M. B. Curtis-bauer

CETERA INVESTMENT ADVISERS LLC

CONCORD, CA 94520

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CRD#: 2198170

Professional summary

M. Benay Curtis-bauer, who also goes by Margaret Benay Curits, M Benay Curtis, Benay Curtis, M Benay Curtis-bauer, Margaret Benay Curtis-bauer, Margaret Benay Curtisbauer, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Concord, California and CETERA WEALTH SERVICES, LLC located in Concord, California.

M. is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1991. M. has worked at 7 firms and has passed the Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. NAME OF OTHER BUSINESS: GREENCITY LOFTS HOA INVESTMENT RELATED: NO ADDRESS: 1007 41ST ST. #511, EMERYVILLE, CQA 94608 NATURE OF BUSINESS: HOMEOWNERS ASSOC START DATE: 02/14 POSITION/TITLE/RELATIONSHIP: HOA DIRECTOR HOA MEETS QUARTERLY AND AS NEEDED, NO HOURS PER WEEK, NONE DURING TRADING HOURS BRIEF DESCRIPTION OF DUTIES: VENDOR LIAISON 2. NAME OF OTHER BUSINESS: L. DENISE CURTIS AND BENAY CURTIS-BAUER; INVESTMENT RELATED: NO; ADDRESS: 1844 LEIGHTON AVENUE LOS ANGELES, CA 90062; NATURE OF BUSINESS: REAL ESTATE; START DATE: 02/2023; POSITION/TITLE/RELATIONSHIP: CO-OWNER; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: RENTAL REAL ESTATE;

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view M. Benay Curtis-bauer's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 29, 2023 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 1390 Willow Pass Rd Ste 900, Concord, CA 94520

RIA

CRD#: 105644

CONCORD, CA

Current

October 30, 2009 - Present

CETERA WEALTH SERVICES, LLC

Office #1: 1390 Willow Pass Rd Ste 900, Concord, CA 94520

CRD#: 13572

Concord, CA

Past

December 1, 2009 - June 29, 2023

CETERA WEALTH SERVICES, LLC

RIA

CRD#: 13572

EMERYVILLE, CA

Past

October 21, 2008 - November 2, 2009

LIBERTY GROUP, LLC

RIA

CRD#: 106036

EMERYVILLE, CA

Past

February 28, 2008 - May 30, 2008

LIBERTY GROUP, LLC

RIA

CRD#: 114110

OAKLAND, CA

Past

February 27, 2008 - November 2, 2009

LIBERTY GROUP, LLC

CRD#: 106036

OAKLAND, CA

Past

September 27, 2005 - February 21, 2008

ALAMO CAPITAL

RIA

CRD#: 26193

CA, CA

Past

September 14, 2005 - February 21, 2008

ALAMO CAPITAL

CRD#: 26193

WALNUT CREEK, CA

Past

January 28, 2003 - August 22, 2005

PORTSMOUTH FINANCIAL SERVICES

CRD#: 13980

SAN FRANCISCO, CA

Past

July 8, 1997 - November 21, 2002

MORGAN STANLEY DW INC.

RIA

CRD#: 7556

SAN FRANCISCO, CA

Past

December 20, 1991 - November 21, 2002

MORGAN STANLEY DW INC.

CRD#: 7556

PURCHASE, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

California
(10/30/2009)

IAR

California
(6/29/2023)

Indiana
(7/6/2018)

Oregon
(9/6/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

Series 63

Date: 1/10/1992

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 12/19/1991

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

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Contact information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Mailing Address

Phone number

(310) 257-7880

Established

Firm type

Fiscal year end

# of Employees

7,705

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	584,487
AUM (Assets Under Management)	$ 163,792,814,520

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/13/2024	Cover Page	Report
09/26/2023	Cover Page	Report
11/18/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

M. B. Curtis-bauer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view M. Benay Curtis-bauer's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA WEALTH SERVICES, LLC

CETERA WEALTH SERVICES, LLC

LIBERTY GROUP, LLC

LIBERTY GROUP, LLC

LIBERTY GROUP, LLC

ALAMO CAPITAL

ALAMO CAPITAL

PORTSMOUTH FINANCIAL SERVICES

MORGAN STANLEY DW INC.

MORGAN STANLEY DW INC.

Primary Firm SEC Registration

CETERA INVESTMENT ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 63

Date: 1/10/1992

SIE

Date: 10/1/2018

Series 7

Date: 12/19/1991

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CETERA INVESTMENT ADVISERS LLC

TRUST BUT VERIFY

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