Cynthia J. Richards

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CRD#: 2248964

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Cynthia Jane Richards, who also goes by Cindy Jane Hooven, Cynthia Jane Hooven, Cindy Jane Lusher, Cindy Lusher, Cynthia Jane Lusher, was a registered financial professional .

Cynthia is a previously registered financial professional and started their career in finance in 1993. Cynthia had worked at 9 firms and has passed the Series 66, Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Aliases

Cindy Jane Hooven | Cynthia Jane Hooven | Cindy Jane Lusher | Cindy Lusher | Cynthia Jane Lusher

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

(1Name of Business : Daughters of the Nile Address: Orlando, FL Nature of the Business: Board Member/Officer/Director Position/Title: Board Member/Officer/Director Investment Related:Yes Start Date: 09/15/2016 Hours per month devoted to this business: 8 Hours per month devoted to this business during trading hours: 4 Description of duties: HOUSEHOLD MEMBER (2) SPECIAL DELIVERY BARS, LLC Address: Fruitland Park, FL Nature of the Business: Other (unpaid) Position/Title: Officer - Secretary Investment Related:No Start Date: 05/01/2018 Hours per month devoted to this business: 10 Hours per month devoted to this business during trading hours: 0 Description of duties: Bookkeeping and some marketing with my spouse

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Past

February 22, 2013 - September 30, 2022

RAYMOND JAMES & ASSOCIATES, INC.

RIA

CRD#: 705

THE VILLAGES, FL

Past

January 8, 2013 - September 30, 2022

RAYMOND JAMES & ASSOCIATES, INC.

CRD#: 705

THE VILLAGES, FL

Past

December 14, 2007 - December 17, 2012

FAMILY FINANCIAL PLANNERS, INC.

RIA

CRD#: 134980

FRUITLAND PARK, FL

Past

August 27, 2007 - December 13, 2007

INVESTMENT ADVISORS CORP

RIA

CRD#: 117531

FRUITLAND PARK, FL

Past

March 8, 2006 - December 19, 2012

BROKER DEALER FINANCIAL SERVICES CORP.

CRD#: 8073

FRUITLAND PARK, FL

Past

November 23, 2004 - February 15, 2006

INDEPENDENT SECURITIES INVESTORS CORPORATION

CRD#: 43598

CHIPLEY, FL

Past

January 7, 1999 - December 7, 2004

1717 CAPITAL MANAGEMENT COMPANY

CRD#: 4082

NEWARK, DE

Past

September 12, 1995 - December 31, 1998

CINCINNATI ANALYSTS, INC.

CRD#: 5478

CINCINNATI, OH

Past

June 10, 1993 - September 19, 1995

INVESTMENT CENTERS OF AMERICA, INC.

CRD#: 16443

APPLETON, WI

Past

January 13, 1993 - June 17, 1993

MUTUAL OF OMAHA INVESTOR SERVICES, INC.

CRD#: 611

OMAHA, NE

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

RAYMOND JAMES & ASSOCIATES, INC.

CRD#: 705 / SEC#: 801-10418, 8-10999

RIA

Registered Investment Advisory firm - SEC (12/19/1974 Approved)

Broker-Dealer Firm Regulated by FINRA (Florida district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 8/21/2007

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 10/3/1992

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 8/23/1993

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 1/9/1993

Investment Company Products/Variable Contracts Representative Examination

Current Firm

RAYMOND JAMES & ASSOCIATES, INC.

CRD#: 705 / SEC#: 801-10418, 8-10999

RIA

Registered Investment Advisory firm - SEC (12/19/1974 Approved)

Broker-Dealer Firm Regulated by FINRA (Florida district office)

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Contact information

Main Address

880 Carillon Parkway, St. Petersburg, FL 33716

Mailing Address

880 Carillon Parkway, St. Petersburg, FL 33716

Phone number

(727) 567-1000

Established

Florida since 02/19/1969

Firm type

Corporation

Fiscal year end

September

Firm Size

Large

# of Employees

13,966

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

RAYMOND JAMES WRAP FEE PROGRAM BROCHURE (12/1/2025)

RAYMOND JAMES FORM ADV PART 2A BROCHURE (12/1/2025)

INSTITUTIONAL FIDUCIARY SOLUTIONS PROGRAM BROCHURE (6/30/2025)

PUBLIC FINANCE INVESTMENT STRATEGIES BROCHURE (12/20/2024)

Direct owners and executive officers

Name	Position	CRD#
RAYMOND JAMES FINANCIAL, INC.	HOLDING COMPANY
BARKO, SHAWN JOSEPH	CHIEF COMPLIANCE OFFICER	2690394
BUNN, JAMES EDWARD	DIRECTOR	3130320
CURTIS, SCOTT	DIRECTOR	1707935
DELEON, ALLYSSA NICOLE	PRINCIPAL FINANCIAL OFFICER / FINOP	6902665
ELWYN, TASHTEGO SPRING	PRESIDENT - CHIEF EXECUTIVE OFFICER DIRECTOR	2319098
MARTIN, PHILIP ROGER	RIA CHIEF COMPLIANCE OFFICER	2613565
RUST, KEITH G	DIRECTOR, PRINCIPAL OPERATIONS OFFICER	5915636
SANTELLI, JONATHAN	GENERAL COUNSEL / SECRETARY	6306997
SICKLING, JAMES PHILIP	DIRECTOR	1240810

Regulatory assets under management

Total Number of Accounts	1,070,028
AUM (Assets Under Management)	$ 433,814,330,581

Disclosures

Regulatory Event	181
Arbitration	72

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
09/12/2025	Cover Page	Report
08/21/2024	Cover Page	Report
09/27/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Cynthia J. Richards

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

RAYMOND JAMES & ASSOCIATES, INC.

FAMILY FINANCIAL PLANNERS, INC.

INVESTMENT ADVISORS CORP

BROKER DEALER FINANCIAL SERVICES CORP.

INDEPENDENT SECURITIES INVESTORS CORPORATION

1717 CAPITAL MANAGEMENT COMPANY

CINCINNATI ANALYSTS, INC.

INVESTMENT CENTERS OF AMERICA, INC.

MUTUAL OF OMAHA INVESTOR SERVICES, INC.

Primary Firm SEC Registration

RAYMOND JAMES & ASSOCIATES, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 8/21/2007

Series 63

Date: 10/3/1992

SIE

Date: 10/1/2018

Series 7

Date: 8/23/1993

Series 6

Date: 1/9/1993

Current Firm

RAYMOND JAMES & ASSOCIATES, INC.

Contact information

SEC notice filing (53 States and Territories)

FINRA licenses (53 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Regulatory assets under management

Disclosures

Accountant surprise examination report

Red Flags

Company Information

RAYMOND JAMES & ASSOCIATES, INC.

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