Andrew Barnash's CRS (Customer Relationship Summary).
Certified licenses
Start date: 1992
Experience
January 14, 2025 - Present
INVST, LLC
March 27, 2020 - January 9, 2025
NS CAPITAL, LLC
July 6, 2018 - February 27, 2020
SSN ADVISORY, INC.
June 12, 2018 - February 27, 2020
SECURITIES SERVICE NETWORK, LLC
March 1, 2016 - July 5, 2018
SGL FINANCIAL, LLC
June 5, 2013 - December 17, 2015
EDELMAN FINANCIAL SERVICES, LLC
May 10, 2013 - December 17, 2015
SANDERS MORRIS LLC
October 23, 2012 - May 8, 2013
EHLERT FINANCIAL GROUP, INC.
October 15, 2012 - May 3, 2013
M HOLDINGS SECURITIES, INC.
August 13, 2012 - September 7, 2012
NFSG CORPORATION
August 13, 2012 - September 7, 2012
NEWBRIDGE SECURITIES CORPORATION
July 29, 2010 - June 9, 2011
CINCINNATI ANALYSTS, INC.
July 9, 2010 - June 9, 2011
CINCINNATI ANALYSTS, INC.
January 8, 2007 - March 9, 2009
AMERIPRISE FINANCIAL SERVICES, LLC
January 8, 2007 - March 9, 2009
AMERIPRISE FINANCIAL SERVICES, LLC
March 26, 1999 - January 22, 2007
OSAIC FA, INC.
October 7, 1996 - June 22, 2006
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
October 7, 1996 - January 22, 2007
OSAIC FA, INC.
April 20, 1992 - May 16, 1997
AHT FINANCIAL GROUP, LTD.
Primary Firm SEC Registration
INVST, LLC
CRD#: 282863 / SEC#: 801-107265
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
Highlighted states indicate IAR registrations
(1/14/2025)
Exams
Current Firm
INVST, LLC
CRD#: 282863 / SEC#: 801-107265
Contact information
SEC notice filing (41 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 6,777 |
| AUM (Assets Under Management) | $ 1,786,624,623 |
Red Flags
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Company Information
INVST, LLC
Personal CFO - AdvisorCRD#: 282863Vernon Hills, ILDBA Information
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