AdvisorCheck - Find and Connect with Top Financial Advisors on Your Terms
Why Advisor Check
FM

Frank E. Montes

TORREY PINES FINANCIAL
SAN DIEGO, CA 92127
Some features on this profile are disabled
CRD#: 2167168
FM

Professional summary


Frank Edward Montes JR, who also goes by Frank Edward Montes, is a registered financial advisor currently at TORREY PINES FINANCIAL, INC. located in San Diego, California.

Frank is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1993. Frank has worked at 10 firms and has passed the Series 65, Series 63, Series 7 and Series 6 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
Yes

Aliases


Frank Edward Montes

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
I am paid commissions from Insurance Companies for the following products: Fixed and Indexed Annuties, Life, Medical, Disability, Long Term Care, Dental, Vision

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view Frank Edward Montes JR's CRS (Customer Relationship Summary).

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Current

June 23, 2017 - Present

TORREY PINES FINANCIAL, INC.

Office #1: 11440 West Bernardo Court Suite 300, San Diego, CA 92127
RIA
CRD#: 288213
SAN DIEGO, CA
Past

February 18, 2011 - July 15, 2011

KMS FINANCIAL SERVICES, INC.

RIA
CRD#: 3866
LA JOLLA, CA
Past

February 17, 2011 - July 15, 2011

KMS FINANCIAL SERVICES, INC.

BD
CRD#: 3866
LA JOLLA, CA
Past

May 4, 2004 - February 17, 2011

MID ATLANTIC FINANCIAL MANAGEMENT, INC.

RIA
CRD#: 109771
LA JOLLA, CA
Past

May 3, 2004 - February 17, 2011

NEWEDGE SECURITIES, LLC

BD
CRD#: 10674
LA JOLLA, CA
Past

December 9, 2002 - April 25, 2006

HOYLECOHEN,INC.

RIA
CRD#: 109429
SAN DIEGO, CA
Past

October 22, 2002 - May 4, 2004

FDX ADVISORS, INC.

RIA
CRD#: 104601
SAN DIEGO, CA
Past

August 19, 1999 - May 3, 2004

LONDON PACIFIC SECURITIES, INC.

BD
CRD#: 25089
SACRAMENTO, CA
Past

May 3, 1999 - August 23, 1999

PARK AVENUE SECURITIES LLC

BD
CRD#: 46173
NEW YORK, NY
Past

October 19, 1998 - August 20, 1999

CENTAURUS FINANCIAL, INC.

BD
CRD#: 30833
ANAHEIM, CA
Past

May 5, 1993 - May 3, 1999

GUARDIAN INVESTOR SERVICES LLC

BD
CRD#: 6635
NEW YORK, NY

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
California
(6/23/2017)

Exams


State Security Law Exam
IAR
Series 65
Date: 2/4/2017
Uniform Investment Adviser Law Examination
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam

Current Firm


TP
TORREY PINES FINANCIAL, INC.
FRANK E. MONTES FINANCIAL SERVICES, INC. | TORREY PINES FINANCIAL, INC.

CRD#: 288213 / SEC#:

California
Registered Investment Advisory firm - (6/23/2017 Approved)
Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information


Main Address
11440 West Bernardo Court Suite 300, San Diego, CA 92127
Mailing Address
Phone number
(858) 453-5136
Established
Firm type
Fiscal year end
# of Employees
2

Documents


Latest Form ADV

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


TORREY PINES FINANCIAL, INC.

CRD#: 288213San Diego, CA 92127

TRUST BUT VERIFY

Monitor Frank Montes

Get automatic monthly alerts on:
Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates

Similar Advisors


Paul Avila Neves
Paul NevesAdvisorCheck Check Mark
LPL FINANCIAL LLC
IAR
RR
SAN DIEGO, CA
Alice Ruiz
Alice RuizAdvisorCheck Check Mark
SCHWAB WEALTH ADVISORY, INC.
IAR
RR
San Diego, CA
Nilay Eda Barefield
Nilay BarefieldAdvisorCheck Check Mark
CETERA INVESTMENT ADVISERS LLC
IAR
RR
San Diego, CA
footer-logo

AdvisorCheck does not offer investment advice and should not replace discussions with professional accounting, tax, legal or financial advisors.
© 2025 AdvisorCheck, an AIMR Analytics company.
All rights reserved.
Powered ByAIRM Analytics