Joyce J. Howell

CETERA INVESTMENT ADVISERS LLC

PLEASANT HILL, CA 94523

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CRD#: 262498

Professional summary

Joyce Joyner Howell, who also goes by Joyce J. Joyner, Joyner, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Pleasant Hill, California and CETERA ADVISORS LLC located in Pleasant Hill, California.

Joyce is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1987. Joyce has worked at 10 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Joyce J. Joyner | Joyner

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1.FIXED INSURANCE AGENT 2.NOTARY PUBLIC, 221 BUBBLING BROOK WAY PITTSBURG CA 99565 3.RETIREMENT LIFE-STYLE COACHING, SAME AS OFFICE ADDRESS, OWNER, 10-15HR/WK, FEES 4. NAME OF OTHER BUSINESS: RETIREMENT WEALTH AND TAX ADVISORS (RWTA) ; INVESTMENT RELATED: YES ; ADDRESS: SAME AS REGISTERED LOCATION ; NATURE OF BUSINESS: FINANCIAL SERVICES ; START DATE: 12/2007 ; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL ; APX NUMBER OF HOURS PER WEEK: 15 ; APX NUMBER OF HOURS DURING TRADING HOURS: 15 ; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES ; 5. NAME OF OTHER BUSINESS: JOYCE HOWELL, INVESTMENT RELATED: NO, ADDRESS: SAME AS RESIDENTIAL ADDRESS, NATURE OF BUSINESS: ESTATE PLANNING DOCUMENTS, START DATE: 01/2001, POSITION/TITLE/RELATIONSHIP: ESTATE PLAN CONSULTANT, APX NUMBER OF HOURS PER WEEK: 6, APX NUMBER OF HOURS DURING TRADING HOURS: VARIES, BRIEF DESCRIPTION OF DUTIES: GATHERS DATA FOR ESTATE PLAN DOCUMENTS THEN FORWARDED TO AN ATTORNEY;

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joyce Joyner Howell's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 21, 2024 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 3478 Buskirk Ave Suite 245, Pleasant Hill, CA 94523

RIA

CRD#: 105644

PLEASANT HILL, CA

Current

January 4, 2008 - Present

CETERA ADVISORS LLC

Office #1: 3478 Buskirk Ave Suite 270, Pleasant Hill, CA 94523

CRD#: 10299

Pleasant Hill, CA

Past

January 4, 2008 - March 21, 2024

CETERA ADVISORS LLC

RIA

CRD#: 10299

GREENWOOD VILLAGE, IL

Past

August 21, 2007 - December 31, 2007

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

RIA

CRD#: 15708

WALNUT CREEK, CA

Past

August 16, 2007 - December 31, 2007

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

CRD#: 15708

WALNUT CREEK, CA

Past

May 9, 2001 - July 17, 2007

LEGACY ADVISORY SERVICES, INC.

RIA

CRD#: 111027

PITTSBURG, CA

Past

April 25, 2001 - July 17, 2007

LEGACY FINANCIAL SERVICES, INC.

CRD#: 38697

WALNUT CREEK, CA

Past

March 29, 2000 - April 10, 2001

LOMBARD SECURITIES INCORPORATED

CRD#: 27954

BALTIMORE, MD

Past

March 29, 1999 - April 20, 2000

VALIC FINANCIAL ADVISORS, INC.

CRD#: 42803

HOUSTON, TX

Past

January 12, 1998 - April 12, 2000

GATEWAY INVESTMENT SERVICES, INC.

CRD#: 31153

OAK PARK, IL

Past

March 9, 1992 - December 18, 1997

IFMG SECURITIES, INC.

CRD#: 14416

PURCHASE, NY

Past

November 17, 1987 - March 18, 1992

AMERIPRISE FINANCIAL SERVICES, LLC

CRD#: 6363

MINNEAPOLIS, MN

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

California
(1/4/2008)

IAR

California
(3/21/2024)

Colorado
(1/3/2024)

Oregon
(7/28/2016)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 1/24/1997

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 1/31/1992

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 7/30/1996

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 11/13/1987

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

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Contact information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Mailing Address

Phone number

(310) 257-7880

Established

Firm type

Fiscal year end

# of Employees

7,705

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	584,487
AUM (Assets Under Management)	$ 163,792,814,520

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/13/2024	Cover Page	Report
09/26/2023	Cover Page	Report
11/18/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Joyce J. Howell

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joyce Joyner Howell's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA ADVISORS LLC

CETERA ADVISORS LLC

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

CONCOURSE FINANCIAL GROUP SECURITIES, INC.

LEGACY ADVISORY SERVICES, INC.

LEGACY FINANCIAL SERVICES, INC.

LOMBARD SECURITIES INCORPORATED

VALIC FINANCIAL ADVISORS, INC.

GATEWAY INVESTMENT SERVICES, INC.

IFMG SECURITIES, INC.

AMERIPRISE FINANCIAL SERVICES, LLC

Primary Firm SEC Registration

CETERA INVESTMENT ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 1/24/1997

Series 63

Date: 1/31/1992

SIE

Date: 10/1/2018

Series 7

Date: 7/30/1996

Series 6

Date: 11/13/1987

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CETERA INVESTMENT ADVISERS LLC

TRUST BUT VERIFY

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