Joseph C. Chang

EMPOWER ADVISORY GROUP

New York, NY

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CRD#: 2373998

Professional summary

Joseph C Chang, CFP®, who also goes by Joe C Chang, Sung Hyun Chang, is a registered financial advisor currently at EMPOWER ADVISORY GROUP, LLC located in New York, New York and EMPOWER FINANCIAL SERVICES, INC. located in Greenwood Village, Colorado.

Joseph is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1995. Joseph has worked at 11 firms and has passed the Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Joe C Chang | Sung Hyun Chang

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joseph C Chang's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Experience

Current

December 7, 2023 - Present

EMPOWER ADVISORY GROUP, LLC

RIA

CRD#: 112058

New York, NY

Current

April 4, 2022 - Present

EMPOWER FINANCIAL SERVICES, INC.

Office #1: 8515 E Orchard Road, Greenwood Village, CO 80111

CRD#: 13109

Greenwood Village, CO

Past

September 19, 2017 - April 4, 2022

PRUDENTIAL INVESTMENT MANAGEMENT SERVICES LLC

CRD#: 18353

NEWARK, NJ

Past

October 5, 2012 - September 1, 2017

PRUCO SECURITIES, LLC.

CRD#: 5685

NEWARK, NJ

Past

October 18, 2010 - April 7, 2011

GOLDMAN SACHS & CO. LLC

CRD#: 361

NEW YORK, NY

Past

April 26, 2010 - July 1, 2010

OPPENHEIMER & CO. INC.

CRD#: 249

NEW YORK, NY

Past

October 30, 2008 - February 5, 2010

MORGAN STANLEY DISTRIBUTION, INC.

CRD#: 30344

NEW YORK, NY

Past

March 30, 2005 - November 10, 2008

INVESCO CAPITAL MARKETS, INC.

CRD#: 6939

HOUSTON, TX

Past

July 31, 2002 - March 25, 2004

MORGAN STANLEY DW INC.

CRD#: 7556

PURCHASE, NY

Past

February 20, 1996 - September 29, 2000

TD AMERITRADE, INC.

CRD#: 7870

OMAHA, NE

Past

April 3, 1995 - August 22, 1995

AMERICORP SECURITIES, INC.

CRD#: 30405

NEW YORK, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

EMPOWER ADVISORY GROUP, LLC

ADVISED ASSETS GROUP INC | EMPOWER ADVISORY GROUP, LLC | ADVISED ASSETS GROUP, LLC

CRD#: 112058 / SEC#: 801-58105

RIA

Registered Investment Advisory firm - (11/22/2000 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(2/18/2025)

Alaska
(2/18/2025)

Arizona
(2/18/2025)

Arkansas
(2/18/2025)

California
(2/18/2025)

Connecticut
(2/18/2025)

Delaware
(2/18/2025)

Georgia
(2/18/2025)

Hawaii
(2/18/2025)

Idaho
(2/18/2025)

Illinois
(2/18/2025)

Indiana
(2/18/2025)

Iowa
(2/18/2025)

Kansas
(2/18/2025)

Kentucky
(2/18/2025)

Maine
(2/18/2025)

Maryland
(2/18/2025)

Massachusetts
(2/18/2025)

Michigan
(2/18/2025)

Minnesota
(2/18/2025)

Mississippi
(2/18/2025)

Missouri
(2/18/2025)

Montana
(2/18/2025)

Nebraska
(2/18/2025)

Nevada
(2/18/2025)

New Hampshire
(2/18/2025)

New Jersey
(2/18/2025)

New Mexico
(2/18/2025)

New York
(4/4/2022)

IAR

New York
(12/7/2023)

North Carolina
(2/18/2025)

North Dakota
(2/18/2025)

Oklahoma
(2/18/2025)

Oregon
(2/18/2025)

Pennsylvania
(2/18/2025)

Rhode Island
(2/18/2025)

South Carolina
(2/18/2025)

South Dakota
(2/18/2025)

Tennessee
(2/18/2025)

Texas
(2/18/2025)

Utah
(2/18/2025)

Vermont
(2/18/2025)

Virginia
(2/18/2025)

Washington
(2/18/2025)

West Virginia
(2/18/2025)

Wisconsin
(2/18/2025)

Wyoming
(2/18/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 11/7/1994

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 9/24/1994

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

EMPOWER ADVISORY GROUP, LLC

ADVISED ASSETS GROUP INC | EMPOWER ADVISORY GROUP, LLC | ADVISED ASSETS GROUP, LLC

CRD#: 112058 / SEC#: 801-58105

RIA

Registered Investment Advisory firm - (11/22/2000 Approved)

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Contact information

Main Address

8515 East Orchard Rd 4t2, Greenwood Village, CO 80111

Mailing Address

Phone number

(866) 575-4977

Established

Firm type

Fiscal year end

# of Employees

822

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

EMPOWER ADVISORY GROUP PERSONAL STRATEGY(R) WRAP FEE PROGRAM (11/25/2025)

EMPOWER ADVISORY GROUP - ONLINE ADVICE & MANAGED ACCOUNT SERVICE FOR EMPOWER PREMIER IRA (9/22/2025)

EMPOWER ADVISORY GROUP FINANCIAL PLANNING SERVICE (9/19/2025)

EMPOWER PREMIER INVESTMENT ACCOUNT (9/19/2025)

EMPOWER ADVISORY GROUP WRAP FEE PROGRAM BROCHURE FOR EMPOWER MANAGED PORTFOLIOS (9/19/2025)

EMPOWER ADVISORY GROUP - ONLINE ADVICE & PROFESSIONAL MANAGEMENT PROGRAM (9/19/2025)

EMPOWER ADVISORY GROUP - ONLINE ADVICE & MANAGED ACCOUNT SERVICE/MY TOTAL RETIREMENT (9/19/2025)

Regulatory assets under management

Total Number of Accounts	250,707
AUM (Assets Under Management)	$ 159,120,330,491

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
03/28/2025	Cover Page	Report
11/21/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Joseph C. Chang

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joseph C Chang's CRS (Customer Relationship Summary).

Certified licenses

Experience

EMPOWER FINANCIAL SERVICES, INC.

PRUDENTIAL INVESTMENT MANAGEMENT SERVICES LLC

PRUCO SECURITIES, LLC.

GOLDMAN SACHS & CO. LLC

OPPENHEIMER & CO. INC.

MORGAN STANLEY DISTRIBUTION, INC.

INVESCO CAPITAL MARKETS, INC.

MORGAN STANLEY DW INC.

TD AMERITRADE, INC.

AMERICORP SECURITIES, INC.

Primary Firm SEC Registration

EMPOWER ADVISORY GROUP, LLC

State Registrations and Notice Filings

Exams

Series 63

Date: 11/7/1994

SIE

Date: 10/1/2018

Series 7

Date: 9/24/1994

FINRA

Current Firm

EMPOWER ADVISORY GROUP, LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

EMPOWER ADVISORY GROUP, LLC

TRUST BUT VERIFY

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