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JL

Judy Lynne Loy

ChFC®
NESTLERODE & LOY
STATE COLLEGE, PA
·CRD# 2249019·34 years experience

Professional Summary

Judy Lynne Loy, ChFC®, who also goes by Judy Lynne Yeager, is a registered financial advisor currently at NESTLERODE & LOY, INC. located in State College, Pennsylvania. Judy is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1992. Judy has worked at 1 firm and has passed the Series 63, Series 99TO, SIE, Series 62, Series 6, Series 24 and Series 28 exams.

At a Glance

Advisory Accounts Only

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Judy Lynne Yeager

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

Email

xxxxx@xxxx.xxx

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

ChFC®
Chartered Financial Consultant

Years of Experience

34 years in the financial services industry

Current & Past Employments

NESTLERODE & LOY, INC.·CRD# 2907
RIA
BD
1. 110 Regent Court Suite 202, State College, PA 168012. 110 Regent Court, Suite 202, State College, PA 16801
May 15, 2012 - Present
NESTLERODE & LOY, INC.·CRD# 2907
RIA
BD
1. 110 Regent Court Suite 202, State College, PA 168012. 110 Regent Court Suite 202, State College, PA 16801
November 25, 1992 - Present

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Current Firm

NESTLERODE & LOY, INC.
NESTLERODE & LOY, INC.

DISCOUNT BROKERAGE OF PENNSYLVANIA | WWW.NESTLERODE.COM | NESTLERODE & LOY, INC. | NESTLERODE & COMPANY, INC. | NESTLERODE & CO., INC. | NESTLERODE & CO INC

CRD#: 2907 / SEC#: 801-112333, 8-12629
RIA
Registered Investment Advisory firm - SEC (1/19/2018 Approved)
Pennsylvania
Registered Investment Advisory firm - SEC (1/26/2018 Terminated)
BD
Broker-Dealer Firm Regulated by FINRA (Philadelphia district office)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

Contact Information

Main Address

110 Regent Court Suite 202, State College, PA 16801

Mailing Address

P.o. Box 343, State College, PA 16804-0343

Phone Number

(814) 238-6249

Established

Pennsylvania since 09/17/1965

Firm Type

Corporation

Fiscal Year End

September

Firm Size

Small

# of Employees

4

SEC notice filing (5 States and Territories)

Registered to provide investment advisory services in 5 US states and territories.

FINRA licenses (10 States and Territories)

Registered to provide investment advisory services in 5 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Customer Relationship Summary (CRS / FINRA)Latest Form ADV

Part 2 Brochures

SUPPLEMENT FOR JUDY LOY 11-30-2025 (12/23/2025)

Direct owners and executive officers

NamePositionCRD#
LOY, JUDY LYNNECEO2249019
ANDERSON, BRIAN LEECFO4525228
LOY, STEPHEN ALLANDIRECTOR7671245
NESTLERODE, DANIEL JAREDDIRECTOR346594
SHARER, JODY MARIECHIEF COMPLIANCE OFFICER4494606

Regulatory Assets Under Management

Total Number of Accounts

612

AUM (Assets Under Management)

$199,064,720

Disclosures

Regulatory Event

1

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Other business activities

Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

JUDY LOY IS A DIRECTOR FOR THE UNIVERSITY PARK PLAZA CORPORATION, (AKA UPPC), LOCATED AT HAMILTON AVENUE,STATE COLLEGE, PA, 16801. THIS IS NOT AN INVESTMENT RELATED POSITION AS UPPC IS FAMILY OWNED RETAIL LEASING CORPORATION. SHE BECAME AFFILIATED WITH UPPC IN THE SUMMER OF 2012. ANY COMPENSATION RECEIVED IS REPORTED ON FORM 1099. SHE SPENDS APPROXIMATELY 20 HOURS/YEAR IN THIS ENDEAVOR, 16 OF THOSE DURING TRADING HOURS. SHE IS NOT AN OFFICER, SHE CONSIDERS MOTIONS OF THE BOARD AND VOTES ACCORDINGLY AT THEIR ANNUAL MEETING. JUDY IS A BOARD MEMBER OF THE MUTUAL BENEFIT GROUP INSURANCE P & C BOARD OF DIRECTORS, LOCATED IN HUNTINGDON, PA. THIS IS NOT AN INVESTMENT RELATED POSITION. SHE BECAME A BOARD MEMBER 8/27/2015. JUDY WILL SPEND UP TO 20 HOURS/MONTH WITH APROX. 6 OF THOSE HOURS DURING TRADING HOURS. ANY COMPENSATION WOULD BE BY 1099. SHE IS NOT AN OFFICER, SHE CONSIDERS MOTIONS OF THE BOARD AND VOTES ACCORDINGLY AT THEIR PERIODIC MEETINGS. JUDY IS CHAIR OF THE CENTRE COUNTY HOSPITAL AUTHORITY APPOINTED BY THE BOARD OF COMMISSIONERS.

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
NESTLERODE & LOY, INC.
NESTLERODE & LOY, INC.

DISCOUNT BROKERAGE OF PENNSYLVANIA | WWW.NESTLERODE.COM | NESTLERODE & LOY, INC. | NESTLERODE & COMPANY, INC. | NESTLERODE & CO., INC. | NESTLERODE & CO INC

CRD#: 2907 / SEC#: 801-112333, 8-12629
RIA
Registered Investment Advisory firm - SEC (1/19/2018 Approved)
Pennsylvania
Registered Investment Advisory firm - SEC (1/26/2018 Terminated)
BD
Broker-Dealer Firm Regulated by FINRA (Philadelphia district office)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing securities offerings such as stocks, bonds, and mutual funds through a broker-dealer.
RR
California
(12/8/2005)
RR
Florida
(9/4/1998)
RR
Maryland
(1/4/2023)
RR
New Hampshire
(12/1/2017)
RR
New York
(5/5/1998)
RR
Pennsylvania
(11/25/1992)
IAR
Pennsylvania
(5/15/2012)
RR
Texas
(2/10/2024)
RR
Virginia
(9/26/2003)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.Note:This rule does not apply to broker-dealer activity.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 63 — Uniform Securities Agent State Law Examination

Passed Nov 1992About the Series 63 exam

Series 99TO — Operations Professional Examination

Passed Jan 2023About the Series 99TO exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 62 — Corporate Securities Limited Representative Examination

Passed May 1995

Series 6 — Investment Company Products/Variable Contracts Representative Examination

Passed Nov 1992About the Series 6 exam

Series 24 — General Securities Principal Examination

Passed Apr 1996About the Series 24 exam

Series 28 — Introducing Broker/Dealer Financial Operations Principal Examination

Passed Jul 1994About the Series 28 exam
FINRA
SRO Registrations

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CRS (Client Relationship Summary) - RIA

Click below to view Judy Lynne Loy's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

CRS (Client Relationship Summary) - BD

Click below to view Judy Lynne Loy's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

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JL
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