Phillip B. Smith
Tidepool Wealth Strategies | Financial Planner at Tidepool Wealth StrategiesAFFILIATED WITH CETERA INVESTMENT ADVISERS
EUGENE, OR 97401
CRD#: 6769937
Phillip Bruce Smith IIICETERA INVESTMENT ADVISERS
Why Work With Phillip
Professional summary
A native Oregonian and Marine Corps veteran, Phillip Smith learned discipline, integrity, and resilience while serving as an avionics technician with the legendary VMA‑214 “Black Sheep” squadron. Those values still shape his work ethic and client relationships today. After graduating magna cum laude from the University of Oregon with a BA in English and a focus on writing and critical reasoning, Phillip has earned the Tax Planning Certified Professional® (TPCP), Chartered Retirement Plan Counselor® (CRPC) and Accredited Investment Fiduciary® (AIF) designations. He also holds Series 7 and 66 registrations and an Oregon Life/Health license. What Phillip does best: --Guides the self‑employed, workforce professionals and senior executives who are within five years of retirement --Designs tax‑efficient income plans so clients keep more of what they’ve earned --Coordinates investment, risk, tax planning and estate planning strategies into one adaptive roadmap --Translates complex decisions into plain‑language next steps Why clients choose Phillip: --Marine‑level discipline ensures tasks get done and follow‑through never slips --Teacher’s heart - honed as a military technical instructor - turns jargon into clarity --Values‑driven approach keeps every recommendation aligned with what matters most to the client Phillip has served on the Boards of Oregon Community Credit Union in Eugene, OR and Neighborhood Church in Albany, OR. Free time is family time: neighborhood walks, coaching youth sports, building epic Lego creations, serving his church, and the occasional adult‑league basketball game (high enthusiasm, variable highlight reels).
At a Glance
Paid By: AUM %
Paid By: Fixed / Negotiated Fee
Min. Asset: $250K–$500K
100–250 clients
Serves: Pre-Retirees
Serves: Retirees
Services Offered
Retirement Planning
Tax Planning
Estate & Legacy Planning
Investment Management
Risk Management & Insurance
Client Tip
Understanding the rules around the little-known Qualified HSA Funding Distribution can save thousand of dollars in taxes.
Personal quote
A goal without a plan is a wish.
Aliases
Phillip Smith
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) NAME OF ENTITY: INDEPENDENT INSURANCE AGENT; Yes; 450 COUNTRY CLUB RD STE 330; EUGENE; OR; 97401; FIXED INSURANCE SALES; INDEPENDENT INSURANCE AGENT; 6/16/2017; 160; 160; SALE OF FIXED INSURANCE PRODUCTS; 2) NAME OF OTHER BUSINESS: TIDEPOOL WEALTH STRATEGIES; INVESTMENT RELATED: YES; ADDRESS: 450 COUNTRY CLUB ROAD, SUITE 350 EUGENE, OR 97401; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 01/2024; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 25; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL AND INSURANCE SERVICES; 3. NAME OF OTHER BUSINESS: TIDEPOOL WEALTH & RETIREMENT PLANNING LLC D/B/A TIDEPOOL WEALTH STRATEGIES; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: SHELL COMPANY; START DATE: 8/2025; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 0; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: INACTIVE SHELL COMPANY;
CRS (Client Relationship Summary) - RIA
Click below to view Phillip Bruce Smith III's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
Education
University of Oregon
Bachelor of Arts - English
2015
The American College
TPCP Designation - Tax Planning
2025
Experience
Current
June 29, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 450 Country Club Rd Suite 340, Eugene, OR 97401RIA
CRD#: 105644
EUGENE, OR
Current
June 9, 2021 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 450 Country Club Rd Ste 350, Eugene, OR 97401BD
CRD#: 13572
EUGENE, OR
Past
June 9, 2021 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
EL SEGUNDO, CA
Past
June 20, 2017 - June 9, 2021
VOYA FINANCIAL ADVISORS, INC.
RIA
CRD#: 2882
EUGENE, OR
Past
May 8, 2017 - June 9, 2021
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
EUGENE, OR
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(1/2/2026)
RR
California(6/9/2021)
RR
Florida(7/22/2021)
RR
Hawaii(3/8/2022)
RR
Idaho(1/2/2026)
RR
Minnesota(6/5/2026)
RR
Montana(6/9/2021)
RR
New York(6/9/2021)
RR
Oregon(6/9/2021)
IAR
Oregon(6/29/2023)
RR
Tennessee(5/5/2023)
RR
Texas(6/9/2021)
IAR
Texas(6/29/2023)
RR
Washington(6/9/2021)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Loading...
Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
Financial Planner at Tidepool Wealth StrategiesCRD#: 105644Eugene, OR 97401DBA Information
Tidepool Wealth Strategies450 Country Club Road, Suite 350Eugene, OR 97401
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