Richard M. Carr
CARR FINANCIAL GROUP | President
Worcester, MA 01605
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CRD#: 2079826
Professional summary
Richard Michael Carr, CFP®, ChFC®, CLU®, who also goes by Rich Carr, Richard M Carr, is a registered financial advisor currently at CARR FINANCIAL GROUP located in Worcester, Massachusetts.
Richard is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1990. Richard has worked at 6 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
What are your service offerings?
Philanthropic services
Trust & estate planning
Trading individual securities
Financial planning
Retirement planning
What is your current number of clients?
Greater than 100
What is your minimum asset requirement?
500K
Are you a "fiduciary"?
Yes
Aliases
Rich Carr | Richard M Carr
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(1.) NAME OF OBA: ASH BROKERAGE; ADDRESS OF OBA: AT REPORTED BUSINESS LOCATION(S); NATURE: NON-VARIABLE INSURANCE; INVESTMENT-RELATED: YES; TITLE WITH OBA: INDEPENDENT AGENT; DUTIES: PERIODICALLY SELL LIFE INSURANCE AND OTHER INSURANCE/FIXED ANNUITY PRODUCTS THROUGH INSURANCE BROKERAGES NOT AFFILIATED WITH LPL FINANCIAL; START DATE: 01/01/2018; APPROX. NUMBER OF HOURS/MONTH: 20; APPROX. NUMBER OF HOURS/MONTH DURING TRADING HOURS: 20; (2.) NAME OF OBA: WCC REALTY LLC; ADDRESS OF OBA: WORCESTER, MA; NATURE: REAL ESTATE RENTAL; INVESTMENT-RELATED: YES; TITLE WITH OBA: PARTNER/MANAGER; DUTIES: MAINTAIN REAL ESTATE PROPERTY; START DATE: 06/11/2002; APPROX. NUMBER OF HOURS/MONTH: 1; APPROX. NUMBER OF HOURS/MONTH DURING TRADING HOURS: 0; (3.) NAME OF OBA: CEDAR MEADOW WATERSHED DISTRICT; ADDRESS OF OBA: LEICESTER, MA 01524; NATURE: NON-PROFIT BOARD; INVESTMENT-RELATED: NO; TITLE WITH OBA: BOARD MEMBER, TREASURER; DUTIES: MANAGE THE CEDAR MEADOW LAKE ASSOCIATE WHICH COLLECTS FUNDS FROM PROPERTY TAXES AND BETTERMENTS; START DATE: 01/2022; APPROX. NUMBER OF HOURS/MONTH: 3; APPROX. NUMBER OF HOURS/MONTH DURING TRADING HOURS: 0; (4.) NAME OF OBA: WORCESTER CLUB; ADDRESS OF OBA: WORCESTER, MA 01609; NATURE: SOCIAL CLUB; INVESTMENT-RELATED: NO; TITLE WITH OBA: BOARD MEMBER; DUTIES: OVERSEE THE OPERATION OF A PRIVATE FACILITY THAT PROVIDES DINING AND ENTERTAINMENT SERVICES; START DATE: 07/2022; APPROX. NUMBER OF HOURS/MONTH: 2; APPROX. NUMBER OF HOURS/MONTH DURING TRADING HOURS: 2 (5.) NAME OF OBA: COLLEGE OF THE HOLY CROSS; ADDRESS OF OBA: WORCESTER, MA 01608; NATURE: TEACHING; INVESTMENT RELATED: NO; TITLE WITH OBA: ADJUNCT INSTRUCTOR; DUTIES: TEACHING BASIC FINANCIAL CONCEPTS; START DATE: 01/22/2025; APPROX. NUMBER OF HOURS/MONTH: 20; APPROX. NUMBER OF HOURS/MONTH DURING TRADING HOURS: 6.
CRS (Client Relationship Summary) - RIA
Click below to view Richard Michael Carr's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1994
Experience
Current
March 8, 2022 - Present
CARR FINANCIAL GROUP
Office #1: 20 Park Avenue Ste #201, Worcester, MA 01605RIA
CRD#: 317321
Worcester, MA
Past
May 12, 2017 - September 22, 2021
LUCEY ADVISORY GROUP
RIA
CRD#: 287515
WORCESTER, MA
Past
October 15, 2012 - March 2, 2022
PRIVATE ADVISOR GROUP, LLC
RIA
CRD#: 155216
WORCESTER, MA
Past
October 12, 2012 - April 1, 2022
LPL FINANCIAL LLC
BD
CRD#: 6413
WORCESTER, MA
Past
April 10, 1996 - October 22, 2012
TOWER SQUARE SECURITIES, INC.
BD
CRD#: 833
WORCESTER, MA
Past
August 15, 1994 - April 15, 1996
ADVANTAGE CAPITAL CORPORATION
BD
CRD#: 146
ATLANTA, GA
Past
November 19, 1990 - August 15, 1994
TOWER SQUARE SECURITIES, INC.
BD
CRD#: 833
EL SEGUNDO, CA
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CF
CARR FINANCIAL GROUP
CARR FINANCIAL GROUP | LUCEY ADVISORY GROUP DBA | CARR FINANCIAL GROUP CORPORATION
CRD#: 317321 / SEC#: 801-123187
RIA
Registered Investment Advisory firm - (2/7/2022 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Florida(4/10/2025)
IAR
Massachusetts(3/8/2022)
IAR
Texas(7/20/2022)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Current Firm
CF
CARR FINANCIAL GROUP
CARR FINANCIAL GROUP | LUCEY ADVISORY GROUP DBA | CARR FINANCIAL GROUP CORPORATION
CRD#: 317321 / SEC#: 801-123187
RIA
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Contact information
Main Address
20 Park Avenue Ste #201, Worcester, MA 01605
Mailing Address
Phone number
(508) 795-0264
Established
Firm type
Fiscal year end
# of Employees
9
SEC notice filing (10 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 1,429 |
| AUM (Assets Under Management) | $ 648,435,946 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 05/29/2025 | ||
| 11/20/2024 | ||
| 05/30/2024 | ||
| 05/26/2023 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CARR FINANCIAL GROUP
PresidentCRD#: 317321Worcester, MA 01605TRUST BUT VERIFY
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Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
