William F. Richard

CETERA INVESTMENT ADVISERS LLC

NARRAGANSETT, RI 02882

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CRD#: 2811650

Professional summary

William Francis Richard is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Narragansett, Rhode Island and CETERA ADVISORS LLC located in Narragansett, Rhode Island.

William is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1996. William has worked at 7 firms and has passed the Series 65, Series 63, SIE, Series 7, Series 6 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES, INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERD LOCATION, NATURE OF BUSINESS: FIXED INSURANCE, START DATE: 8/2016, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF TRADING HOURS PER WEEK: 32.5, POSITION/TITLE/RELATIONSHIP: AGENT, BRIEF DESCRIPTION OF DUTIES: LIFE, HEALTH, ANNUITIES, & LONG TERM CARE;

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view William Francis Richard's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 21, 2024 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 1004 Boston Neck Road, Ste 9, Narragansett, RI 02882

RIA

CRD#: 105644

NARRAGANSETT, RI

Current

October 3, 2016 - Present

CETERA ADVISORS LLC

Office #1: 1004 Boston Neck Road, Ste 9, Narragansett, RI 02882

CRD#: 10299

Narragansett, RI

Past

October 3, 2016 - March 21, 2024

CETERA ADVISORS LLC

RIA

CRD#: 10299

GREENWOOD VILLAGE, IL

Past

September 20, 2007 - October 3, 2016

INVESTORS CAPITAL CORP.

RIA

CRD#: 30613

NARRAGANSETT, RI

Past

September 20, 2007 - October 3, 2016

INVESTORS CAPITAL CORP.

CRD#: 30613

NARRAGANSETT, RI

Past

September 22, 2004 - September 25, 2007

WADDELL & REED

RIA

CRD#: 866

WEST WARWICK, RI

Past

September 22, 2004 - September 25, 2007

WADDELL & REED

CRD#: 866

WEST WARWICK, RI

Past

July 16, 2003 - March 4, 2004

HORNOR, TOWNSEND & KENT, LLC

RIA

CRD#: 4031

WARWICK, RI

Past

October 30, 1998 - March 4, 2004

HORNOR, TOWNSEND & KENT, LLC

CRD#: 4031

CONSHOHOCKEN, PA

Past

September 18, 1998 - November 5, 1998

DOMINARI SECURITIES LLC

CRD#: 18975

NEW YORK, NY

Past

October 29, 1996 - September 17, 1998

WELLS FARGO ADVISORS FINANCIAL NETWORK, LLC

CRD#: 11025

ST. LOUIS, MO

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

California
(10/3/2016)

Connecticut
(9/18/2019)

Florida
(10/3/2016)

Massachusetts
(10/3/2016)

Michigan
(10/3/2016)

Rhode Island
(10/3/2016)

IAR

Rhode Island
(3/21/2024)

South Carolina
(7/22/2025)

Vermont
(10/3/2016)

Virginia
(1/3/2022)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/10/2003

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 11/11/1996

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 5/29/1997

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 10/28/1996

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 24

Date: 12/9/1999

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

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Contact information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Mailing Address

Phone number

(310) 257-7880

Established

Firm type

Fiscal year end

# of Employees

7,705

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	584,487
AUM (Assets Under Management)	$ 163,792,814,520

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/13/2024	Cover Page	Report
09/26/2023	Cover Page	Report
11/18/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

William F. Richard

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view William Francis Richard's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA ADVISORS LLC

CETERA ADVISORS LLC

INVESTORS CAPITAL CORP.

INVESTORS CAPITAL CORP.

WADDELL & REED

WADDELL & REED

HORNOR, TOWNSEND & KENT, LLC

HORNOR, TOWNSEND & KENT, LLC

DOMINARI SECURITIES LLC

WELLS FARGO ADVISORS FINANCIAL NETWORK, LLC

Primary Firm SEC Registration

CETERA INVESTMENT ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 7/10/2003

Series 63

Date: 11/11/1996

SIE

Date: 10/1/2018

Series 7

Date: 5/29/1997

Series 6

Date: 10/28/1996

Series 24

Date: 12/9/1999

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CETERA INVESTMENT ADVISERS LLC

TRUST BUT VERIFY

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