Cindy A. Carpenter

VANGUARD ADVISERS

Scottsdale, AZ 85260

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CRD#: 2711708

Professional summary

Cindy Ann Carpenter, CFP®, who also goes by Cindy Ann Carpenter, Cindy Carpenter, Cindy A Russell, Cindy Ann Russell, is a registered financial advisor currently at VANGUARD ADVISERS, INC. located in Scottsdale, Arizona and VANGUARD MARKETING CORPORATION located in Scottsdale, Arizona.

Cindy is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1996. Cindy has worked at 12 firms and has passed the Series 63, Series 65, Series 7TO, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Cindy Ann Carpenter | Cindy Carpenter | Cindy A Russell | Cindy Ann Russell

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

EMPLOYEE OF THE VANGUARD GROUP, INC (PARENT COMPANY OF VANGUARD MARKETING CORPORATION) 100 VANGUARD BLVD, MALVERN, PA 19355

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Cindy Ann Carpenter's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Experience

Current

March 7, 2022 - Present

VANGUARD ADVISERS, INC.

Office #1: 14321 N. Northsight Blvd., Scottsdale, AZ 85260

RIA

CRD#: 106715

Scottsdale, AZ

Current

March 26, 2022 - Present

VANGUARD MARKETING CORPORATION

Office #1: 14321 North Northsight Blvd., Scottsdale, AZ 85260

CRD#: 7452

Scottsdale, AZ

Past

June 21, 2019 - February 3, 2022

MATSON MONEY, INC.

RIA

CRD#: 110425

Scottsdale, AZ

Past

November 22, 2016 - February 5, 2019

J.P. MORGAN SECURITIES LLC

RIA

CRD#: 79

PHOENIX, AZ

Past

November 15, 2016 - February 5, 2019

J.P. MORGAN SECURITIES LLC

CRD#: 79

PHOENIX, AZ

Past

September 13, 2013 - October 24, 2016

COMMONWEALTH FINANCIAL NETWORK

RIA

CRD#: 8032

PHOENIX, AZ

Past

June 27, 2013 - October 24, 2016

COMMONWEALTH FINANCIAL NETWORK

CRD#: 8032

PHOENIX, AZ

Past

April 10, 2008 - September 5, 2008

NEW ENGLAND SECURITIES

CRD#: 615

PHOENIX, AZ

Past

January 30, 2006 - March 26, 2008

NATIONAL PLANNING CORPORATION

RIA

CRD#: 29604

LONG BEACH, CA

Past

March 19, 2003 - March 26, 2008

NATIONAL PLANNING CORPORATION

CRD#: 29604

LONG BEACH, CA

Past

September 23, 2002 - November 27, 2002

FISERV INVESTOR SERVICES, INC.

CRD#: 34637

HOUSTON, TX

Past

December 3, 1999 - March 29, 2000

CUSO FINANCIAL SERVICES, L.P.

CRD#: 42132

SAN DIEGO, CA

Past

January 1, 1999 - December 23, 1999

WAMU INVESTMENTS, INC.

CRD#: 599

IRVINE, CA

Past

July 16, 1998 - January 1, 1999

GRIFFIN FINANCIAL SERVICES

CRD#: 10823

Past

February 22, 1996 - April 24, 1996

PRUCO SECURITIES, LLC.

CRD#: 5685

NEWARK, NJ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

VANGUARD ADVISERS, INC.

VANGUARD ADVISERS INC | VPAS VPFP VFS VANGUARD NAVIGATOR PLUS | VPAS VPFP VFS AMTS VANGUARD NAVIGATOR PLUS | VPAS VPFP VFS AMTS | VANGUARD ADVISERS, INC.

CRD#: 106715 / SEC#: 801-49601

RIA

Registered Investment Advisory firm - (7/28/1995 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

IAR

Arizona
(3/17/2022)

Arizona
(3/29/2022)

California
(9/24/2025)

IAR

Texas
(3/7/2022)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 4/11/2022

Uniform Securities Agent State Law Examination

State Security Law Exam

IAR

Series 65

Date: 11/11/2019

Uniform Investment Adviser Law Examination

General Industry/Product Exam

Series 7TO

Date: 3/25/2022

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 6/13/2013

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 7/15/1998

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

VANGUARD ADVISERS, INC.

VANGUARD ADVISERS INC | VPAS VPFP VFS VANGUARD NAVIGATOR PLUS | VPAS VPFP VFS AMTS VANGUARD NAVIGATOR PLUS | VPAS VPFP VFS AMTS | VANGUARD ADVISERS, INC.

CRD#: 106715 / SEC#: 801-49601

RIA

Registered Investment Advisory firm - (7/28/1995 Approved)

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Contact information

Main Address

100 Vanguard Blvd, Malvern, PA 19355

Mailing Address

Phone number

(610) 669-1000

Established

Firm type

Fiscal year end

# of Employees

2,225

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

STABLE VALUE (9/29/2025)

VANGUARD MANAGED ACCOUNT PROGRAM AND PERSONAL ONLINE ADVISOR (9/29/2025)

VANGUARD SITUATIONAL ADVISOR BROCHURE (9/29/2025)

VANGUARD STRATEGIC MODEL PORTFOLIOS (9/29/2025)

VANGUARD DIGITAL ADVISOR AND VANGUARD PERSONAL ADVISOR (9/29/2025)

VANGUARD PERSONAL ADVISOR SELECT (9/29/2025)

Regulatory assets under management

Total Number of Accounts	698,843
AUM (Assets Under Management)	$ 300,434,933,763

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
07/24/2025	Cover Page	Report
10/23/2024	Cover Page	Report
06/28/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Cindy A. Carpenter

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Cindy Ann Carpenter's CRS (Customer Relationship Summary).

Certified licenses

Experience

VANGUARD MARKETING CORPORATION

MATSON MONEY, INC.

J.P. MORGAN SECURITIES LLC

J.P. MORGAN SECURITIES LLC

COMMONWEALTH FINANCIAL NETWORK

COMMONWEALTH FINANCIAL NETWORK

NEW ENGLAND SECURITIES

NATIONAL PLANNING CORPORATION

NATIONAL PLANNING CORPORATION

FISERV INVESTOR SERVICES, INC.

CUSO FINANCIAL SERVICES, L.P.

WAMU INVESTMENTS, INC.

GRIFFIN FINANCIAL SERVICES

PRUCO SECURITIES, LLC.

Primary Firm SEC Registration

VANGUARD ADVISERS, INC.

State Registrations and Notice Filings

Exams

Series 63

Date: 4/11/2022

Series 65

Date: 11/11/2019

Series 7TO

Date: 3/25/2022

SIE

Date: 10/1/2018

Series 7

Date: 6/13/2013

Series 6

Date: 7/15/1998

FINRA

Current Firm

VANGUARD ADVISERS, INC.

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

VANGUARD ADVISERS, INC.

TRUST BUT VERIFY

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