Frances R. Gardner
KESTRA ADVISORY SERVICES
Addison, TX 75001
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CRD#: 2160225
Professional summary
Frances Rutchik Gardner, CFP®, who also goes by Frannie Gardner, Frances Gardner, Frances Paula Rutchik, is a registered financial advisor currently at KESTRA ADVISORY SERVICES, LLC located in Addison, Texas and KESTRA INVESTMENT SERVICES, LLC located in Addison, Texas.
Frances is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1991. Frances has worked at 6 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Frannie Gardner | Frances Gardner | Frances Paula Rutchik
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Business Name: Gardner Wallace Financial Solutions LLC Investment Related: Yes Address: 14135 Midway Road Suite G110 addison TX 75001 Nature of Business: Registered Rep Activities through Kestra Investment Services, LLC using a DBA name; Insurance; Investment Advisory services through Kestra Advisory Services, LLC Position, Title or Relationship: Agent Start Date: 4/28/1991 Hours per month: 91% - 100% (145 - 160 hours) Hours per month during trading hours: 91% - 100% (127 - 140 hours) Duties: sell and service insurances to our clients Business Name: REG Financial Solutions FPRG Financial Solutions Investment Related: No Address: 14135 Midway Road Suite 110 Addison TX 75001 Nature of Business: Other Other/None of the Above run payroll Position, Title or Relationship: assistant Start Date: 12/1/2017 Hours per month: 0% - 10% (0 - 16 hours) Hours per month during trading hours: 0% - 10% (0 - 14 hours) Duties: report payroll to payroll provider Business Name: Kestra Advisory Services, LLC Investment Related: Yes Address: 5707 Southwest Parkway, Building 2, Suite 400 Austin TX 78735 Nature of Business: Investment Advisory services through Kestra Advisory Services, LLC Position, Title or Relationship: Investment Advisor Representative Start Date: 2/11/2019 Hours per month: 31% - 40% (49 - 64 hours) Hours per month during trading hours: 31% - 40% (43 - 56 hours) Duties: Investment Advisor Representative
CRS (Client Relationship Summary) - RIA
Click below to view Frances Rutchik Gardner's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1992
Experience
Current
February 13, 2019 - Present
KESTRA ADVISORY SERVICES, LLC
Office #1: 14135 Midway Road Suite G100, Addison, TX 75001RIA
CRD#: 283330
Addison, TX
Current
February 13, 2019 - Present
KESTRA INVESTMENT SERVICES, LLC
Office #1: 14135 Midway Rd Suite G110, Addison, TX 75001BD
CRD#: 42046
Addison, TX
Past
September 3, 1999 - March 7, 2019
HORNOR, TOWNSEND & KENT, LLC
RIA
CRD#: 4031
ADDISON, TX
Past
September 3, 1999 - March 7, 2019
HORNOR, TOWNSEND & KENT, LLC
BD
CRD#: 4031
ADDISON, TX
Past
January 2, 1998 - November 5, 1999
CADARET, GRANT & CO., INC.
BD
CRD#: 10641
SYRACUSE, NY
Past
July 1, 1997 - January 2, 1998
PINEBRIDGE SECURITIES LLC
BD
CRD#: 5967
NEW YORK, NY
Past
October 28, 1991 - July 2, 1997
SUN LIFE FINANCIAL DISTRIBUTORS, INC.
BD
CRD#: 5496
WELLESLEY HILLS, MA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
KA
KESTRA ADVISORY SERVICES, LLC
KESTRA ADVISORY SERVICES, LLC | NFP ADVISOR SERVICES LLC
CRD#: 283330 / SEC#: 801-56126
RIA
Registered Investment Advisory firm - (12/31/1998 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(4/5/2021)
RR
Arizona(10/24/2022)
RR
Arkansas(2/13/2019)
RR
California(2/13/2019)
RR
Colorado(2/13/2019)
RR
Connecticut(10/26/2022)
RR
Florida(2/13/2019)
RR
Georgia(2/13/2019)
RR
Illinois(2/13/2019)
RR
Kansas(2/13/2019)
RR
Kentucky(2/13/2019)
RR
Louisiana(10/29/2021)
RR
Massachusetts(2/13/2019)
RR
Michigan(2/16/2023)
RR
Mississippi(2/13/2019)
RR
Missouri(4/24/2025)
RR
Nevada(1/19/2024)
RR
New Jersey(10/24/2022)
RR
New York(2/13/2019)
RR
North Carolina(2/13/2019)
RR
Oklahoma(10/26/2022)
RR
Oregon(3/27/2025)
RR
South Carolina(2/13/2019)
RR
Tennessee(1/20/2022)
RR
Texas(2/13/2019)
IAR
Texas(2/13/2019)
RR
Vermont(2/13/2019)
RR
Virginia(2/13/2019)
RR
Washington(2/13/2019)
RR
Wisconsin(11/16/2021)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
KA
KESTRA ADVISORY SERVICES, LLC
KESTRA ADVISORY SERVICES, LLC | NFP ADVISOR SERVICES LLC
CRD#: 283330 / SEC#: 801-56126
RIA
Registered Investment Advisory firm - (12/31/1998 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
5707 Southwest Parkway Building 2, Suite 400, Austin, TX 78735
Mailing Address
Phone number
(844) 553-7872
Established
Firm type
Fiscal year end
# of Employees
1,299
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 155,482 |
| AUM (Assets Under Management) | $ 60,174,309,829 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 12/23/2024 | ||
| 10/20/2023 | ||
| 12/21/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
