Denise R. Scher

USI SECURITIES

Eugene, OR 97401

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CRD#: 2211509

Professional summary

Denise Rachelle Scher, who also goes by Denise Rachelle Ravitz, is a registered financial advisor currently at USI SECURITIES, INC. located in Eugene, Oregon.

Denise is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1993. Denise has worked at 11 firms and has passed the Series 65, Series 63, Series 99TO, SIE, Series 7, Series 6 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Denise Rachelle Ravitz

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) 5/2022- HUB Retirement and Wealth Management- DBA for LPL Business (entity for LPL business)- inv. related- Santa Barbara, CA 2) 5/2022- HUB International Investment Services, Inc.- Accommodation Broker/Dealer- non-inv. related- Santa Barbara, CA 3) 5 /2022- HUB International- Outside/W-2 Employment- Financial Professional- non-inv. related- Santa Barbara, CA- 160hrs/mth- start date 4/12/22 4) 5/2022 - Global Retirement Partners, LLC - Investment Related - At Reported Business Location(s) - Registered Investment Advisor Hybrid - Advisor - Start Date - 04/12/2022 - 160 Hours Per Month/ 8 Hours During Securities Trading - Time Spent 100%

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Denise Rachelle Scher's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Denise Rachelle Scher's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

September 16, 2022 - Present

USI SECURITIES, INC.

Office #1: 975 Oak Street Suite 900, Eugene, OR 97401

RIA

CRD#: 43793

Eugene, OR

Current

September 16, 2022 - Present

USI SECURITIES, INC.

Office #1: 975 Oak Street Suite 900, Eugene, OR 97401

RIA

CRD#: 43793

Eugene, OR

Past

May 17, 2022 - August 5, 2022

GLOBAL RETIREMENT PARTNERS LLC

RIA

CRD#: 172011

Springfield, OR

Past

May 16, 2022 - August 23, 2022

LPL FINANCIAL LLC

CRD#: 6413

SPRINGFIELD, OR

Past

August 13, 2014 - June 1, 2022

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

RIA

CRD#: 134139

Santa Barbara, CA

Past

August 13, 2014 - June 1, 2022

CAMBRIDGE INVESTMENT RESEARCH, INC.

CRD#: 39543

Santa Barbara, CA

Past

March 1, 2013 - August 14, 2014

FINANCIAL TELESIS INC

RIA

CRD#: 31012

WESTLAKE VILLAGE, CA

Past

March 1, 2013 - August 14, 2014

FINANCIAL TELESIS INC

CRD#: 31012

WESTLAKE VILLAGE, CA

Past

September 6, 2012 - December 8, 2020

HUB INTERNATIONAL INVESTMENT SERVICES INC.

RIA

CRD#: 150252

Springfield, OR

Past

January 7, 2010 - August 5, 2022

HUB INTERNATIONAL INVESTMENT SERVICES INC.

CRD#: 150252

WESTLAKE VILLAGE, CA

Past

September 15, 2003 - March 1, 2010

KESTRA INVESTMENT SERVICES, LLC

CRD#: 42046

OXNARD, CA

Past

April 26, 2001 - June 24, 2003

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

CRD#: 2580

FORT WAYNE, IN

Past

June 1, 1998 - June 24, 2003

OSAIC FA, INC.

CRD#: 3978

FORT WAYNE, IN

Past

August 16, 1993 - June 1, 1998

LINCOLN FINANCIAL DISTRIBUTORS, INC.

CRD#: 145

RADNOR, PA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

USI SECURITIES, INC.

CRD#: 43793 / SEC#: 801-56578, 8-50429

RIA

Registered Investment Advisory firm - SEC (6/4/1999 Approved)

Broker-Dealer Firm Regulated by FINRA (Boston district office)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alaska
(3/25/2025)

Oregon
(9/16/2022)

IAR

Oregon
(9/16/2022)

Washington
(3/16/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 9/5/2012

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 8/18/1993

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 99TO

Date: 1/2/2023

Operations Professional Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 4/10/2001

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 8/10/1993

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 24

Date: 11/6/2001

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

USI SECURITIES, INC.

CRD#: 43793 / SEC#: 801-56578, 8-50429

RIA

Registered Investment Advisory firm - SEC (6/4/1999 Approved)

Broker-Dealer Firm Regulated by FINRA (Boston district office)

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Contact information

Main Address

95 Glastonbury Blvd. Suite 102, Glastonbury, CT 06033

Mailing Address

95 Glastonbury Blvd. Suite 102, Glastonbury, CT 06033

Phone number

(860) 652-3239

Established

Delaware since 07/29/1997

Firm type

Corporation

Fiscal year end

December

Firm Size

Small

# of Employees

SEC notice filing (39 States and Territories)

FINRA licenses (52 States and Territories)

Documents

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Part 2 Brochures

USI SECURITIES, INC. - RIA - FORM ADV PART 2A (3/28/2025)

Direct owners and executive officers

Name	Position	CRD#
USIC INVESTMENT GROUP INC.	SHAREHOLDER
BOWMAN, RICHARD CHARLES	FINOP, DIRECTOR OF OPERATIONS	2356525
GRITZER, JOSEPH JOHN JR	PRESIDENT	2162679
KAPPUS, DAVID L	TREASURER	6837749
NEWBORN, ERNEST JOSHUA	DIRECTOR/SECRETARY	3154426
ROBIDOUX, MELINDA MCDONALD	CHIEF COMPLIANCE OFFICER	2848093
TREMKO, WILLIAM MICHAEL	CHIEF EXECUTIVE OFFICER	4495149

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Denise R. Scher

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Denise Rachelle Scher's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Denise Rachelle Scher's CRS (Customer Relationship Summary).

Certified licenses

Experience

USI SECURITIES, INC.

GLOBAL RETIREMENT PARTNERS LLC

LPL FINANCIAL LLC

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

CAMBRIDGE INVESTMENT RESEARCH, INC.

FINANCIAL TELESIS INC

FINANCIAL TELESIS INC

HUB INTERNATIONAL INVESTMENT SERVICES INC.

HUB INTERNATIONAL INVESTMENT SERVICES INC.

KESTRA INVESTMENT SERVICES, LLC

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

OSAIC FA, INC.

LINCOLN FINANCIAL DISTRIBUTORS, INC.

Primary Firm SEC Registration

USI SECURITIES, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 9/5/2012

Series 63

Date: 8/18/1993

Series 99TO

Date: 1/2/2023

SIE

Date: 10/1/2018

Series 7

Date: 4/10/2001

Series 6

Date: 8/10/1993

Series 24

Date: 11/6/2001

FINRA

Current Firm

USI SECURITIES, INC.

Contact information

SEC notice filing (39 States and Territories)

FINRA licenses (52 States and Territories)

Documents

Part 2 Brochures

Direct owners and executive officers

Red Flags

Company Information

USI SECURITIES, INC.

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