SR
Steven M. Richardson
RICHARDSON FINANCIAL SERVICES
MEDWAY, MA 02053
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CRD#: 2774988
SR
Professional summary
Steven Michael Richardson is a registered financial advisor currently at RICHARDSON FINANCIAL SERVICES located in Medway, Massachusetts and J.W. COLE FINANCIAL, INC. located in Medway, Massachusetts.
Steven is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1996. Steven has worked at 5 firms and has passed the Series 65, Series 63, Series 99TO, SIE, Series 7, Series 6, Series 51 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) RICHARDSON & CO; NON-INVESTMENT RELATED; 165 VILLAGE STREET MEDWAY, MA 02053; CPA PRACTICE; CERTIFIED PUBLIC ACCOUNTANT MANAGING SHAREHOLDER; 01/01/1987; 120 HOURS A MONTH DEVOTES; APPROXIMATELY 100 HOURS PER MONTH OR LESS DEVOTED DURING SECURITIES TRADING HOUR; PRESIDENT, DIRECTOR, RUN DAY TO DAY OPERATIONS. (2) JR INSURANCE BROKERAGE; NON-INVESTMENT RELATED; 165 VILLAGE STREET MEDWAY, MA 02053; PRESIDENT; SALE OF FIXED LIFE INSURANCE, LTC AND FIXED ANNUITIES; START DATE:01/30/1996; DEVOTES 1 HOUR PER MONTH; DEVOTES 1 HOUR PER MONTH DURING SECURITIES TRADING HOURS; OVERSEE FINANCES AND INSURANCE SALES. (3) CHARLES RIVER BANK; 24 MAIN STREET MEDWAY, MA 02053; BANK; DIRECTOR; START DATE:10/1992; 6 HOURS PER MONTH DEVOTED; 6 HOURS PER MONTH DEVOTED DURING SECURITIES TRADING HOURS; DIRECTOR RELATED. (4) HENRY M. LUKE COMPANY; NON-INVESTMENT RELATED; 165 VILLAGE STREET MEDWAY, MA 02053; CONCRETE RESTORATION AND REPAIR; PRESIDENT/DIRECTOR; START DATE:03/2004; 8 HOURS PER MONTH DEVOTED; 40 HOURS PER MONTH DEVOTED DURING SECURITIES TRADING HOURS; OVERSEE FINANCES. (5) RICHARDSON FINANCIAL SERVICES; INVESTMENT RELATED; 165 VILLAGE STREET MEDWAY, MA 02053; REGISTERED INVESTMENT ADVISOR; PRESIDENT; 01/01/1997; 40-60 HOURS DEVOTED PER MONTH; 40 HOURS DEVOTED PER MONTH DURING SECURITIES TRADING HOURS; PRESIDENT - OVERSEE DAY TO DAY OPERATIONS. (6) EXETER, INC.; NON-INVESTMENT RELATED; 1800 SAINT JAMES BLVD HOUSTON, TX 77056; OIL FIELD SERVICES COMPANY; DIRECTOR; START DATE: 12/26/2017; 8 HOURS PER MONTH DEVOTED; 4 HOURS PER MONTH DEVOTED DURING SECURITIES TRADING HOURS; DIRECTOR RELATED ACTIVITY. (8) BLACK CAT ISLAND CIVIC ASSOCIATION; NON-INVESTMENT RELATED; 31 LEOPARD LEAP MEREDITH NH; HOMEOWNER ASSOCIATION; FINANCIAL COMMITTEE MEMBER; STARTED 12/17/2018; LESS THAN 1 HOUR PER MONTH DEVOTED; 0 HOURS PER MONTH DEVOTED DURING SECURITIES TRADING HOURS; ASSIST WITH MAINTAINING LADDERED CD PORTFOLIO. (9) ST. JOSEPH PARISH; NON-INVESTMENT RELATED; MEDWAY, MA; CATHOLIC CHURCH; MEMBER - FINANCE COMMITTEE; 2001; 1 HOURS PER MONTH DEVOTED; 0 HOURS PER MONTH DEVOTED DURING SECURITIES TRADING HOURS; ADVISE ON CHURCH FINANCES. (10) 165 VILLAGE STREET TRUST; NON-INVESTMENT RELATED; 165 VILLAGE ST MEDWAY, MA 02053; OWNS COMMERCIAL BUILDING; 1998; 0 HOURS PER MONTH DEVOTED; 0 HOURS PER MONTH DEVOTED DURING SECURITIES TRADING HOURS; NOMINEE TRUST. (11) SMR Ventures LLC; Personal Investment vehicle; Not investment related; 25 Cedar Farms Road, Medway, MA 02053; Manage finances; Start 1/1/2025; 0 hours during trading. (12) Midland TX Land Holding LLC; Not Investment Related; 25 Cedar Farms Road, Midland TX 79705; Commercial Real Estate; Managing Member; Start 6/4/2025; 0 hours per month during trading.
CRS (Client Relationship Summary) - RIA
Click below to view Steven Michael Richardson's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
March 26, 2004 - Present
RICHARDSON FINANCIAL SERVICES
Office #1: 165 Village Street, Medway, MA 02053RIA
CRD#: 130715
MEDWAY, MA
Current
March 2, 2020 - Present
J.W. COLE FINANCIAL, INC.
Office #1: 165 Village Street, Medway, MA 02053BD
CRD#: 124583
Medway, MA
Past
September 8, 1998 - March 30, 2020
FIRST ALLIED SECURITIES, INC.
BD
CRD#: 32444
MEDWAY, MA
Past
April 4, 1997 - September 14, 1998
TRANSAMERICA FINANCIAL ADVISORS, LLC
BD
CRD#: 16164
PHILADELPHIA, PA
Past
August 16, 1996 - April 7, 1997
NORTH AMERICAN FINANCIAL GROUP, INC.
BD
CRD#: 22273
WARREN, MI
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
RF
RICHARDSON FINANCIAL SERVICES
RICHARDSON FINANCIAL SERVICES | RICHARDSON FINANCIAL SERVICES INC.
CRD#: 130715 / SEC#: 801-119439
RIA
Registered Investment Advisory firm - (9/11/2020 Approved)Massachusetts
Registered Investment Advisory firm - (9/30/2020 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(7/17/2024)
RR
California(3/2/2020)
RR
Connecticut(3/2/2020)
RR
Florida(3/2/2020)
RR
Kentucky(6/27/2024)
RR
Maine(3/2/2020)
IAR
Massachusetts(3/26/2004)
RR
Massachusetts(3/2/2020)
RR
Michigan(3/2/2020)
RR
New Hampshire(3/2/2020)
RR
New Mexico(3/2/2020)
RR
New York(3/2/2020)
RR
North Carolina(4/3/2020)
RR
Pennsylvania(3/2/2020)
RR
Rhode Island(3/2/2020)
RR
South Carolina(5/2/2022)
RR
Texas(3/2/2020)
RR
Vermont(3/2/2020)
RR
Virginia(3/2/2020)
RR
Washington(3/2/2020)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 99TO
Date: 1/2/2023
Operations Professional ExaminationGeneral Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
RF
RICHARDSON FINANCIAL SERVICES
RICHARDSON FINANCIAL SERVICES | RICHARDSON FINANCIAL SERVICES INC.
CRD#: 130715 / SEC#: 801-119439
RIA
Registered Investment Advisory firm - (9/11/2020 Approved)Massachusetts
Registered Investment Advisory firm - (9/30/2020 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
165 Village St, Medway, MA 02053
Mailing Address
Phone number
(508) 533-2335
Established
Firm type
Fiscal year end
# of Employees
5
SEC notice filing (10 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 602 |
| AUM (Assets Under Management) | $ 212,852,046 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
RICHARDSON FINANCIAL SERVICES
CRD#: 130715Medway, MA 02053TRUST BUT VERIFY
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