Nichole D. Raftopoulos
NVEST FINANCIAL | CEO
Portland, ME 04101
CRD#: 2685964
Professional summary
Nichole Demetria Raftopoulos, AIF®, CFP®, who also goes by Nichole Demetria Durocher, Nichole D Fanjoy, Nichole Demetria Fanjoy, is a registered financial advisor currently at NVEST FINANCIAL, LLC located in Portland, Maine and PURSHE KAPLAN STERLING INVESTMENTS located in Albany, New York.
Nichole is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1996. Nichole has worked at 5 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 24 exams.
Question & Answer
What are your service offerings?
Trust & estate planning
Trading individual securities
Financial planning
Philanthropic services
Retirement planning
What is your current number of clients?
Greater than 100
What is your minimum asset requirement?
1M
Are you a "fiduciary"?
Yes
Aliases
Nichole Demetria Durocher | Nichole D Fanjoy | Nichole Demetria Fanjoy
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. Nichole Raftopoulos is dually registered as an Investment Advisor Representative with Nvest Financial LLC ("Nvest") and as a Registered Representative with Purshe Kaplan Sterling Investments, Inc. ("PKS"). Business is conducted from 2 International Dr, Suite 110, Portsmouth, NH 03801. Approximately 90% of Ms. Raftopoulos' time is for services under Nvest, and the balance is as a Registered Representative of PKS. 2. Fixed Insurance. Investment related. At registered location. Fixed/Traditional Insurance. Agent. Start date: 08/2025. 5 hrs/month; all during trading hours. Provide insurance advice based on the needs of client(s). 3. Nikoletta, LLC. Not investment related. 69 York Street, Kennebunk, ME 04043. Real estate rental. LLC Member. Start date: 02/2007. 1 hr/month; not during trading hours. Entity created to own our commercial condo. 4. Operation Love From Home. Not investment related. 2 International Drive, Suite 110, Portsmouth, NH 03801. Non-profit. Owner. Start date: 03/2022. 2 hrs/month; 1 during trading hours. Co-founder and President. Collect donations of goods or money to gift to those in need including Food Insecurity, Pet Support, helping active military/veteran's and families. 5. Deep Blue C Studio Orchestra. Not investment related. 26 Signature Drive, Rye, NH 03870. Musician. Singer. Start date: 07/2019. 10 hrs/month; none during trading hours. I am a singer with this stage orchestra. We perform about 10-15 concerts per year and rehearse once per month on average. 6. Kennebunk Savings Bank. Not investment related. 7 Alewive Park, West Kennebunk, ME 04043. Board of Directors. Board Member. Start date: 07/2024. 8 hrs/month; 6 during trading hours. I am a Board of Director with Kennebunk Savings Bank. We set policy for the bank, review bank audits, oversee management, etc.
CRS (Client Relationship Summary) - RIA
Click below to view Nichole Demetria Raftopoulos's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2002
Experience
Current
February 6, 2008 - Present
NVEST FINANCIAL, LLC
Office #1: 254 Commercial Street Suite 245, Portland, ME 04101Office #2: Two International Drive Suite 110, Portsmouth, NH 03801Office #3: 222 Rosewood Drive 2nd Floor, Danvers, MA 01923Office #4: 69 York Street Suite 1, Kennebunk, ME 04043RIA
CRD#: 128868
Portland, ME
Current
August 1, 2025 - Present
PURSHE KAPLAN STERLING INVESTMENTS
Office #1: 80 State Street, Albany, NY 12207Office #2: 2 International Drive Suite 110, Portsmouth, NH 03801BD
CRD#: 35747
ALBANY, NY
Past
June 6, 2003 - February 28, 2022
COMMONWEALTH FINANCIAL NETWORK
RIA
CRD#: 8032
KENNEBUNK, ME
Past
June 6, 2003 - July 31, 2025
COMMONWEALTH FINANCIAL NETWORK
BD
CRD#: 8032
KENNEBUNK, ME
Past
January 21, 1999 - June 9, 2003
EDWARD JONES
BD
CRD#: 250
ST. LOUIS, MO
Past
February 12, 1996 - January 27, 1999
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
BD
CRD#: 7691
NEW YORK, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
NF
NVEST FINANCIAL, LLC
NVEST FINANCIAL GROUP, LLC | SAFE HARBOR RETIREMENT PLANNING, INC | NVEST FINANCIAL, LLC
CRD#: 128868 / SEC#: 801-123374
RIA
Registered Investment Advisory firm - (3/4/2022 Approved)Maine
Registered Investment Advisory firm - (3/14/2022 Terminated)Massachusetts
Registered Investment Advisory firm - (3/11/2022 Terminated)New Hampshire
Registered Investment Advisory firm - (3/25/2022 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(8/1/2025)
RR
Connecticut(8/1/2025)
RR
District of Columbia(8/1/2025)
RR
Florida(8/1/2025)
RR
Georgia(8/1/2025)
RR
Illinois(8/1/2025)
IAR
Maine(2/6/2008)
RR
Maine(8/1/2025)
RR
Maryland(8/1/2025)
IAR
Massachusetts(1/4/2021)
RR
Massachusetts(8/1/2025)
RR
Michigan(8/1/2025)
IAR
New Hampshire(3/19/2012)
RR
New Hampshire(8/1/2025)
RR
New York(8/1/2025)
RR
North Carolina(9/29/2025)
RR
Ohio(8/4/2025)
RR
Oregon(8/1/2025)
RR
Pennsylvania(8/1/2025)
RR
South Carolina(10/6/2025)
IAR
Texas(8/3/2022)
RR
Texas(8/1/2025)
RR
Vermont(8/1/2025)
RR
Wisconsin(8/1/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
NF
NVEST FINANCIAL, LLC
NVEST FINANCIAL GROUP, LLC | SAFE HARBOR RETIREMENT PLANNING, INC | NVEST FINANCIAL, LLC
CRD#: 128868 / SEC#: 801-123374
RIA
Registered Investment Advisory firm - (3/4/2022 Approved)Maine
Registered Investment Advisory firm - (3/14/2022 Terminated)Massachusetts
Registered Investment Advisory firm - (3/11/2022 Terminated)New Hampshire
Registered Investment Advisory firm - (3/25/2022 Terminated)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
Two International Drive Suite 110, Portsmouth, NH 03801
Mailing Address
Phone number
(207) 985-8585
Established
Firm type
Fiscal year end
# of Employees
15
SEC notice filing (11 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 1,244 |
| AUM (Assets Under Management) | $ 523,359,300 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
NVEST FINANCIAL, LLC
CEOCRD#: 128868Portland, ME 04101TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
