Stephen W. Bates

ESSEX FINANCIAL SERVICES

Essex, CT 06426

Some features on this profile are disabled

CRD#: 2373075

Professional summary

Stephen Worth Bates is a registered financial advisor currently at ESSEX FINANCIAL SERVICES, INC. located in Essex, Connecticut.

Stephen is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1993. Stephen has worked at 7 firms and has passed the Series 65, Series 63, Series 99TO, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) Old Lyme Library, Board Member & Member of Finance Committee, Non-Investment related, Q1 2024, approx 3 hours during non-trading hours 2) Florence Griswold Museum, Board Member, Non-Investment Related, October 2025, approx 3 hours during non-trading

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Stephen Worth Bates's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

September 5, 2008 - Present

ESSEX FINANCIAL SERVICES, INC.

Office #1: 176 Westbrook Road, Essex, CT 06426

RIA

CRD#: 127549

Essex, CT

Past

September 4, 2008 - July 29, 2021

ESSEX FINANCIAL SERVICES, INC.

CRD#: 127549

ESSEX, CT

Past

November 9, 2006 - September 4, 2008

BANC OF AMERICA INVESTMENT SERVICES, INC.

RIA

CRD#: 16361

WESTPORT, CT

Past

September 14, 2006 - September 4, 2008

BANC OF AMERICA INVESTMENT SERVICES, INC.

CRD#: 16361

WESTPORT, CT

Past

June 6, 2003 - December 31, 2005

MBSC, LLC

CRD#: 42430

NEW YORK, NY

Past

September 27, 2002 - June 6, 2003

BNY MELLON CAPITAL MARKETS, LLC

CRD#: 17454

NEW YORK, NY

Past

March 22, 1996 - February 12, 1997

PNC BROKERAGE CORP

CRD#: 34671

PITTSBURGH, PA

Past

February 27, 1995 - December 11, 1995

SHAWMUT BROKERAGE, INC.

CRD#: 17081

Past

March 28, 1994 - July 15, 1994

CONSECO SECURITIES, INC.

CRD#: 29367

CARMEL, IN

Past

December 13, 1993 - March 28, 1994

SHAWMUT BROKERAGE, INC.

CRD#: 17081

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

ESSEX FINANCIAL SERVICES, INC.

ESSEX FINANCIAL | ESSEX FINANCIAL SERVICES, INC.

CRD#: 127549 / SEC#: 801-62242, 8-66015

RIA

Registered Investment Advisory firm - SEC (8/7/2003 Approved)

Terminated by SEC on 08/01/2021

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Connecticut
(9/5/2008)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 11/8/2006

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 5/5/2004

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 99TO

Date: 1/2/2023

Operations Professional Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 9/26/2002

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 12/11/1993

Investment Company Products/Variable Contracts Representative Examination

Current Firm

ESSEX FINANCIAL SERVICES, INC.

ESSEX FINANCIAL | ESSEX FINANCIAL SERVICES, INC.

CRD#: 127549 / SEC#: 801-62242, 8-66015

RIA

Registered Investment Advisory firm - SEC (8/7/2003 Approved)

Terminated by SEC on 08/01/2021

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

176 Westbrook Road, Essex, CT 06426

Mailing Address

Phone number

(860) 767-4300

Established

Connecticut since 04/24/2003

Firm type

Corporation

Fiscal year end

September

# of Employees

SEC notice filing (28 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ESSEX FINANCIAL FORM ADV PART 2A (10/30/2025)

Direct owners and executive officers

Name	Position	CRD#
ESSEX SAVINGS BANK	SHAREHOLDER
BAUER, JOHN	DIRECTOR	7031583
BOONE, MARY EMELIA	DIRECTOR	6281326
CUMELLO, CHARLES ROBERT JR	PRESIDENT & CEO, DIRECTOR	2120572
GLOWAC, BRUCE MICHAEL	DIRECTOR
GRESHAM, STEPHEN DEANE	DIRECTOR	1126592
JACOBSON, GEOFFREY LEE	DIRECTOR
NELSON, RONALD CLARK	CHIEF OPERATING OFFICER, TREASURER, SECRETARY	1137618
OROURKE, MICHAEL DENNIS	CHIEF COMPLIANCE OFFICER	1551838
PAUL, DOUGLAS WILLIAMS	CHAIRMAN
SHOOK, GREGORY RALPH	DIRECTOR
TERRIBILE, WILLIAM JOHN JR	FINANCIAL AND OPERATIONS PRINCIPAL, ROSFP	1132498

Regulatory assets under management

Total Number of Accounts	7,143
AUM (Assets Under Management)	$ 4,169,984,114

Disclosures

Regulatory Event

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
08/22/2025	Cover Page	Report
11/07/2024	Cover Page	Report
10/12/2023	Cover Page	Report
11/21/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

Jeffrey Meotti

MORGAN STANLEY

IAR

MADISON, CT

Marc Lowe

IN THE MONEY RETIREMENT PLANNING LIMITED LIABILITY COMPANY

IAR

WATERFORD, CT

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Stephen W. Bates

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Stephen Worth Bates's CRS (Customer Relationship Summary).

Certified licenses

Experience

ESSEX FINANCIAL SERVICES, INC.

BANC OF AMERICA INVESTMENT SERVICES, INC.

BANC OF AMERICA INVESTMENT SERVICES, INC.

MBSC, LLC

BNY MELLON CAPITAL MARKETS, LLC

PNC BROKERAGE CORP

SHAWMUT BROKERAGE, INC.

CONSECO SECURITIES, INC.

SHAWMUT BROKERAGE, INC.

Primary Firm SEC Registration

ESSEX FINANCIAL SERVICES, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 11/8/2006

Series 63

Date: 5/5/2004

Series 99TO

Date: 1/2/2023

SIE

Date: 10/1/2018

Series 7

Date: 9/26/2002

Series 6

Date: 12/11/1993

Current Firm

ESSEX FINANCIAL SERVICES, INC.

Contact information

SEC notice filing (28 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Accountant surprise examination report

Red Flags

Company Information

ESSEX FINANCIAL SERVICES, INC.

TRUST BUT VERIFY

Similar Advisors