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LC

Lawrence W. Carter

RETIREMENT PLANNING SOLUTIONS
Louisville, KY 40220
Some features on this profile are disabled
CRD#: 2058988
LC

Professional summary

Lawrence Wells Carter, who also goes by Larry Carter, is a registered financial advisor currently at RETIREMENT PLANNING SOLUTIONS, LLC located in Louisville, Kentucky and PURSHE KAPLAN STERLING INVESTMENTS located in Louisville, Kentucky.

Lawrence is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1999. Lawrence has worked at 4 firms and has passed the Series 65, Series 63, SIE, Series 3 and Series 7 exams.

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

Larry Carter

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lawrence Wells Carter's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

December 15, 2023 - Present

RETIREMENT PLANNING SOLUTIONS, LLC

Office #1: 3432 Stony Spring Circle, Louisville, KY 40220
RIA
CRD#: 311575
Louisville, KY
Current

January 5, 2024 - Present

PURSHE KAPLAN STERLING INVESTMENTS

Office #1: 3432 Stony Spring Circle, Louisville, KY 40220
BD
CRD#: 35747
Louisville, KY
Past

January 1, 2008 - December 20, 2023

WELLS FARGO CLEARING SERVICES, LLC

RIA
CRD#: 19616
LOUISVILLE, KY
Past

January 1, 2008 - December 20, 2023

WELLS FARGO CLEARING SERVICES, LLC

BD
CRD#: 19616
LOUISVILLE, KY
Past

October 28, 2003 - January 1, 2008

A. G. EDWARDS & SONS, INC.

RIA
CRD#: 4
LOUISVILLE, KY
Past

July 16, 1999 - January 3, 2008

A. G. EDWARDS & SONS, INC.

BD
CRD#: 4
LOUISVILLE, KY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
RP
RETIREMENT PLANNING SOLUTIONS, LLC
CLOVER WEALTH PARTNERS | RPS ADVISORY SOLUTIONS, LLC | RETIREMENT PLANNING SOLUTIONS, LLC

CRD#: 311575 / SEC#: 801-119926

RIA
Registered Investment Advisory firm - (12/4/2020 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Indiana
(1/15/2024)
IAR
Kentucky
(12/15/2023)
RR
Kentucky
(1/8/2024)

Exams

State Security Law Exam
IAR
Series 65
Date: 2/24/2017
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
Series 63
Date: 7/23/1999
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 3
Date: 5/12/2004
National Commodity Futures Examination
General Industry/Product Exam
RR
Series 7
Date: 7/15/1999
General Securities Representative Examination
SRO Registrations
RR
FINRA

Current Firm

RP
RETIREMENT PLANNING SOLUTIONS, LLC
CLOVER WEALTH PARTNERS | RPS ADVISORY SOLUTIONS, LLC | RETIREMENT PLANNING SOLUTIONS, LLC

CRD#: 311575 / SEC#: 801-119926

RIA
Registered Investment Advisory firm - (12/4/2020 Approved)
PREMIUM
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Trends, Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address
3432 Stony Spring Circle, Louisville, KY 40220
Mailing Address
Phone number
(502) 499-5668
Established
Firm type
Fiscal year end
# of Employees
20

SEC notice filing (16 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

RETIREMENT PLANNING SOLUTIONS, LLC ADV PART 2A (6/4/2025)
RETIREMENT PLANNING SOLUTIONS, LLC ADV PART 2A, APPENDIX 1 - WRAP FEE PROGRAM (3/28/2025)

Regulatory assets under management

Total Number of Accounts2,366
AUM (Assets Under Management)$ 376,782,414

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

RETIREMENT PLANNING SOLUTIONS, LLC

CRD#: 311575Louisville, KY 40220

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