BA
Bernard M. Andersen
CETERA INVESTMENT ADVISERS LLC
GRANDVILLE, MI 49418
Some features on this profile are disabled
CRD#: 2362499
BA
Professional summary
Bernard Melvin Andersen, who also goes by Bernard Andersen, Bernie Andersen, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Grandville, Michigan and CETERA WEALTH SERVICES, LLC located in Grandville, Michigan.
Bernard is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1993. Bernard has worked at 6 firms and has passed the Series 66, Series 65, Series 63, SIE, Series 3, Series 7 and Series 24 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Bernard Andersen | Bernie Andersen
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1) NOTARY; NOT INVESTMENT RELATED; SAME AS REGISTERED ADDRESS; STARTED 8/20/2015 (2) ADVENTIST HERITAGE MINISTRIES; NOT INVESTMENT RELATED; 411 CHAMPION STREET, BATTLE CREEK, MI 49037; NON-PROFIT BOARD OF DIRECTORS; TRUSTEE; START 8/17/2018; APX 20 HOURS/YEAR, NONE DURING TRADING; Meet twice a year for board meetings. Review of the operations and planning for the organization, which covers the 4 historic sites of the church that the organization owns. (3) NAME OF OTHER BUSINESS: INDIANA CONFERENCE OF SEVENTH DAY ADVENTISTS/WARSAW SDA CHURCH; INVESTMENT RELATED: NO ADDRESS: 15205 WESTFIELD BLVD CARMEL, IN 46032; NATURE OF BUSINESS: RELIGIOUS; START DATE: 6/2022; POSITION/TITLE/RELATIONSHIP: LAY PASTOR; APX NUMBER OF HOURS PER WEEK: 10 ; APX NUMBER OF HOURS DURING TRADING HOURS:10 ; BRIEF DESCRIPTION OF DUTIES: PASTORAL MINISTRY, BIBLE STUDY AND PREACHING; 4) NAME OF OTHER BUSINESS: DBA LLC; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: REAL ESTATE; START DATE: 3/2011; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 0; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: PAY TAXES AND INSURANCE BUT HAVE NO OTHER RESPONSIBILITIES BESIDES BEING THE SOLE OWNERS OF THE PROPERTY; 5) NAME OF OTHER BUSINESS: SUMMIT FINANCIAL NETWORKS; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 05/2021; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES;
CRS (Client Relationship Summary) - RIA
Click below to view Bernard Melvin Andersen's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
June 29, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 4120 Chicago Dr Sw Ste 4, Grandville, MI 49418RIA
CRD#: 105644
GRANDVILLE, MI
Current
September 20, 2019 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 4120 Chicago Dr Sw Ste 4, Grandville, MI 49418BD
CRD#: 13572
Grandville, MI
Past
May 20, 2021 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
NORTH WEBSTER, IN
Past
October 14, 2005 - May 20, 2021
SUMMIT FINANCIAL GROUP INC
RIA
CRD#: 109485
GRANDVILLE, MI
Past
October 29, 2004 - September 20, 2019
SUMMIT BROKERAGE SERVICES, INC.
BD
CRD#: 34643
GRANDVILLE, MI
Past
May 19, 1997 - October 13, 2004
ROBERT W. BAIRD & CO. INCORPORATED
BD
CRD#: 8158
MILWAUKEE, WI
Past
June 18, 1993 - May 29, 1997
UBS FINANCIAL SERVICES INC.
BD
CRD#: 8174
WEEHAWKEN, NJ
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(4/9/2024)
RR
Alaska(9/20/2019)
RR
Arizona(9/20/2019)
RR
Arkansas(4/9/2024)
RR
Colorado(9/20/2019)
RR
Florida(9/21/2019)
RR
Georgia(9/20/2019)
RR
Idaho(9/20/2019)
RR
Indiana(6/2/2020)
IAR
Indiana(6/29/2023)
RR
Maryland(9/20/2019)
RR
Michigan(9/20/2019)
IAR
Michigan(6/29/2023)
RR
Minnesota(9/20/2019)
RR
Nebraska(9/20/2019)
RR
New York(5/11/2023)
RR
North Carolina(11/13/2025)
RR
Ohio(9/20/2019)
RR
Oklahoma(1/2/2020)
RR
Pennsylvania(9/20/2019)
RR
Tennessee(9/20/2019)
RR
Texas(2/24/2025)
IAR
Texas(2/24/2025)
RR
Utah(9/20/2019)
RR
Washington(9/20/2019)
RR
Wisconsin(9/20/2019)
Exams
State Security Law Exam
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Grandville, MI 49418TRUST BUT VERIFY
Monitor Bernard Andersen
Get automatic monthly alerts on:Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates
