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Steven L. Payne

UNITED CAPITAL FINANCIAL ADVISORS
SAN DIEGO, CA 92130
Some features on this profile are disabled
CRD#: 1983528
SP

Professional summary

Steven Louis Payne, CFP® is a registered financial advisor currently at UNITED CAPITAL FINANCIAL ADVISORS located in San Diego, California.

Steven is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1989. Steven has worked at 9 firms and has passed the Series 63, SIE, Series 3, Series 7 and Series 24 exams.

top-8-questions

Question & Answer

What are your service offerings?
Retirement Planning
Investment Planning
Estate Planning
Comprehensive Financial Planni...
Insurance Planning
Tax Planning
Are you a "fiduciary"?
Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Guitarist for the Brokers Band. Organization is not primarily engaged in investment-related activity. Organization operates out of Sand Diego, CA. Start date was January 4, 2000. Less than four hours per month. Duties include being the guitarist in a band.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Steven Louis Payne's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®

Certified Financial Planner

Start date: 1998

Experience

Current

July 20, 2015 - Present

UNITED CAPITAL FINANCIAL ADVISORS

Office #1: 12626 High Bluff Drive Suite 450, San Diego, CA 92130
RIA
CRD#: 134600
SAN DIEGO, CA
Past

September 8, 2022 - November 20, 2023

MERCER ALLIED COMPANY, L.P.

BD
CRD#: 37404
SAN DIEGO, CA
Past

September 4, 2020 - November 20, 2023

GOLDMAN SACHS & CO. LLC

BD
CRD#: 361
SAN DIEGO, CA
Past

November 1, 2017 - September 1, 2020

CETERA WEALTH SERVICES, LLC

BD
CRD#: 13572
SAN DIEGO, CA
Past

July 17, 2015 - November 1, 2017

GIRARD SECURITIES, INC.

BD
CRD#: 18697
SAN DIEGO, CA
Past

October 26, 1998 - June 5, 2015

LPL FINANCIAL LLC

RIA
CRD#: 6413
CARLSBAD, CA
Past

October 8, 1998 - June 5, 2015

LPL FINANCIAL LLC

BD
CRD#: 6413
CARLSBAD, CA
Past

February 6, 1995 - October 12, 1998

PRUDENTIAL EQUITY GROUP, LLC

BD
CRD#: 7471
NEW YORK, NY
Past

July 27, 1992 - February 23, 1995

CIBC WORLD MARKETS CORP.

BD
CRD#: 630
NEW YORK, NY
Past

September 19, 1989 - August 17, 1992

LEHMAN BROTHERS INC.

BD
CRD#: 7506
NEW YORK, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
UC
UNITED CAPITAL FINANCIAL ADVISORS
FINLIFE PARTNERS | UNITED CAPITAL WEALTH | UNITED CAPITAL RETIREMENT ADVISERS | UNITED CAPITAL PRIVATE WEALTH COUNSELING | UNITED CAPITAL FINANCIAL LIFE MANAGEMENT | UNITED CAPITAL FINANCIAL ADVISORS, LLC | UNITED CAPITAL FINANCIAL ADVISORS | UNITED CAPITAL FINANCIAL ADVISERS, LLC | UNITED CAPITAL FINANCIAL ADVISERS, INC. | UNITED CAPITAL FINANCIAL ADVISERS | UNITED CAPITAL | UCFA, LLC | UCFA | PFM | GS PFM | GOLDMAN SACHS PERSONAL FINANCIAL MANAGEMENT

CRD#: 134600 / SEC#: 801-64376

RIA
Registered Investment Advisory firm - (6/9/2005 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
California
(7/20/2015)
IAR
Texas
(5/30/2019)

Exams

State Security Law Exam
RR
Series 63
Date: 9/26/1989
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 3
Date: 10/23/1989
National Commodity Futures Examination
General Industry/Product Exam
RR
Series 7
Date: 9/16/1989
General Securities Representative Examination
Principal/Supervisory Exam
RR
Series 24
Date: 1/2/1999
General Securities Principal Examination

Current Firm

UC
UNITED CAPITAL FINANCIAL ADVISORS
FINLIFE PARTNERS | UNITED CAPITAL WEALTH | UNITED CAPITAL RETIREMENT ADVISERS | UNITED CAPITAL PRIVATE WEALTH COUNSELING | UNITED CAPITAL FINANCIAL LIFE MANAGEMENT | UNITED CAPITAL FINANCIAL ADVISORS, LLC | UNITED CAPITAL FINANCIAL ADVISORS | UNITED CAPITAL FINANCIAL ADVISERS, LLC | UNITED CAPITAL FINANCIAL ADVISERS, INC. | UNITED CAPITAL FINANCIAL ADVISERS | UNITED CAPITAL | UCFA, LLC | UCFA | PFM | GS PFM | GOLDMAN SACHS PERSONAL FINANCIAL MANAGEMENT

CRD#: 134600 / SEC#: 801-64376

RIA
Registered Investment Advisory firm - (6/9/2005 Approved)
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Contact information

Main Address
125 E John Carpenter Frwy Suite 1300, Irving, TX 75062
Mailing Address
Phone number
(972) 822-2055
Established
Firm type
Fiscal year end
# of Employees
271

SEC notice filing (53 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

UNITED CAPITAL FINANCIAL ADVISORS WRAP FEE PROGRAM BROCHURE (3/28/2025)
UNITED CAPITAL FINANCIAL ADVISORS ADV PART 2A (3/28/2025)

Regulatory assets under management

Total Number of Accounts41,738
AUM (Assets Under Management)$ 17,211,052,120

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
10/01/2024
Cover Page
Report
10/30/2023
Cover Page
Report
01/26/2023
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

UNITED CAPITAL FINANCIAL ADVISORS

CRD#: 134600San Diego, CA 92130

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