CK
Cheryl A. Kunstle
CETERA INVESTMENT ADVISERS LLC
CRYSTAL LAKE, IL 60014
Some features on this profile are disabled
CRD#: 2833635
CK
Professional summary
Cheryl Ann Kunstle, CFA, who also goes by Cheryl Ann Chiara, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Crystal Lake, Illinois and CETERA WEALTH SERVICES, LLC located in Crystal Lake, Illinois.
Cheryl is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1996. Cheryl has worked at 4 firms and has passed the Series 63, Series 52TO, SIE, Series 7, Series 53 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Cheryl Ann Chiara
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. NAME OF OTHER BUSINESS: EXEMPLAR ACCOUNTING & TAX ADVISORS INVESTMENT RELATED: NO ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: ACCOUNTING AND TAX SERVICES START DATE: 03/2017 POSITION/TITLE/RELATIONSHIP: TAX PREPARATION APX NUMBER OF HOURS PER WEEK: 30 APX NUMBER OF HOURS DURING TRADING HOURS: 30 BRIEF DESCRIPTION OF DUTIES: TAX PREPARATION ; 2. NAME OF OTHER BUSINESS: CHERYL KUNSTLE, BREAKTHROUGH RESULTS INVESTMENT RELATED: NO ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: BUSINESS CONSULTING SERVICES START DATE: 07/2011 POSITION/TITLE/RELATIONSHIP: OWNER APX NUMBER OF HOURS PER WEEK: 30 APX NUMBER OF HOURS DURING TRADING HOURS: 30 BRIEF DESCRIPTION OF DUTIES: CONSULT FOR OFFICE EFFICIENCIES, TECHNOLOGY, BUSINESS DEVELOPMENT, MARKETING, STAFFING ; 3.NAME OF OTHER BUSINESS: TARTAN FINANCIAL SERVICES LLC ; INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION ; NATURE OF BUSINESS: DBA FOR SECURITIES AND ADVISORY SERVICES ; START DATE: 11/2018 POSITION/TITLE/RELATIONSHIP: PRESIDENT AND FINANCIAL ADVISOR ; APX NUMBER OF HOURS PER WEEK: 30 ; APX NUMBER OF HOURS DURING TRADING HOURS: 30 ; BRIEF DESCRIPTION OF DUTIES: SECURITIES AND ADVISORY SERVICES OFFERED THROUGH CETERA ADVISOR NETWORKS ; 4. NAME OF OTHER BUSINESS: CHERYL KUNSTLE; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: RENTAL PROPERTY; START DATE: 10/2021; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 0; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: RECEIVE MONTHLY RENT PAYMENTS FROM DBA (TARTAN FINANCIAL SERVICES LLC) FOR THE USE OF AN OFFICE SUITE THAT I PERSONALLY OWN;
CRS (Client Relationship Summary) - RIA
Click below to view Cheryl Ann Kunstle's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Experience
Current
June 29, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 820 E Terra Cotta Ave Ste 114, Crystal Lake, IL 60014RIA
CRD#: 105644
CRYSTAL LAKE, IL
Current
June 20, 2017 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 820 E Terra Cotta Ave Ste 114, Crystal Lake, IL 60014BD
CRD#: 13572
Crystal Lake, IL
Past
November 1, 2018 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
SOUTH BEND, IN
Past
February 10, 2015 - July 1, 2015
VERTICAL CAPITAL SECURITIES, LLC
BD
CRD#: 154697
IRVINE, CA
Past
April 8, 2013 - February 11, 2015
CETERA WEALTH SERVICES, LLC
BD
CRD#: 13572
GARDENA, CA
Past
September 23, 2004 - July 11, 2011
CETERA WEALTH SERVICES, LLC
BD
CRD#: 13572
EL SEGUNDO, CA
Past
December 18, 1996 - July 14, 2004
FRED ALGER & COMPANY, LLC
BD
CRD#: 5300
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(10/19/2018)
RR
Alaska(5/15/2019)
RR
Arizona(10/19/2018)
RR
Arkansas(10/19/2018)
RR
California(10/19/2018)
RR
Colorado(10/19/2018)
RR
Connecticut(10/19/2018)
RR
Delaware(10/19/2018)
RR
District of Columbia(10/19/2018)
RR
Florida(10/19/2018)
RR
Georgia(10/19/2018)
RR
Hawaii(10/19/2018)
RR
Idaho(10/19/2018)
RR
Illinois(6/20/2017)
IAR
Illinois(6/29/2023)
RR
Indiana(10/19/2018)
RR
Iowa(10/19/2018)
RR
Kansas(10/19/2018)
RR
Kentucky(10/19/2018)
RR
Louisiana(10/19/2018)
RR
Maine(10/19/2018)
RR
Maryland(10/19/2018)
RR
Massachusetts(10/19/2018)
RR
Michigan(10/19/2018)
RR
Minnesota(10/19/2018)
RR
Mississippi(10/19/2018)
RR
Missouri(10/19/2018)
RR
Montana(10/19/2018)
RR
Nebraska(10/19/2018)
RR
Nevada(10/19/2018)
RR
New Hampshire(10/19/2018)
RR
New Jersey(10/19/2018)
RR
New Mexico(10/19/2018)
RR
New York(10/19/2018)
RR
North Carolina(10/22/2018)
RR
North Dakota(10/19/2018)
RR
Ohio(10/21/2018)
RR
Oklahoma(10/19/2018)
RR
Oregon(10/19/2018)
RR
Pennsylvania(10/19/2018)
RR
Rhode Island(1/6/2020)
RR
South Carolina(10/19/2018)
RR
South Dakota(10/19/2018)
IAR
South Dakota(11/22/2024)
RR
Tennessee(10/19/2018)
RR
Texas(10/19/2018)
IAR
Texas(6/29/2023)
RR
Utah(10/19/2018)
RR
Vermont(10/19/2018)
RR
Virginia(10/19/2018)
RR
Washington(10/19/2018)
RR
West Virginia(10/19/2018)
RR
Wisconsin(10/19/2018)
RR
Wyoming(10/19/2018)
Exams
State Security Law Exam
General Industry/Product Exam
RR
Series 52TO
Date: 1/2/2023
Municipal Securities Representative ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Crystal Lake, IL 60014TRUST BUT VERIFY
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