Robert B. Lowney

CETERA INVESTMENT ADVISERS LLC

HADLEY, MA

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CRD#: 2008992

Professional summary

Robert Brian Lowney, who also goes by Bob Lowney, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Hadley, Massachusetts and CETERA WEALTH SERVICES, LLC located in Hadley, Massachusetts.

Robert is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1989. Robert has worked at 11 firms and has passed the Series 65, Series 63, SIE, Series 62, Series 22 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Bob Lowney

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) Hadley Tax & Financial 229 Russell Street~Hadley~MA~01035~Accounting~Owner/Sole Proprietor~10/24/2017~120hrs~120hrs~Tax Preparation, owner, supervisor, financial services. 2) HADLEY TAX POSITION: Owner NATURE: I am opening a second tax office as a second location for my existing tax practice. We will use the D/B/A of "Hadley Tax" at 10 West Street, #3s, Hatfield, MA 01038, effective January 1st, 2023. INVESTMENT RELATED: Yes NUMBER OF HOURS: 32 SECURITIES TRADING HOURS: 20 START DATE: 01/01/2023 ADDRESS: 229 Russell Street, Hadley MA 01035, United States DESCRIPTION: As the current owner of Hadley Tax & Financial (previously reported), I am opening a second tax office. I will be involved in management duties there, overseeing three seasoned tax preparers. I will be involved in making sure that accounts payable and other tasks such as recording sales and deposits, payroll, etc. are being processed correctly. I expect that it may take me eight hours per week to oversee this satellite office.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Robert Brian Lowney's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

September 5, 2025 - Present

CETERA INVESTMENT ADVISERS LLC

RIA

CRD#: 105644

HADLEY, MA

Current

September 5, 2025 - Present

CETERA WEALTH SERVICES, LLC

CRD#: 13572

Hadley, MA

Past

June 12, 2012 - September 5, 2025

AVANTAX ADVISORY SERVICES

RIA

CRD#: 104556

Hadley, MA

Past

March 20, 2012 - September 5, 2025

AVANTAX INVESTMENT SERVICES, INC.

CRD#: 13686

Hadley, MA

Past

October 6, 2000 - March 9, 2012

MML INVESTORS SERVICES, LLC

CRD#: 10409

HADLEY, MA

Past

February 1, 1999 - October 5, 2000

PRIME CAPITAL SERVICES, INC.

CRD#: 18334

POUGHKEEPSIE, NY

Past

March 10, 1997 - February 9, 1999

OSAIC WEALTH, INC.

CRD#: 23131

SCOTTSDALE, AZ

Past

December 8, 1992 - March 18, 1997

COMMONWEALTH FINANCIAL NETWORK

CRD#: 8032

WALTHAM, MA

Past

June 10, 1992 - December 2, 1992

TOWER SQUARE SECURITIES, INC.

CRD#: 833

EL SEGUNDO, CA

Past

December 21, 1989 - March 4, 1992

THE PRUDENTIAL INSURANCE COMPANY OF AMERICA

CRD#: 680

NEWARK, NJ

Past

December 21, 1989 - March 4, 1992

PRUCO SECURITIES, LLC.

CRD#: 5685

NEWARK, NJ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

California
(9/5/2025)

Connecticut
(9/5/2025)

Maine
(9/5/2025)

Massachusetts
(9/5/2025)

IAR

Massachusetts
(9/5/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 5/10/2012

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 6/4/1991

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 62

Date: 4/4/2001

Corporate Securities Limited Representative Examination

General Industry/Product Exam

Series 22

Date: 12/13/1994

Direct Participation Programs Representative Examination

General Industry/Product Exam

Series 6

Date: 12/19/1989

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

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Contact information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Mailing Address

Phone number

(310) 257-7880

Established

Firm type

Fiscal year end

# of Employees

7,705

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	584,487
AUM (Assets Under Management)	$ 163,792,814,520

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/13/2024	Cover Page	Report
09/26/2023	Cover Page	Report
11/18/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Robert B. Lowney

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Robert Brian Lowney's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA WEALTH SERVICES, LLC

AVANTAX ADVISORY SERVICES

AVANTAX INVESTMENT SERVICES, INC.

MML INVESTORS SERVICES, LLC

PRIME CAPITAL SERVICES, INC.

OSAIC WEALTH, INC.

COMMONWEALTH FINANCIAL NETWORK

TOWER SQUARE SECURITIES, INC.

THE PRUDENTIAL INSURANCE COMPANY OF AMERICA

PRUCO SECURITIES, LLC.

Primary Firm SEC Registration

CETERA INVESTMENT ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 5/10/2012

Series 63

Date: 6/4/1991

SIE

Date: 10/1/2018

Series 62

Date: 4/4/2001

Series 22

Date: 12/13/1994

Series 6

Date: 12/19/1989

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CETERA INVESTMENT ADVISERS LLC

TRUST BUT VERIFY

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