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Michael Ira Gaer

CFP®
GAER FINANCIAL GROUP
HACKENSACK, NJ
·CRD# 2068013·36 years experience

Professional Summary

Michael Ira Gaer, CFP®, who also goes by Michael Ira Gear, is a registered financial advisor currently at GAER FINANCIAL GROUP, INC located in Hackensack, New Jersey. Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1990. Michael has worked at 15 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 24 exams.

At a Glance

Always Fiduciary

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Michael Ira Gear

Blog Corner

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

This advisor has not claimed their profile yet, so there is no contact information to display at this time.

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Credentials

CFP®
Certified Financial PlannerSince 2003

Years of Experience

36 years in the financial services industry

Current & Past Employments

GAER FINANCIAL GROUP, INC·CRD# 168430
RIA
128 Summit Ave, Hackensack, NJ 07601
September 18, 2019 - Present
GAER FINANCIAL GROUP, INC·CRD# 168430
RIA
Hackensack, NJ
January 20, 2016 - December 31, 2018
GAER FINANCIAL GROUP, INC·CRD# 168430
RIA
Hackensack, NJ
August 9, 2013 - December 31, 2015
GAER FINANCIAL GROUP, INC·CRD# 130863
RIA
Hackensack, NJ
April 11, 2008 - December 31, 2011
CHARLES VISTA LLC·CRD# 132650
BD
Staten Island, NY
July 25, 2007 - January 15, 2008
GAER FINANCIAL GROUP, INC·CRD# 130863
RIA
Rochelle Park, NJ
June 22, 2006 - December 31, 2006
WORLD INVESTMENTS, LLC·CRD# 20626
BD
Lincroft, NJ
April 20, 2005 - November 7, 2005
GAER FINANCIAL GROUP, INC·CRD# 130863
RIA
Rochelle Park, NJ
May 12, 2004 - December 31, 2004
INVESTACORP ADVISORY SERVICES INC·CRD# 109011
RIA
Rochelle Park, NJ
September 22, 2003 - December 31, 2003
INVESTACORP, INC.·CRD# 7684
BD
Miami, FL
February 28, 2002 - October 4, 2004
TRANSAMERICA FINANCIAL ADVISORS, LLC·CRD# 16164
BD
Philadelphia, PA
October 25, 2000 - March 4, 2002
INVESTACORP, INC.·CRD# 7684
BD
Miami, FL
September 15, 1999 - October 12, 2000
DAVID LERNER ASSOCIATES, INC.·CRD# 5397
BD
Syosset, NY
October 20, 1997 - August 20, 1999
ASH FINANCIAL CORP.·CRD# 24990
BD
Great Neck, NY
May 27, 1997 - December 4, 1997
BENSON YORK GROUP, INC.·CRD# 40231
BD
Melville, NY
January 22, 1997 - February 14, 1997
THE THERMOPYLAE GROUP, INC.·CRD# 3059
BD
New York, NY
December 23, 1996 - June 16, 1997
CIBC WORLD MARKETS CORP.·CRD# 630
BD
New York, NY
August 13, 1996 - September 23, 1996
A.S. GOLDMEN & CO., INC.·CRD# 23180
BD
Red Bank, NJ
April 24, 1996 - August 22, 1996
MORGAN STANLEY DW INC.·CRD# 7556
BD
Purchase, NY
August 17, 1994 - August 1, 1995
CIBC WORLD MARKETS CORP.·CRD# 630
BD
New York, NY
January 3, 1991 - August 25, 1994
STATE CAPITAL MARKETS CORPORATION·CRD# 13685
BD
New York, NY
June 21, 1990 - January 29, 1991

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Current Firm

GF
GAER FINANCIAL GROUP, INC

GAER FINANCIAL GROUP, INC

CRD#: 168430
New Jersey
Registered Investment Advisory firm - New Jersey (9/18/2019 Approved)
Pennsylvania
Registered Investment Advisory firm - Pennsylvania (12/31/2018 Failure to Renew)

Contact Information

Main Address

128 Summit Ave, Hackensack, NJ 07601

Phone Number

(201) 291-2337

# of Employees

1

Documents

Latest Form ADV

Regulatory Assets Under Management

Total Number of Accounts

25

AUM (Assets Under Management)

$3,000,000

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Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

I AM THE SOLE SHAREHOLDER AND EMPLOYEE OF MY OWN S-CORP CALLED THE GAER FINANCIAL GROUP. I OFFER COLLEGE PLANNING ADVICE AND TAX PREPERATION SERVICES THROUGH MY CORP. I STARTED THE BUSINESS IN 1999. I INCORPORATED IN 2000. THIS TAKES THE MAJORITY OF MY DAY. THIS IS NOT AN INVESTMENT RELATED BUSINESS.

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State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
This advisor is not registered in any state.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 65 — Uniform Investment Adviser Law Examination

Passed Jul 1994About the Series 65 exam

Series 63 — Uniform Securities Agent State Law Examination

Passed Jul 1990About the Series 63 exam

SIE — Securities Industry Essentials Examination

Passed Jun 2019About the SIE exam

Series 7 — General Securities Representative Examination

Passed Jun 1990About the Series 7 exam

Series 24 — General Securities Principal Examination

Passed Aug 1990About the Series 24 exam

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CRS (Client Relationship Summary) - RIA

Click below to view Michael Ira Gaer's CRS (Customer Relationship Summary).

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