MP
Michael Payne
CETERA INVESTMENT ADVISERS LLC
Heathrow, FL 32746
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CRD#: 2289904
MP
Professional summary
Michael Payne, who also goes by Mike Payne, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Heathrow, Florida and CETERA WEALTH SERVICES, LLC located in Heathrow, Florida.
Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1992. Michael has worked at 13 firms and has passed the Series 66, Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Mike Payne
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(dba) SOLUTIONS GROUP WEALTH MANAGEMENT LLC; Investment Related; Heathrow, FL 32746; Advisory Services; Financial Adviser; Start Date 04/2018; 160 hours per month with all hours per month occurring during trading hours; Financial Advisor. >> MICHAEL PAYNE (INSURANCE); Investment Related; Heathrow, FL 32746; Insurance; Independent Agent; Start Date 11/2005; 20 hours per month with 1 hour per month during trading hours; Offer insurance products (Life, Health, Disability, and Long-Term Care) to clients based on their need(s) via various insurance carriers. >> MICHAEL PAYNE (INSURANCE); Investment Related; Heathrow, FL 32746; Insurance; Producer; Start Date 04/2018; 5 hours per month with those 5 hours occurring during trading hours; Fixed insurance product sales and service with varied insurance companies/carriers. >> MICHAEL PAYNE LLC; Investment Related; Heathrow, FL 32746; Financial Services; Investment Adviser; Start Date 07/2018; 40 hours per month with no hours per month occurring during trading hours; LLC set up for tax purposes relative to my investment advisory business.
CRS (Client Relationship Summary) - RIA
Click below to view Michael Payne's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
February 18, 2025 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 1275 Lake Heathrow Lane, Heathrow, FL 32746RIA
CRD#: 105644
Heathrow, FL
Current
February 10, 2025 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 1275 Lake Heathrow Lane, Heathrow, FL 32746BD
CRD#: 13572
Heathrow, FL
Past
April 24, 2018 - February 21, 2025
CONCOURSE FINANCIAL GROUP SECURITIES, INC.
RIA
CRD#: 15708
Heathrow, FL
Past
April 23, 2018 - February 21, 2025
CONCOURSE FINANCIAL GROUP SECURITIES, INC.
BD
CRD#: 15708
Heathrow, FL
Past
November 17, 2005 - April 23, 2018
BARR FINANCIAL SERVICES, LLC
RIA
CRD#: 125444
WINTER PARK, FL
Past
November 1, 2005 - April 23, 2018
TRIAD ADVISORS LLC
BD
CRD#: 25803
Winter Park, FL
Past
October 15, 2003 - November 2, 2005
MOMENTUM INDEPENDENT NETWORK INC.
BD
CRD#: 17587
DALLAS, TX
Past
June 26, 2000 - October 13, 2003
CUNA BROKERAGE SERVICES, INC.
BD
CRD#: 13941
WAVERLY, IA
Past
May 20, 1999 - June 28, 2000
WAMU INVESTMENTS, INC.
BD
CRD#: 599
IRVINE, CA
Past
April 1, 1998 - December 11, 1998
BANC OF AMERICA INVESTMENT SERVICES, INC.
BD
CRD#: 16361
BOSTON, MA
Past
March 20, 1997 - April 1, 1998
BARNETT INVESTMENTS, INC.
BD
CRD#: 14897
JACKSONVILLE, FL
Past
November 7, 1995 - January 17, 1997
METROPOLITAN LIFE INSURANCE COMPANY
BD
CRD#: 4095
NEW YORK, NY
Past
November 7, 1995 - January 17, 1997
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
SPRINGFIELD, MA
Past
October 26, 1992 - December 18, 1992
CHATFIELD DEAN & CO., INC.
BD
CRD#: 14714
GREENWOOD VILLAGE, CO
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
California(2/21/2025)
IAR
Florida(2/18/2025)
RR
Florida(2/24/2025)
RR
Georgia(7/17/2025)
RR
South Carolina(2/21/2025)
RR
Tennessee(2/21/2025)
RR
Texas(2/21/2025)
IAR
Texas(2/21/2025)
RR
Virginia(7/7/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Heathrow, FL 32746TRUST BUT VERIFY
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