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Richard Irl Konst

CFP®
ACCESS FINANCIAL GROUP
CHICAGO, IL
·CRD# 273746·53 years experience

Professional Summary

Richard Irl Konst, CFP®, who also goes by Richard Konst, is a registered financial advisor currently at ACCESS FINANCIAL GROUP, INC. located in Chicago, Illinois. Richard is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1973. Richard has worked at 7 firms and has passed the Series 65, Series 63, Series 7TO, SIE, Series 5, PC, Series 1 and Series 24 exams.

At a Glance

Advisory Accounts Only

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Richard Konst

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Contact Information

This advisor has not claimed their profile yet, so there is no contact information to display at this time.

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

CFP®
Certified Financial PlannerSince 1981

Years of Experience

53 years in the financial services industry

Current & Past Employments

ACCESS FINANCIAL GROUP, INC.·CRD# 33065
RIA
BD
1. 118 N. Clinton Suite 450, Chicago, IL 606612. 118 North Clinton Street Suite 250 , Chicago, IL 60661
January 13, 2005 - Present
ACCESS FINANCIAL GROUP, INC.·CRD# 33065
RIA
BD
118 N. Clinton Suite 450, Chicago, IL 60661
February 2, 1995 - Present
JOSEPHTHAL & CO., INC.·CRD# 3227
BD
New York, NY
April 20, 1994 - February 21, 1995
RODMAN & RENSHAW INC.·CRD# 724
BD
Chicago, IL
September 23, 1988 - April 7, 1994
DREXEL BURNHAM LAMBERT INCORPORATED·CRD# 7323
BD
January 6, 1977 - October 7, 1988
DREXEL BURNHAM & CO. INCORPORATED·CRD# 7013
BD
February 6, 1976 - January 6, 1977
DREXEL BURNHAM & CO. INCORPORATED·CRD# 116
BD
May 31, 1974 - February 6, 1976
SHEARSON, HAMMILL & CO., INCORPORATED·CRD# 766
BD
February 26, 1973 - August 20, 1974

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Current Firm

AF
ACCESS FINANCIAL GROUP, INC.

ACCESS FINANCIAL GROUP, INC. | CRYSTAL SECURITIES INC.

CRD#: 33065 / SEC#: 801-48092, 8-46065
RIA
Registered Investment Advisory firm - SEC (12/30/1994 Approved)
BD
Broker-Dealer Firm Regulated by FINRA (Chicago district office)

Contact Information

Main Address

118 North Clinton St-suite 450 Suite 450, Chicago, IL 60661

Mailing Address

118 North Clinton St-suite 450, Chicago, IL 60661

Phone Number

(312) 655-8200

Established

Delaware since 12/18/1992

Firm Type

Corporation

Fiscal Year End

December

Firm Size

Small

# of Employees

6

SEC notice filing (19 States and Territories)

Registered to provide investment advisory services in 19 US states and territories.

FINRA licenses (45 States and Territories)

Registered to provide investment advisory services in 19 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Customer Relationship Summary (CRS / FINRA)Latest Form ADV

Part 2 Brochures

ACCESS FINANCIAL GROUP, INC. PART 2A BROCHURE (3/18/2026)

Direct owners and executive officers

NamePositionCRD#
VICTOR C CHIGAS GRANTOR TRUST FBO VICTOR J CHIGASOWNER—
RICHARD KONST TRUSTOWNER—
VICTOR C CHIGAS GRANTOR TRUST FBO CHRISTOPHER CHIGASOWNER—
CHIGAS, CHRISTOPHER ROBERTPRESIDENT, CHIEF COMPLIANCE OFFICER1832392
CHIGAS, VICTOR JOHN JRDIRECTOR, CEO, SR. OPTIONS PRINCIPAL1666547
GORCHOFF, NANCY JODIRECTOR, C.O.O, C.F.O.1236418
KONST, RICHARD IRLDIRECTOR, VICE CHAIRMAN273746

Regulatory Assets Under Management

Total Number of Accounts

315

AUM (Assets Under Management)

$302,333,577

Disclosures

Regulatory Event

4

Arbitration

2

Accountant Surprise Examination Report

Filing DateForm ADV-E CoverForm ADV-E Report
01/09/2026Cover PageReport
09/13/2024Cover PageReport
08/23/2023Cover PageReport

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Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) RSLM Corp., investment related, 118 N. Clinton St., Chicago, IL, conduit for real estate holdings, Owner, start date 02/1994, less than 1 hour per month during trading hours, passive investment. 2) CK Realty LLC, Investment related, 118 N. Clinton St., Chicago, IL, conduit for real estate holdings, Owner, start date 04/1996, 1 hour per month during trading hours, passive investment.

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
AF
ACCESS FINANCIAL GROUP, INC.

ACCESS FINANCIAL GROUP, INC. | CRYSTAL SECURITIES INC.

CRD#: 33065 / SEC#: 801-48092, 8-46065
RIA
Registered Investment Advisory firm - SEC (12/30/1994 Approved)
BD
Broker-Dealer Firm Regulated by FINRA (Chicago district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing securities offerings such as stocks, bonds, and mutual funds through a broker-dealer.
RR
Arizona
(11/29/2016)
RR
California
(2/2/1995)
RR
Colorado
(2/3/1995)
RR
Connecticut
(2/10/1995)
RR
Florida
(2/8/1995)
RR
Illinois
(2/10/1995)
IAR
Illinois
(1/13/2005)
RR
Indiana
(2/27/1995)
RR
Kentucky
(2/6/1995)
RR
Maryland
(2/4/1995)
RR
Michigan
(2/22/1995)
RR
Minnesota
(1/7/1997)
RR
Missouri
(3/8/1995)
RR
New Hampshire
(2/3/1995)
RR
New Mexico
(8/30/1996)
RR
New York
(10/20/1995)
RR
North Carolina
(1/30/1997)
RR
Ohio
(2/23/1995)
RR
Pennsylvania
(3/3/1995)
RR
Wisconsin
(2/23/1995)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.Note:This rule does not apply to broker-dealer activity.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 65 — Uniform Investment Adviser Law Examination

Passed Jun 1993About the Series 65 exam

Series 63 — Uniform Securities Agent State Law Examination

Passed Aug 1979About the Series 63 exam

Series 7TO — General Securities Representative Examination

Passed Jan 2023About the Series 7TO exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 5 — Interest Rate Options Examination

Passed Dec 1981

PC — AMEX Put and Call Exam

Passed Aug 1977

Series 1 — Registered Representative Examination

Passed Feb 1973

Series 24 — General Securities Principal Examination

Passed Oct 2007About the Series 24 exam
FINRA
SRO Registrations

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CRS (Client Relationship Summary) - RIA

Click below to view Richard Irl Konst's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Richard Irl Konst's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

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