Sandra R. Worsham

J. W. COLE ADVISORS

TAMPA, FL 33634

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CRD#: 2444134

Professional summary

Sandra Renee Worsham, who also goes by Sandra Renee Riggs, Sandra Riggs, Sandy Riggs, Sandra Renee Whited, Sandra Whited, is a registered financial advisor currently at J. W. COLE ADVISORS, INC. located in Tampa, Florida and J.W. COLE FINANCIAL, INC. located in Tampa, Florida.

Sandra is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1994. Sandra has worked at 10 firms and has passed the Series 66, Series 99TO, Series 52TO, SIE, Series 7, Series 6, Series 4, Series 53, Series 24 and Series 26 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Sandra Renee Riggs | Sandra Riggs | Sandy Riggs | Sandra Renee Whited | Sandra Whited

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Sandra Renee Worsham's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

January 14, 2026 - Present

J. W. COLE ADVISORS, INC.

Office #1: 4301 Anchor Plaza Parkway Suite 450, Tampa, FL 33634

RIA

CRD#: 112294

TAMPA, FL

Current

January 12, 2026 - Present

J.W. COLE FINANCIAL, INC.

Office #1: 4301 Anchor Plaza Parkway Suite 450, Tampa, FL 33634

CRD#: 124583

TAMPA, FL

Past

July 14, 2025 - September 5, 2025

NEXT FINANCIAL GROUP, INC.

CRD#: 46214

HOUSTON, TX

Past

April 1, 2021 - September 5, 2025

GROVE POINT ADVISORS, LLC

RIA

CRD#: 313171

ROCKVILLE, MD

Past

August 28, 2019 - April 1, 2021

GROVE POINT INVESTMENTS, LLC

RIA

CRD#: 1763

Rockville, MD

Past

August 28, 2019 - September 5, 2025

GROVE POINT INVESTMENTS, LLC

CRD#: 1763

Rockville, MD

Past

July 23, 1998 - June 25, 2018

INVEST FINANCIAL CORPORATION

RIA

CRD#: 12984

APPLETON, WI

Past

June 1, 1998 - December 31, 2000

INVESTMENT CENTERS OF AMERICA, INC.

CRD#: 16443

APPLETON, WI

Past

May 14, 1998 - September 10, 2018

INVEST FINANCIAL CORPORATION

CRD#: 12984

APPLETON, WI

Past

March 21, 1997 - May 26, 1998

BIRCHTREE FINANCIAL SERVICES LLC

CRD#: 15014

MINNEAPOLIS, MN

Past

May 3, 1995 - May 28, 1997

MCC SECURITIES, INC.

CRD#: 36286

TAMPA, FL

Past

January 24, 1994 - March 1, 1994

WOODBURY FINANCIAL SERVICES, INC.

CRD#: 421

OAKDALE, MN

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

J. W. COLE ADVISORS, INC.

CRD#: 112294 / SEC#: 801-60722

RIA

Registered Investment Advisory firm - (11/23/2001 Approved)

Arizona

Registered Investment Advisory firm - (12/4/2001 Terminated)

Florida

Registered Investment Advisory firm - (12/5/2001 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Florida
(1/12/2026)

IAR

Florida
(1/14/2026)

Kansas
(1/12/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 11/6/1998

Uniform Combined State Law Examination

General Industry/Product Exam

Series 99TO

Date: 1/2/2023

Operations Professional Examination

General Industry/Product Exam

Series 52TO

Date: 1/2/2023

Municipal Securities Representative Examination

General Industry/Product Exam

SIE

Date: 9/10/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/19/1996

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 1/21/1994

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 4

Date: 11/22/1999

Registered Options Principal Examination

Principal/Supervisory Exam

Series 53

Date: 11/24/1998

Municipal Securities Principal Examination

Principal/Supervisory Exam

Series 24

Date: 8/19/1998

General Securities Principal Examination

Principal/Supervisory Exam

Series 26

Date: 5/10/1995

Investment Company Products/Variable Contracts Principal Examination

SRO Registrations

FINRA

Current Firm

J. W. COLE ADVISORS, INC.

CRD#: 112294 / SEC#: 801-60722

RIA

Registered Investment Advisory firm - (11/23/2001 Approved)

Arizona

Registered Investment Advisory firm - (12/4/2001 Terminated)

Florida

Registered Investment Advisory firm - (12/5/2001 Terminated)

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Contact information

Main Address

4301 Anchor Plaza Parkway Suite 450, Tampa, FL 33634

Mailing Address

Phone number

(813) 935-6776

Established

Firm type

Fiscal year end

# of Employees

512

SEC notice filing (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

WRAP FEE PROGRAM (3/28/2025)

JWCA 2A (3/28/2025)

Regulatory assets under management

Total Number of Accounts	29,614
AUM (Assets Under Management)	$ 7,195,237,282

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

xxxxx@xxxx.xxx

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Advisor Monitoring

Firm Stability Insights

Sandra R. Worsham

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Sandra Renee Worsham's CRS (Customer Relationship Summary).

Certified licenses

Experience

J.W. COLE FINANCIAL, INC.

NEXT FINANCIAL GROUP, INC.

GROVE POINT ADVISORS, LLC

GROVE POINT INVESTMENTS, LLC

GROVE POINT INVESTMENTS, LLC

INVEST FINANCIAL CORPORATION

INVESTMENT CENTERS OF AMERICA, INC.

INVEST FINANCIAL CORPORATION

BIRCHTREE FINANCIAL SERVICES LLC

MCC SECURITIES, INC.

WOODBURY FINANCIAL SERVICES, INC.

Primary Firm SEC Registration

J. W. COLE ADVISORS, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 11/6/1998

Series 99TO

Date: 1/2/2023

Series 52TO

Date: 1/2/2023

SIE

Date: 9/10/2018

Series 7

Date: 4/19/1996

Series 6

Date: 1/21/1994

Series 4

Date: 11/22/1999

Series 53

Date: 11/24/1998

Series 24

Date: 8/19/1998

Series 26

Date: 5/10/1995

FINRA

Current Firm

J. W. COLE ADVISORS, INC.

Contact information

SEC notice filing (52 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

J. W. COLE ADVISORS, INC.

TRUST BUT VERIFY

Contact information

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